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Textienen

Active
Public limited companyfounded 198244 yrs activeRue Bois Sainte Marie(AUV) 174, 5060 Sambreville, BelgiumKBO/BCE: BE 0422.811.716

The file of Textienen contains 3 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 10.8% (high). The 2025 annual accounts show negative equity (-€424,684) and a net result of -€52,425. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 5% of 4272 sector peers (fiscal year 2025).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth78=
Track record60
Bankruptcy probability, 12 months
10.8% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.49 in 2024; short-term debt: 249.8% and cash: 5.8% of total assets), and equity is negative.
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Signals

Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Judicial reorganisation on record
A judicial reorganisation is on record, and one often precedes a bankruptcy.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-315.8%
Return on assets
-39%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€424,684
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
55 d early
2023
35 d early
2022
66 d early
2021
38 d early
2020
37 d early
2019
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 June 1982, Textienen was incorporated.1 Total assets went from EUR 549,346 in 2018 to EUR 134,493 in 2025 and headcount from 13.5 to 2.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€52,425
2024 · €37,549
Working capital
-€202,113▼ 41.1%
2024 · -€143,242
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€79,997▲ 69.5%-€43,947▲ 45.1%-€4,250▲ 90.3%-€34,729▼ 717%-€39,767▼ 14.5%
Net result€827below the sector's middle half▼ 100.0%-€46,716below the sector's middle half-€5,437below the sector's middle half▲ 88.4%€37,549within the sector's middle half-€52,425below the sector's middle half
Equity-€357,655below the sector's middle half▲ 0.2%-€404,371below the sector's middle half▼ 13.1%-€409,807below the sector's middle half▼ 1.3%-€372,259below the sector's middle half▲ 9.2%-€424,684below the sector's middle half▼ 14.1%
Total assets€205,066below the sector's middle half▼ 25.9%€141,731below the sector's middle half▼ 30.9%€183,343below the sector's middle half▲ 29.4%€140,980below the sector's middle half▼ 23.1%€134,493below the sector's middle half▼ 4.6%
Debt€562,721▼ 11.4%€546,101▼ 3.0%€593,151▲ 8.6%€513,239▼ 13.5%€559,177▲ 9.0%
Working capital-€94,742below the sector's middle half▲ 23.1%-€123,554below the sector's middle half▼ 30.4%-€140,739below the sector's middle half▼ 13.9%-€143,242below the sector's middle half▼ 1.8%-€202,113below the sector's middle half▼ 41.1%
Solvency-174.4%below the sector's middle half▼ 44.9pp-285.3%below the sector's middle half▼ 110.9pp-223.5%below the sector's middle half▲ 61.8pp-264.1%below the sector's middle half▼ 40.5pp-315.8%below the sector's middle half▼ 51.7pp
Current ratio0.65below the sector's middle half▲ 0.010.53below the sector's middle half▼ 0.120.56below the sector's middle half▲ 0.030.49below the sector's middle half▼ 0.070.40below the sector's middle half▼ 0.10
Return on assets (ROA)0.4%below the sector's middle half-33.0%below the sector's middle half▼ 33.4pp-3.0%below the sector's middle half▲ 30.0pp26.6%above the sector's middle half▲ 29.6pp-39.0%below the sector's middle half▼ 65.6pp
Staff (FTE)3.5within the sector's middle half▼ 18.6%3.9within the sector's middle half▲ 11.4%4.4within the sector's middle half▲ 12.8%3within the sector's middle half▼ 31.8%2.9below the sector's middle half▼ 3.3%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2021: -€79,997-€79,997Net result 2021: €827€827Operating result 2022: -€43,947-€43,947Net result 2022: -€46,716-€46,716Operating result 2023: -€4,250-€4,250Net result 2023: -€5,437-€5,437Operating result 2024: -€34,729-€34,729Net result 2024: €37,549€37,549Operating result 2025: -€39,767-€39,767Net result 2025: -€52,425-€52,42520212022202320242025-€75,000-€50,000-€25,000€0€25,000€50,000Operating result 2023: -€4,250-€4,250Net result 2023: -€5,437-€5,440Operating result 2024: -€34,729-€34,700Net result 2024: €37,549€37,500Operating result 2025: -€39,767-€39,800Net result 2025: -€52,425-€52,400202320242025
