EC BUILD

Active

Private limited company (pre-2019)founded 1987active for 39 yearsKnotwilgenweg 5, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0430.479.169

Summary

The annual accounts of EC BUILD for financial year 2025 show a net loss of 196% of total assets and of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €12,777 and a net result of -€38,602. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 76% of 2,771 sector peers (NACE 41, financial year 2025). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

EC BUILDActiveChecked score 54/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€19,732total assets 2025

Equity: €12,777
Loss: -€38,602

Turnover not published (abbreviated or micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Structure

2025 accounts on time4 deeds in the Belgian Official Gazette

Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Construction of residential and non-residential buildings (NACE 41)Loss of €38,602, the second in a row (financial year 2025)lowers riskFounded in 1987Size: total assets €19,732Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 31% of its sector peers (NACE 41, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 90-10

equity 64.7% of total assets

Liquidity 40-13

short-term debt 35.3% · cash 4.6%

Profitability 0-34

return on assets -195.6%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -1.0 percentage point vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.6 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 2.62, compared with 19.83 in 2024, above the usual 1.5; short-term debt: 35.3% and cash: 4.6% of total assets), and 35.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 74% on solvency, 37% on liquidity, 5% on profitability and 7% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Loss of €38,602, the second in a row (financial year 2025)

NBB · annual accounts

Founded in 1987

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €19,732

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€38,602

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

12 days early

2022

12 days early

2021

31 days late

2020

28 days late

2019

57 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Weakest financial yearnet -€38,602
31-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€38,602 View
Caution: Among the weakest 11% on net resultsector median €19,456 · 2,765 companies -€38,602 View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €19,732
Loss: -€38,602
Solvency: 64.7%

Total assets▼ 63.5%

Net result

20182025

Go to Financials

Timeline

Events: 42
Since: 1988
Next accounts: by 31-07-2027

19-07-2024Annual accounts filed
31-12-2023Liquidity more than 6 times
19-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General construction of residential buildingsNACE 41001
Founded: 12-02-1987
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about EC BUILD

What is the company number of EC BUILD?: 0430.479.169. In Belgium the VAT number is the company number with BE in front: BE 0430.479.169.
Where is EC BUILD based?: The registered office is at Knotwilgenweg 5, 2220 Heist-op-den-Berg.Company details
What does EC BUILD do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of EC BUILD?: Private limited company (pre-2019) (BVBA).
When was EC BUILD founded?: On 12-02-1987.
Is EC BUILD still active?: Yes, EC BUILD is an active enterprise in the KBO register.
How many employees does EC BUILD have?: On average 0.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of EC BUILD?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is EC BUILD profitable?: In financial year 2025, EC BUILD made a loss of €38,602.
Where can I find the annual accounts of EC BUILD?: EC BUILD filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of EC BUILD due?: By 31-07-2027, for financial year 2026.Timeline

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Overview