GEVERS BELGIUM
ActiveGEVERS BELGIUM has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.02M and a net result of €2.71M. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+17
Solvency60▲+6
Growth65▲+2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.61 in 2024; short-term debt: 51.5% and cash: 0.6% of total assets), and 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
14 d early
2023
20 d early
2022
32 d early
2021
4 d early
2020
19 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€8.33M▲ 13.5%
2024 · €7.34M
2018: €7.18M
2019: €7.47M
2020: €7.04M
2021: €7.68M
2022: €7.63M
2023: €7.72M
2024: €7.34M
2018 → 2025
EBIT margin
10.7%▲ 3.8pp
2024 · 7.0%
2018: 14.6%
2019: 10.2%
2020: 10.7%
2021: 8.9%
2022: 11.3%
2023: 8.8%
2024: 7.0%
2018 → 2025
Net result
€2.71M▲ 7,967%
2024 · €34k
2018: €-1.02M
2019: €2.28M
2020: €334k
2021: €364k
2022: €320k
2023: €4.13M
2024: €34k
2018 → 2025
Working capital
€-3.79M▲ 38.8%
2024 · €-6.19M
2018: €-7.55M
2019: €-7.25M
2020: €-8.67M
2021: €-9.62M
2022: €-8.41M
2023: €-5.48M
2024: €-6.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€7.68M-€7.63M▼ 0.7%€7.72M▲ 1.2%€7.34M▼ 4.9%€8.33M▲ 13.5%
Equity€6.33M-€6.64M▲ 5.0%€8.27M▲ 24.5%€8.31M▲ 0.4%€11.02M▲ 32.7%
Operating result€685k-€861k▲ 25.6%€680k▼ 21.0%€510k▼ 24.9%€894k▲ 75.3%
Net result€364k-€320k▼ 12.3%€4.13M▲ 1,191%€34k▼ 99.2%€2.71M▲ 7,967%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 75% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31.75M
Fixed assets
€19.20M▲ 0.1%
Current assets
€12.56M▲ 27.8%
Equity and liabilities €31.75M
Equity
€11.02M▲ 32.7%
Provisions
€60k=
Debt
€20.67M▲ 0.2%
The debt ratio falls from 71.2% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.39M▲
2024 · €933k
Cash flow
€3.21M▲
2024 · €457k
Solvency
34.7%▲
2024 · 28.6%
Current ratio
0.77▲
2024 · 0.61
Quick ratio
0.77▲
2024 · 0.61
Debt / equity
1.88▼
2024 · 2.48
ROE
24.6%▲
2024 · 0.4%
ROA
8.5%▲
2024 · 0.1%
Interest coverage
1.66▲
2024 · 0.89
Debt
€20.67M▲
2024 · €20.63M
Debt ≤ 1 year
€16.35M▲
2024 · €16.01M
Debt > 1 year
€2.50M▼
2024 · €3.14M
Income taxes
€170k▲
2024 · €59k
Staff costs
€1.43M▲
2024 · €1.37M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29.00M€31.75M▲
Fixed assets21/28€19.18M€19.20M▲
Intangible fixed assets21€501k€621k▲
Tangible fixed assets22/27€916k€814k▼
Plant, machinery and equipment23€218k€183k▼
Furniture and vehicles24€32k€61k▲
Other tangible fixed assets26€666k€569k▼
Financial fixed assets28€17.76M€17.76M=
Affiliated companies280/1€17.73M€17.73M=
Participating interests280€17.73M€17.73M=
Other financial fixed assets284/8€26k€26k=
Amounts receivable and cash guarantees285/8€26k€26k=
Current assets29/58€9.82M€12.56M▲
Amounts receivable within one year40/41€9.48M€12.17M▲
Trade receivables40€1.91M€2.90M▲
Other amounts receivable41€7.57M€9.27M▲
Cash at bank and in hand54/58€294k€198k▼
Deferred charges and accrued income490/1€48k€188k▲
Equity and liabilities
Total equity and liabilities10/49€29.00M€31.75M▲
Equity10/15€8.31M€11.02M▲
Contributions10/11€2.27M€2.27M=
Capital10€2.27M€2.27M=
Issued capital100€2.27M€2.27M=
Reserves13€1.72M€1.89M▲
Non-distributable reserves130/1€227k€227k=
Legal reserve130€227k€227k=
Tax-exempt reserves132€421k€177k▼
Distributable reserves133€1.07M€1.49M▲
Profit (loss) carried forward14€4.32M€6.86M▲
Provisions and deferred taxes16€60k€60k=
Provisions for liabilities and charges160/5€60k€60k=
Other liabilities and charges164/5€60k€60k=
Amounts payable17/49€20.63M€20.67M▲
Amounts payable after more than one year17€3.14M€2.50M▼
Financial debts170/4€3.14M€2.50M▼
Credit institutions173€3.14M€2.50M▼
Amounts payable within one year42/48€16.01M€16.35M▲
Current portion of amounts payable after more than one year42€624k€637k▲