The operating result stays negative: a loss of €39,767 in 2025 against €34,729 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134,493
Fixed assets €609 =
Current assets €133,884 ▼ 4.6%
Equity and liabilities
Equity-€424,684
Debt€559,177
Equity is negative: debt (€559,177) exceeds the balance-sheet total (€134,493).
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.10▼
2024 · 0.14
Debt ≤ 1 year
€335,997▲
2024 · €283,614
Debt > 1 year
€223,180▼
2024 · €229,625
Staff costs
€76,316▼
2024 · €79,124
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 10.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€140,980€134,493▼
Fixed assets21/28€609€609=
Financial fixed assets28€609€609=
Current assets29/58€140,371€133,884▼
Stocks and contracts in progress3€101,847€100,511▼
Stocks30/36€101,847€100,511▼
Amounts receivable within one year40/41€25,578€25,576=
Other amounts receivable41€25,578€25,576=
Cash at bank and in hand54/58€12,947€7,798▼
Equity and liabilities
Total equity and liabilities10/49€140,980€134,493▼
Equity10/15-€372,259-€424,684▼
Contributions10/11€599,481€599,481=
Capital10€599,000€599,000=
Issued capital100€599,000€599,000=
Outside capital11€481€481=
Share premium1100/10€481€481=
Reserves13€161,127€161,127=
Non-distributable reserves130/1€59,900€59,900=
Legal reserve130€59,900€59,900=
Tax-exempt reserves132€28,756€28,756=
Distributable reserves133€72,471€72,471=
Profit (loss) carried forward14-€1.1m-€1.2m▼
Amounts payable17/49€513,239€559,177▲
Amounts payable after more than one year17€229,625€223,180▼
Other amounts payable178/9€229,625€223,180▼
Amounts payable within one year42/48€283,614€335,997▲
Trade debts44€38,591€63,082▲
Suppliers440/4€38,591€63,082▲
Taxes, remuneration and social security45€25,507€26,569▲
Taxes450/3€8,663€6,978▼
Remuneration and social security454/9€16,844€19,591▲
Other amounts payable47/48€219,516€246,346▲
Income statement Code20242025
Remuneration, social security and pensions62€79,124€76,316▼
Other operating charges640/8€2,092€2,443▲
Gross operating margin9900€46,486€38,992▼
Operating profit (loss)9901-€34,729-€39,767▼
Financial income75/76B€73,790€356▼
Recurring financial income75€73,790€356▼
Financial charges65/66B€1,512€13,014▲
Recurring financial charges65€1,512€13,014▲
Profit (loss) for the period before taxes9903€37,549-€52,425▼
Profit (loss) for the period9904€37,549-€52,425▼
Profit (loss) for the period to be appropriated9905€37,549-€52,425▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1.1m-€1.2m▼
Profit (loss) brought forward from the previous period14P-€1.2m-€1.1m▲
Social balance
Average headcount (FTE)90873.02.9▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€90,482€101,888€91,258€79,124€76,316▼ 3.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,571€27,571----
Other operating charges640/8€5,821€2,685€1,874€2,092€2,443▲ 16.8%
Gross operating margin9900€43,877€88,198€88,883€46,486€38,992▼ 16.1%
Operating profit (loss)9901-€79,997-€43,947-€4,250-€34,729-€39,767▼ 14.5%
Financial income75/76B€82,755€26€457€73,790€356▼ 99.5%
Recurring financial income75€82,755€26€457€73,790€356▼ 99.5%
Financial charges65/66B€1,957€2,790€1,644€1,512€13,014▲ 761%
Recurring financial charges65€1,957€2,790€1,644€1,512€13,014▲ 761%
Profit (loss) for the period before taxes9903€801-€46,710-€5,437€37,549-€52,425▼ 240%
Income taxes67/77-€26€5----
Profit (loss) for the period9904€827-€46,716-€5,437€37,549-€52,425▼ 240%
Profit (loss) for the period to be appropriated9905€827-€46,716-€5,437€37,549-€52,425▼ 240%
Line20212022202320242025Change
Assets
Total assets20/58€205,066€141,731€183,343€140,980€134,493▼ 4.6%
Fixed assets21/28€28,680€1,109€609€609€609=
Tangible fixed assets22/27€27,571-----
Other tangible fixed assets26€27,571-----
Financial fixed assets28€1,109€1,109€609€609€609=
Current assets29/58€176,386€140,622€182,734€140,371€133,884▼ 4.6%
Stocks and contracts in progress3€117,661€86,884€100,337€101,847€100,511▼ 1.3%
Stocks30/36€117,661€86,884€100,337€101,847€100,511▼ 1.3%
