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BECAR

Active
Private limited companyfounded 1986active for 40 yearsRue Saint-Jacques 24, 5000 Namur, BelgiumKBO/BCE: BE 0429.089.891

From the official registers: KBO 39 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

BECAR has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,088 and a net result of €22,977. Equity has been shrinking by about 6.6% per year since 2018. Its solvency ranks better than 87% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
15-06-2026
Format
micro format
Reference
2026-00177397
Turnover
≈ €280,000
Estimated: probably between €93,000 and €550,000
EBIT margin
Not included in this filing
Net result
€22,977
2024 · -€7,434
Working capital
-€9,940▲ 69.8%
2024 · -€32,917
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result for 2025 is a profit of €22,977, after a loss of €7,434 in 2024. It is the highest result since 2021.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€22,977 2025 Net result€22,977 2025

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€27,781--€2,166▲ 92.2%-€11,994▼ 454%€4,103-€29,679-€5,910▲ 80.1%-€7,434▼ 25.8%€22,977
Net result-€28,437--€2,984▲ 89.5%-€12,915below the sector's middle half▼ 333%€3,027within the sector's middle half-€30,955below the sector's middle half-€6,385below the sector's middle half▲ 79.4%-€7,434below the sector's middle half▼ 16.4%€22,977within the sector's middle half
Equity€157,756-€154,772▼ 1.9%€141,857within the sector's middle half▼ 8.3%€144,884within the sector's middle half▲ 2.1%€113,929within the sector's middle half▼ 21.4%€107,544within the sector's middle half▼ 5.6%€100,111within the sector's middle half▼ 6.9%€123,088within the sector's middle half▲ 23.0%
Total assets€208,360-€167,346▼ 19.7%€150,160below the sector's middle half▼ 10.3%€150,580below the sector's middle half▲ 0.3%€152,447within the sector's middle half▲ 1.2%€153,007within the sector's middle half▲ 0.4%€152,724within the sector's middle half▼ 0.2%€155,043within the sector's middle half▲ 1.5%
Debt€50,605-€12,574▼ 75.2%€8,302▼ 34.0%€5,696▼ 31.4%€38,518▲ 576%€45,462▲ 18.0%€52,613▲ 15.7%€31,955▼ 39.3%
Working capital€3,506-€10,604▲ 202%€8,830within the sector's middle half▼ 16.7%€11,857within the sector's middle half▲ 34.3%-€19,098below the sector's middle half-€25,483below the sector's middle half▼ 33.4%-€32,917below the sector's middle half▼ 29.2%-€9,940within the sector's middle half▲ 69.8%
Solvency75.7%-92.5%▲ 16.8pp94.5%above the sector's middle half▲ 2.0pp96.2%above the sector's middle half▲ 1.7pp74.7%above the sector's middle half▼ 21.5pp70.3%above the sector's middle half▼ 4.4pp65.6%above the sector's middle half▼ 4.7pp79.4%above the sector's middle half▲ 13.8pp
Current ratio1.07-1.84▲ 0.772.06within the sector's middle half▲ 0.223.08above the sector's middle half▲ 1.020.50below the sector's middle half▼ 2.580.44below the sector's middle half▼ 0.060.37below the sector's middle half▼ 0.070.69below the sector's middle half▲ 0.31
Return on assets (ROA)-13.6%--1.8%▲ 11.9pp-8.6%below the sector's middle half▼ 6.8pp2.0%within the sector's middle half▲ 10.6pp-20.3%below the sector's middle half▼ 22.3pp-4.2%below the sector's middle half▲ 16.1pp-4.9%below the sector's middle half▼ 0.7pp14.8%above the sector's middle half▲ 19.7pp
above within below The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155,043
Fixed assets €133,027 =
Current assets €22,016 ▲ 11.8%
Equity and liabilities €155,043
Equity €123,088 ▲ 23.0%
Debt €31,955 ▼ 39.3%
Debt's share of the balance-sheet total falls from 34.4% to 20.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.26▼
2024 · 0.53
ROE
18.7%▲
2024 · -7.4%
Debt ≤ 1 year
€31,955▼
2024 · €52,613
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines

Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.

Balance sheet Code20242025
Assets
Total assets20/58€152,724€155,043▲
Fixed assets21/28€133,027€133,027=
Financial fixed assets28€133,027€133,027=
Current assets29/58€19,696€22,016▲
Amounts receivable within one year40/41€18,918€18,601▼
Trade receivables40€18,601€18,601=
Other amounts receivable41€317-
Cash at bank and in hand54/58€15€3,414▲
Deferred charges and accrued income490/1€764-
Equity and liabilities
Total equity and liabilities10/49€152,724€155,043▲
Equity10/15€100,111€123,088▲
Contributions10/11€18,592€18,592=
Reserves13€11,691€11,691=
Distributable reserves133€11,691€11,691=
Profit (loss) carried forward14€69,828€92,805▲
Amounts payable17/49€52,613€31,955▼
Amounts payable within one year42/48€52,613€31,955▼
Trade debts44€296-
Suppliers440/4€296-
Other amounts payable47/48€52,317€31,955▼
Income statement Code20242025
Other operating charges640/8€1,721€775▼
Gross operating margin9900-€5,713€23,752▲
Operating profit (loss)9901-€7,434€22,977▲
Profit (loss) for the period before taxes9903-€7,434€22,977▲
Profit (loss) for the period9904-€7,434€22,977▲
Profit (loss) for the period to be appropriated9905-€7,434€22,977▲
Appropriation of the result
Profit (loss) to be appropriated9906€69,828€92,805▲
Profit (loss) brought forward from the previous period14P€77,262€69,828▼

