BecauseProtectionMatters has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10.29M and a net result of €355k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 3292 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
5 d early
2023
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€10.29M▲ 3.6%
2024 · €9.93M
2023: €5.74M
2024: €9.93M
2023 → 2025
Total assets
€30.80M▼ 3.3%
2024 · €31.85M
2023: €30.72M
2024: €31.85M
2023 → 2025
Net result
€355k▼ 91.5%
2024 · €4.19M
2023: €107k
2024: €4.19M
2023 → 2025
Working capital
€238k▲ 1,522%
2024 · €15k
2023: €157k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5.74M-€9.93M▲ 73.0%€10.29M▲ 3.6%
Operating result€723k-€750k▲ 3.6%€818k▲ 9.1%
Net result€107k-€4.19M▲ 3,832%€355k▼ 91.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30.80M
Fixed assets
€29.86M=
Current assets
€941k▼ 52.9%
Equity and liabilities €30.80M
Equity
€10.29M▲ 3.6%
Debt
€20.51M▼ 6.4%
The debt ratio falls from 68.8% to 66.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
33.4%▲
2024 · 31.2%
ROE
3.5%▼
2024 · 42.2%
ROA
1.2%▼
2024 · 13.2%
Debt
€20.51M▼
2024 · €21.92M
Debt ≤ 1 year
€703k▼
2024 · €1.98M
Debt > 1 year
€19.31M▼
2024 · €19.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31.85M€30.80M▼
Fixed assets21/28€29.86M€29.86M=
Financial fixed assets28€29.86M€29.86M=
Current assets29/58€2.00M€941k▼
Amounts receivable within one year40/41€1.29M€114k▼
Trade receivables40€14k€94k▲
Other amounts receivable41€1.27M€20k▼
Current investments50/53€500k-
Cash at bank and in hand54/58€207k€827k▲
Deferred charges and accrued income490/1€4k€296▼
Equity and liabilities
Total equity and liabilities10/49€31.85M€30.80M▼
Equity10/15€9.93M€10.29M▲
Contributions10/11€5.63M€5.63M=
Capital10€5.63M€5.63M=
Issued capital100€5.63M€5.63M=
Reserves13€215k€233k▲
Non-distributable reserves130/1€215k€233k▲
Legal reserve130€215k€233k▲
Profit (loss) carried forward14€4.08M€4.42M▲
Amounts payable17/49€21.92M€20.51M▼
Amounts payable after more than one year17€19.43M€19.31M▼
Financial debts170/4€19.43M€19.31M▼
Amounts payable within one year42/48€1.98M€703k▼
Current portion of amounts payable after more than one year42€1.86M€607k▼
Trade debts44€125k€96k▼
Suppliers440/4€125k€96k▼
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Accrued charges and deferred income492/3€509k€501k▼
Income statement
Code20242025
Other operating charges640/8€610€619▲
Gross operating margin9900€750k€818k▲
Operating profit (loss)9901€750k€818k▲
Financial income75/76B€4.26M€150k▼
Recurring financial income75€4.26M€150k▼
Financial charges65/66B€817k€613k▼
Recurring financial charges65€817k€613k▼
Profit (loss) for the period before taxes9903€4.19M€355k▼
Profit (loss) for the period9904€4.19M€355k▼
Profit (loss) for the period to be appropriated9905€4.19M€355k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.29M€4.44M▲
Profit (loss) brought forward from the previous period14P€101k€4.08M▲
Transfer to equity691/2€210k€18k▼
To the legal reserve6920€210k€18k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €10MEq €10.29M ▲3.6%
3 profitable years in a row build equity to €10.29M.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2023net €4.19M ▲3832%
Net result €4.19M, the highest in the series.
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-02-2026
Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pauline Van Pottelsberghelaan 249051 GentGround area
1,303 m²
Building footprint
48 m²
Parcel 44062A0110/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
BecauseProtectionMatters
since 20212.323.340.040
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062A0110/00T000 | Flanders | 1,303 m² | 1 · 48 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OPHELIMA
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-10-2021
Fiscal year end30-09
Activities, NACEBEL
69109Other legal services
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.