R.V.D. - SECURITIES
ActiveSummary
R.V.D. - SECURITIES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.09M and a net result of €6.71M. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity ample (current ratio 12.72 against 25.51 in 2024; short-term debt: 7.7% and cash: 0.8% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
76.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
14 d late
2023
71 d early
2022
7 d late
2021
34 d early
2020
4 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€8.09M▲ 488%
2024 · €1.38M
2019: €712k
2020: €850k
2021: €920k
2022: €939k
2023: €1.20M
2024: €1.38M
2019 → 2025
Total assets
€8.76M▲ 515%
2024 · €1.43M
2019: €961k
2020: €1.05M
2021: €1.06M
2022: €1.09M
2023: €1.28M
2024: €1.43M
2019 → 2025
Net result
€6.71M▲ 3,749%
2024 · €174k
2019: €143k
2020: €142k
2021: €71k
2022: €83k
2023: €288k
2024: €174k
2019 → 2025
Working capital
€7.89M▲ 584%
2024 · €1.15M
2019: €598k
2020: €700k
2021: €638k
2022: €640k
2023: €951k
2024: €1.15M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€920k-€939k▲ 2.0%€1.20M▲ 28.0%€1.38M▲ 14.5%€8.09M▲ 488%
Operating result€94k-€132k▲ 39.7%€387k▲ 194%€221k▼ 42.8%€9.01M▲ 3,968%
Net result€71k-€83k▲ 17.3%€288k▲ 248%€174k▼ 39.4%€6.71M▲ 3,749%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,968% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.76M
Fixed assets
€202k ▼ 10.2%
Current assets
€8.56M ▲ 613%
Equity and liabilities €8.76M
Equity
€8.09M ▲ 488%
Debt
€674k ▲ 1,284%
Debt's share of the balance-sheet total rises from 3.4% to 7.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9.04M▲
2024 · €251k
Cash flow
€6.74M▲
2024 · €204k
Current ratio
12.72▼
2024 · 25.51
Debt to equity
0.08▲
2024 · 0.04
ROE
83.0%▲
2024 · 12.7%
ROA
76.6%▲
2024 · 12.2%
Interest coverage
112993.73▲
2024 · 909.73
Debt ≤ 1 year
€673k▲
2024 · €47k
Income taxes
€3.13M▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€8.76M▲
Fixed assets21/28€225k€202k▼
Tangible fixed assets22/27€225k€202k▼
Land and buildings22€194k€187k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€31k€11k▼
Current assets29/58€1.20M€8.56M▲
Amounts receivable within one year40/41€36k€317k▲
Trade receivables40€29k-
Other amounts receivable41€8k€317k▲
Current investments50/53€1.06M€8.17M▲
Cash at bank and in hand54/58€94k€70k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€8.76M▲
Equity10/15€1.38M€8.09M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.02M€7.73M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.02M€7.73M▲
Profit (loss) carried forward14€290k€291k▲
Amounts payable17/49€49k€674k▲
Amounts payable within one year42/48€47k€673k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€45k€671k▲
Taxes450/3€45k€671k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€8.76M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€253k€9.04M▲
Operating profit (loss)9901€221k€9.01M▲
Financial income75/76B€29k€834k▲
Recurring financial income75€29k€73k▲
Non-recurring financial income76B-€761k
Financial charges65/66B€276€80▼
Recurring financial charges65€276€80▼
Profit (loss) for the period before taxes9903€250k€9.84M▲
Income taxes67/77€76k€3.13M▲
Profit (loss) for the period9904€174k€6.71M▲
Profit (loss) for the period to be appropriated9905€174k€6.71M▲
Appropriation of the result
Profit (loss) to be appropriated9906€464k€7.00M▲
Profit (loss) brought forward from the previous period14P€290k€290k=
Transfer to equity691/2€174k€6.71M▲
To other reserves6921€174k€6.71M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 23 days late
2025
30-06
Financial
Highest result since 2019net €6.71M ▲3749%
Operating result €9.01M, net result €6.71M, both a record.
30-06
Financial
Equity above €5MEq €8.09M ▲488%
7 profitable years in a row build equity to €8.09M.
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2023
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 13.20
Current ratio from 5.59 to 13.20; short-term debt falls from €139k to €78k.
30-06
Financial
Equity above €1MEq €1.20M ▲28%
5 profitable years in a row build equity to €1.20M.
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €71k ▼50.4%
Net result drops to €71k, the lowest in the series; recovery starts the following year.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
Show earlier events
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
16-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
16-01
State Gazette act
Board meeting · Director resignation
Permanent representative · Director appointment
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooimanstraat 1249112 Sint-NiklaasGround area
1,225 m²
Building footprint
168 m²
Volume, LiDAR
845 m³
Parcel 46019B1270/00A002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.V.D.-SECURITIES
since 19902.049.053.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B1270/00A002 | Flanders | 1,225 m² | 1 · 168 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400RGSTD9P211KY94
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INFICOM
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-1990
Fiscal year end30-06
Activities, NACEBEL 2025
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.