BECAR
ActiveSummary
BECAR has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €100,111 and a net result of -€7,434. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability25▼-2
Solvency91▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.44 in 2023; short-term debt: 34.4% and cash: 0% of total assets), and 34.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.6%
Return on assets
-4.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€7,434
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d early
2023
19 d early
2022
35 d early
2021
46 d early
2020
51 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 36 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€7,434▼ 16.4%
2023 · -€6,385
Working capital
-€32,917▼ 29.2%
2023 · -€25,483
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€11,994▼ 454%€4,103-€29,679-€5,910▲ 80.1%-€7,434▼ 25.8%
Net result-€12,915▼ 333%€3,027-€30,955-€6,385▲ 79.4%-€7,434▼ 16.4%
Equity€141,857▼ 8.3%€144,884▲ 2.1%€113,929▼ 21.4%€107,544▼ 5.6%€100,111▼ 6.9%
Total assets€150,160▼ 10.3%€150,580▲ 0.3%€152,447▲ 1.2%€153,007▲ 0.4%€152,724▼ 0.2%
Debt€8,302▼ 34.0%€5,696▼ 31.4%€38,518▲ 576%€45,462▲ 18.0%€52,613▲ 15.7%
Working capital€8,830▼ 16.7%€11,857▲ 34.3%-€19,098-€25,483▼ 33.4%-€32,917▼ 29.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,434 in 2024 against €5,910 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €152,724
Fixed assets
€133,027 =
Current assets
€19,696 ▼ 1.4%
Equity and liabilities €152,724
Equity
€100,111 ▼ 6.9%
Debt
€52,613 ▲ 15.7%
Debt's share of the balance-sheet total rises from 29.7% to 34.4%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.37▼
2023 · 0.44
Debt to equity
0.53▲
2023 · 0.42
ROE
-7.4%▼
2023 · -5.9%
ROA
-4.9%▼
2023 · -4.2%
Debt ≤ 1 year
€52,613▲
2023 · €45,462
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,141 | - | - | - | - | - |
| Other operating charges640/8 | - | €1,251 | €1,272 | €1,093 | €1,721 | ▲ 57.4% |
| Gross operating margin9900 | €288 | €5,354 | -€28,407 | -€4,817 | -€5,713 | ▼ 18.6% |
| Operating profit (loss)9901 | -€11,994 | €4,103 | -€29,679 | -€5,910 | -€7,434 | ▼ 25.8% |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | - | €1,076 | €1,276 | €475 | - | - |
| Recurring financial charges65 | €921 | €1,076 | €1,276 | €475 | - | - |
| Profit (loss) for the period before taxes9903 | -€12,915 | €3,027 | -€30,955 | -€6,385 | -€7,434 | ▼ 16.4% |
| Profit (loss) for the period9904 | -€12,915 | €3,027 | -€30,955 | -€6,385 | -€7,434 | ▼ 16.4% |
| Profit (loss) for the period to be appropriated9905 | -€12,915 | €3,027 | -€30,955 | -€6,385 | -€7,434 | ▼ 16.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €150,160 | €150,580 | €152,447 | €153,007 | €152,724 | ▼ 0.2% |
| Fixed assets21/28 | €133,027 | €133,027 | €133,027 | €133,027 | €133,027 | = |
| Financial fixed assets28 | €133,027 | €133,027 | €133,027 | €133,027 | €133,027 | = |
| Current assets29/58 | €17,132 | €17,553 | €19,420 | €19,979 | €19,696 | ▼ 1.4% |
| Amounts receivable within one year40/41 | €16,601 | €16,601 | €18,601 | €19,150 | €18,918 | ▼ 1.2% |
| Trade receivables40 | - | €16,601 | €18,601 | €18,601 | €18,601 | = |
| Other amounts receivable41 | - | - | - | €549 | €317 | ▼ 42.3% |
| Cash at bank and in hand54/58 | €8 | €8 | €8 | €101 | €15 | ▼ 85.4% |
| Deferred charges and accrued income490/1 | - | €944 | €811 | €728 | €764 | ▲ 4.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €150,160 | €150,580 | €152,447 | €153,007 | €152,724 | ▼ 0.2% |
| Equity10/15 | €141,857 | €144,884 | €113,929 | €107,544 | €100,111 | ▼ 6.9% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €11,691 | €11,691 | €11,691 | €11,691 | €11,691 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | €9,831 | €9,831 | €11,691 | €11,691 | = |
| Profit (loss) carried forward14 | €111,575 | €114,602 | €83,647 | €77,262 | €69,828 | ▼ 9.6% |
| Amounts payable17/49 | €8,302 | €5,696 | €38,518 | €45,462 | €52,613 | ▲ 15.7% |
| Amounts payable within one year42/48 | €8,302 | €5,696 | €38,518 | €45,462 | €52,613 | ▲ 15.7% |
| Financial debts43 | - | €2,258 | €6,746 | - | - | - |
| Credit institutions430/8 | - | €2,258 | €6,746 | - | - | - |
| Trade debts44 | €803 | €762 | €1,063 | €13 | €296 | ▲ 2,184% |
| Suppliers440/4 | - | €762 | €1,063 | €13 | €296 | ▲ 2,184% |
| Taxes, remuneration and social security45 | - | €2,676 | €23,209 | €20,208 | - | - |
| Taxes450/3 | - | €2,676 | €23,209 | €20,208 | - | - |
| Other amounts payable47/48 | - | - | €7,501 | €25,241 | €52,317 | ▲ 107% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,915 | €3,027 | -€30,955 | -€6,385 | -€7,434 | ▼ 16.4% |
| + Depreciation and write-downs630 | €11,141 | - | - | - | - | - |
| Operating cash flow (approximation) | -€1,774 | €3,027 | -€30,955 | -€6,385 | -€7,434 | ▼ 16.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €0 | €0 | €93 | -€86 | ▼ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€30,955
Net result drops to -€30,955, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €3,027
Net result €3,027 after 3 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1986
Ground area
178 m²
Building footprint
57 m²
Volume, LiDAR
951 m³
Parcel 92094C0072/00C000, Wallonia · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SCAPA SCOTLAND
since 19862.036.520.344
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0072/00C000 | Wallonia | 178 m² | 1 · 57 m² | 18.3 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
99%
According to the 2024 annual accounts of BECAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 6,495 companies in sector 47716 we hold annual accounts for 2,439. 1,909 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-1986
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429089891
Also
9925:BE0429089891
Registered
18-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.