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BECAR

Active Private limited companyfounded 1986active for 40 yearsRue Saint-Jacques 24, 5000 NamurKBO/BCE: BE 0429.089.891

Lifetime

20 annual accounts with figures on one time axis, 39 filings since 1987
peak €89,742 (2010)
€23,752▲ €29,464
lowest -€30,955 (2022)
€22,977▲ €30,410
peak €186,193 (2017)
€123,088▲ 23.0%
€31,955▼ 39.3%
peak 1 FTE (2006)
-not published
Board1 name since 2021
1 directorTROISFONTAINE BERNARD
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from -€5,713 to €23,752Back to profit: €22,977Equity from €100,111 to €123,088Debts from €52,613 to €31,955Cash from €15 to €3,414

Key points

from the 2025 annual accounts

Turnover

≈ €280,000 estimated

The accounts state no turnover.

Filings

39 annual accounts since 1987
AprilJune31 JulyOctober1990200020102020

Three of the last ten came late. The 2016 accounts came latest: 11 days after the end of the period.

Position in the sector

79.4%

Higher solvency than 87% of companies in retail trade. Sector median 33.1% · 22,939 companies.

Checked score

88
Excellent
Financially stronger than 68% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026highest value 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+9equity 79.4% of total assets
46+11short-term debt 20.6% · cash 2.2%
75+50return on assets 14.8%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
Size: total assets €155,043
Liquidity: current ratio 0.69, cash €3,414
lowers risk
Founded in 1986
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 45% on liquidity, 60% on profitability and 75% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.69 (0.37 in 2024), below 1. Short-term debt is 20.6% and cash 2.2% of total assets. 20.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €155,043
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.69, cash €3,414
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €123,088
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
57 days early
2023
19 days early
2022
35 days early
2021
46 days early
2020
51 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TB
TROISFONTAINE BERNARD
Director
  • TROISFONTAINE Bernard Pierre Paul Ghislain 714 sharesdeed of 18-12-2023
  • KANGIESTER Carine Nicole Marcelle Ghislaine 36 sharesdeed of 18-12-2023

Shares in 1 company, TRUDO

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0429089891
Permanent representative: TROISFONTAINE Bernard Pierre Paul Ghislain TROISFONTAINE Bernard Pierre Paul Ghislain holds 714 shares · KANGIESTER Carine Nicole Marcelle Ghislaine holds 36 shares · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 12-12-2023 · Gazette deed
Resignations & appointments General meeting of 28-02-2023 · Gazette deed
First establishment SCAPA SCOTLAND, Rue Saint-Jacques 24, Namur
All 51 events

Comparable companies

same main activity, similar in size and age
Company
BECAR Namur €155,043 €23,752 79.4% -
VAN POUCKE SPORT EN VRIJE TIJD Evergem €153,580 €30,585 68.4% -
TERRE NEUVE Liège €146,292 €18,444 49.4% -
GB CONSULT & ADMIN Ostend €129,212 €22,477 89.1% -
Wini Wommelgem €140,884 €23,565 76.6% -
Textienen Sambreville €134,493 €38,992 -315.8% 2.9
CANOE ROSE Fernelmont €100,215 €21,799 87.9% -

These companies have the same main activity as BECAR: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €100,000 and €154,000, founded between 1982 and 1992.

Official details

Source: KBO
Status
Active since 15-07-1986Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716
Establishment unit
2.036.520.3445000 Namur, since 17-07-1986
Financial year end
31 December
Peppol
Reachable since 18-03-2026
Company details

Annual accounts 2025

€155,043▲ 1.5%
Filing
Filed on 15-06-2026, 46 days before the end of the filing period
Financials

Insights on BECAR

BECAR files the micro format. That format states no turnover. The gross margin fell from €35,509 in 2006 to €23,752 in 2025.

The balance sheet grew most from 2016 to 2017 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BECAR

What is the company number of BECAR?
The company number of BECAR is 0429.089.891. The VAT number is the same number with BE in front: BE 0429.089.891.
Where is BECAR based?
The registered office is at Rue Saint-Jacques 24, 5000 Namur.Company details
What does BECAR do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of BECAR?
BECAR is a private limited company (BV).
When was BECAR founded?
BECAR was founded on 15-07-1986.
Is BECAR still active?
Yes, BECAR is an active enterprise in the KBO register.
What is the turnover of BECAR?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €23,752 and 40 comparable companies (NACE 47716). It probably lies between €93,000 and €550,000. It is a rough estimate.Financials
Is BECAR profitable?
In financial year 2025, BECAR made a profit of €22,977.
Where can I find the annual accounts of BECAR?
BECAR filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BECAR due?
BECAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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