Financial debts43€1.90M€3.08M▲
Credit institutions430/8€1.90M€3.05M▲
Other loans439-€30k
Trade debts44€1.74M€1.23M▼
Suppliers440/4€1.74M€1.23M▼
Taxes, remuneration and social security45€379k€462k▲
Taxes450/3€158k€201k▲
Remuneration and social security454/9€220k€261k▲
Other amounts payable47/48€11.37M€10.94M▼
Accrued charges and deferred income492/3€1.48M€1.82M▲
Income statement
Code20242025
Operating income70/76A€9.51M€11.10M▲
Turnover70€7.34M€8.33M▲
Own construction capitalised72-€193k
Other operating income74€2.15M€2.58M▲
Non-recurring operating income76A€23k-
Operating charges60/66A€9.00M€10.21M▲
Goods for resale, raw materials and consumables60€2.86M€3.25M▲
Purchases600/8€2.86M€3.25M▲
Services and other goods61€4.32M€4.99M▲
Remuneration, social security and pensions62€1.37M€1.43M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€423k€498k▲
Other operating charges640/8€7k€5k▼
Non-recurring operating charges66A€34k€33k▼
Operating profit (loss)9901€510k€894k▲
Financial income75/76B€640k€2.88M▲
Recurring financial income75€640k€2.88M▲
Income from financial fixed assets750-€2.35M
Income from current assets751€621k€521k▼
Other financial income752/9€20k€6k▼
Financial charges65/66B€1.06M€886k▼
Recurring financial charges65€1.06M€886k▼
Debt charges650€1.04M€840k▼
Other financial charges652/9€14k€47k▲
Profit (loss) for the period before taxes9903€93k€2.88M▲
Income taxes67/77€59k€170k▲
Taxes670/3€59k€202k▲
Tax adjustments and reversals of tax provisions77-€32k
Profit (loss) for the period9904€34k€2.71M▲
Transfer from tax-exempt reserves789€356k€421k▲
Transfer to tax-exempt reserves689-€177k
Profit (loss) for the period to be appropriated9905€390k€2.96M▲
Appropriation of the result
Profit (loss) to be appropriated9906€4.68M€7.28M▲
Profit (loss) brought forward from the previous period14P€4.29M€4.32M▲
Transfer to equity691/2€356k€421k▲
To other reserves6921€356k€421k▲
Social balance
Average headcount (FTE)908714.814.9▲
The notes to these accounts (65 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €10MEq €11.02M ▲32.7%
7 profitable years in a row build equity to €11.02M.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €4.13M ▲1191%
Net result €4.13M, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €2.28M
Net result €2.28M after one loss-making year.
31-12
Financial
Equity above €5MEq €5.63M ▲67.9%
Equity rises from €3.35M to €5.63M.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
29 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 2 establishment units since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Kleetlaan 7A1831 Machelen (Brab.)Ground area
1.2 ha
Building footprint
692 m²
Volume, LiDAR
12,598 m³
2 parcels, Brussels, Flanders · tallest building 28.8 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
De Kleetlaan 7A, 1831 Machelen (Brab.)
since 19762.013.290.527
Livornostraat 7, 1060 Sint-Gillis (bij-Brussel)
since 19962.013.290.725
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00A004 | Flanders | 8,074 m² | - | - |
| 21013B0040/00C021 | Brussels | 4,310 m² | 1 · 692 m² | 28.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 9,000 EUR awarded · 9,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 9,000 EUR | 9,000 EUR |
Schemes
Werkbaarheidscheque (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
2549006F3PDAPKITV448
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Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 98 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1976
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
74879
77400Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 53 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.