Amounts receivable within one year40/41€6,794€10,493€26,060€25,578€25,576=
Other amounts receivable41€6,794€10,493€26,060€25,578€25,576=
Cash at bank and in hand54/58€51,931€40,950€54,001€12,947€7,798▼ 39.8%
Deferred charges and accrued income490/1-€2,294€2,336---
Equity and liabilities
Total equity and liabilities10/49€205,066€141,731€183,343€140,980€134,493▼ 4.6%
Equity10/15-€357,655-€404,371-€409,807-€372,259-€424,684▼ 14.1%
Contributions10/11€599,481€599,481€599,481€599,481€599,481=
Capital10€599,000€599,000€599,000€599,000€599,000=
Issued capital100€599,000€599,000€599,000€599,000€599,000=
Outside capital11€481€481€481€481€481=
Share premium1100/10€481€481€481€481€481=
Reserves13€161,127€161,127€161,127€161,127€161,127=
Non-distributable reserves130/1€59,900€59,900€59,900€59,900€59,900=
Legal reserve130€59,900€59,900€59,900€59,900€59,900=
Tax-exempt reserves132€28,756€28,756€28,756€28,756€28,756=
Distributable reserves133€72,471€72,471€72,471€72,471€72,471=
Profit (loss) carried forward14-€1.1m-€1.2m-€1.2m-€1.1m-€1.2m▼ 4.6%
Amounts payable17/49€562,721€546,101€593,151€513,239€559,177▲ 9.0%
Amounts payable after more than one year17€291,594€281,925€269,678€229,625€223,180▼ 2.8%
Other amounts payable178/9€291,594€281,925€269,678€229,625€223,180▼ 2.8%
Amounts payable within one year42/48€271,128€264,176€323,473€283,614€335,997▲ 18.5%
Trade debts44€70,645€41,402€32,512€38,591€63,082▲ 63.5%
Suppliers440/4€70,645€41,402€32,512€38,591€63,082▲ 63.5%
Taxes, remuneration and social security45€67,012€45,573€28,524€25,507€26,569▲ 4.2%
Taxes450/3€20,168€19,597€7,200€8,663€6,978▼ 19.4%
Remuneration and social security454/9€46,845€25,976€21,324€16,844€19,591▲ 16.3%
Other amounts payable47/48€133,470€177,201€262,437€219,516€246,346▲ 12.2%
Line20212022202320242025Change
Profit (loss) for the period9904€827-€46,716-€5,437€37,549-€52,425▼ 240%
+ Depreciation and write-downs630€27,571€27,571----
Operating cash flow (approximation)€28,398-€19,144-€5,437€37,549-€52,425▼ 240%
Investment in fixed assets (approximation)-€0€500€0€0-
Change in cash--€10,981€13,050-€41,054-€5,149▲ 87.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
06-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €37,549
Net result €37,549 after 2 loss-making years.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €2.8m
Net result €2.8m after 2 loss-making years.
27-07
Judicial reorganisation Plan homologation
Tribunal de l’entreprise de Liège · event 16-07-2020
04-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
22-05
Judicial reorganisation Extension
Tribunal de l’entreprise de Liège · collective agreement · event 15-05-2020
27-02
Judicial reorganisation Opening
Tribunal de l’entreprise de Liège · collective agreement · event 21-02-2020
Show earlier events
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 11 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sambreville · 2 establishment units since 2007
seat establishment All 2 establishment units on the map
Ground area
1.2 ha
Building footprint
1,253 m²
Volume, LiDAR
12,177 m³
2 parcels, Wallonia · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue Bois Sainte Marie(AUV) 174, 5060 Sambreville
NACE 74879
since 20072.252.741.262
URBAINE
Chaussée de Marche(EP) 493, 5101 NamurRetail sale of women's outerwear
since 20132.217.545.308
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92039A0089/00X002 Wallonia 7,919 m² 1 · 1,002 m² 13.8 m · 3 fl.
92007A0520/00E004 Wallonia 4,329 m² 1 · 252 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. MIKO - CONCEPT 98.79%
  2. Textienen

Highest known parent: MIKO - CONCEPT. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Subsidies and aid

Flemish government

2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2023 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 6,488 companies in this sector we hold annual accounts for 2,442. 705 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPublic limited company
Founded15-06-1982
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0422811716
Registered 09-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.