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,277€12,221€11,141------
Other operating charges640/8---€1,251€1,272€1,093€1,721€775▼ 55.0%
Gross operating margin9900-€14,604€11,255€288€5,354-€28,407-€4,817-€5,713€23,752-
Operating profit (loss)9901-€27,781-€2,166-€11,994€4,103-€29,679-€5,910-€7,434€22,977-
Recurring financial income75--€0------
Financial charges65/66B---€1,076€1,276€475---
Recurring financial charges65€656€818€921€1,076€1,276€475---
Profit (loss) for the period before taxes9903-€28,437-€2,984-€12,915€3,027-€30,955-€6,385-€7,434€22,977-
Profit (loss) for the period9904-€28,437-€2,984-€12,915€3,027-€30,955-€6,385-€7,434€22,977-
Profit (loss) for the period to be appropriated9905-€28,437-€2,984-€12,915€3,027-€30,955-€6,385-€7,434€22,977-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€208,360€167,346€150,160€150,580€152,447€153,007€152,724€155,043▲ 1.5%
Fixed assets21/28€156,389€144,168€133,027€133,027€133,027€133,027€133,027€133,027=
Tangible fixed assets22/27€23,362€11,141-------
Financial fixed assets28€133,027€133,027€133,027€133,027€133,027€133,027€133,027€133,027=
Current assets29/58€51,971€23,178€17,132€17,553€19,420€19,979€19,696€22,016▲ 11.8%
Amounts receivable within one year40/41€38,429€22,641€16,601€16,601€18,601€19,150€18,918€18,601▼ 1.7%
Trade receivables40---€16,601€18,601€18,601€18,601€18,601=
Other amounts receivable41-----€549€317--
Cash at bank and in hand54/58€12,874€8€8€8€8€101€15€3,414▲ 232×
Deferred charges and accrued income490/1---€944€811€728€764--
Equity and liabilities
Total equity and liabilities10/49€208,360€167,346€150,160€150,580€152,447€153,007€152,724€155,043▲ 1.5%
Equity10/15€157,756€154,772€141,857€144,884€113,929€107,544€100,111€123,088▲ 23.0%
Contributions10/11€18,592€18,592-€18,592€18,592€18,592€18,592€18,592=
Reserves13€11,691€11,691€11,691€11,691€11,691€11,691€11,691€11,691=
Non-distributable reserves130/1---€1,859€1,859----
Reserves not available under the articles1311---€1,859€1,859----
Distributable reserves133---€9,831€9,831€11,691€11,691€11,691=
Profit (loss) carried forward14€127,473€124,489€111,575€114,602€83,647€77,262€69,828€92,805▲ 32.9%
Amounts payable17/49€50,605€12,574€8,302€5,696€38,518€45,462€52,613€31,955▼ 39.3%
Amounts payable after more than one year17€2,140--------
Amounts payable within one year42/48€48,465€12,574€8,302€5,696€38,518€45,462€52,613€31,955▼ 39.3%
Financial debts43---€2,258€6,746----
Credit institutions430/8---€2,258€6,746----
Trade debts44€35,465€1,161€803€762€1,063€13€296--
Suppliers440/4---€762€1,063€13€296--
Taxes, remuneration and social security45---€2,676€23,209€20,208---
Taxes450/3---€2,676€23,209€20,208---
Other amounts payable47/48----€7,501€25,241€52,317€31,955▼ 38.9%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€28,437-€2,984-€12,915€3,027-€30,955-€6,385-€7,434€22,977-
+ Depreciation and write-downs630€12,277€12,221€11,141------
Operating cash flow (approximation)-€16,160€9,237-€1,774€3,027-€30,955-€6,385-€7,434€22,977-
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-
Change in cash--€12,866€0€0€0€93-€86€3,400-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Latest 10 of 39 filings with the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 15-06-2026 2026-00177397 NBB
31-12-2024 micro format 04-06-2025 2025-00132078 PDF
31-12-2023 micro format 12-07-2024 2024-00258664 PDF
31-12-2022 micro format 26-06-2023 2023-00176599 PDF
31-12-2021 full format 15-06-2022 2022-20070158 PDF
31-12-2020 full format 10-06-2021 2021-19200430 PDF
31-12-2019 full format 22-07-2020 2020-32500048 PDF
31-12-2018 micro format 08-08-2019 2019-44600480 PDF
31-12-2017 micro format 09-08-2018 2018-45300428 PDF
31-12-2016 micro format 11-08-2017 2017-42800075 PDF

Show all 39 filings

Comparable companies

These companies have the same main activity as BECAR: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €100,000 and €154,000, founded between 1982 and 1992.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
BECAR Namur1986€155,043€123,088€23,752€22,977-2025
VAN POUCKE SPORT EN VRIJE TIJD Evergem1984€153,580€104,996€30,585€15,919-2025
TERRE NEUVE Liège1989€146,292€72,256€18,444-€23,340-2026
GB CONSULT & ADMIN Oostende1990€129,212€115,072€22,477€16,235-2025
Wini Wommelgem1992€140,884€107,936€23,565-€116-2025
Textienen Sambreville1982€134,493-€424,684€38,992-€52,4252.92025
CANOE ROSE Fernelmont1989€100,215€88,129€21,799€3,725-2025

They were chosen from the 2,579 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.