Equity
Equity fell by 81% in 7 years.
Equity fell by 81% in 7 years.
Every financial year from 2019 to 2025 closed with a loss. 2023 was the heaviest.
Two of the last ten came late. The 2024 accounts came latest: 75 days after the end of the period.
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 76% of them on solvency, 28% on liquidity, 18% on profitability and 33% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.26 (0.26 in 2024), below 1. Short-term debt is 29.8% and cash 1.3% of total assets. 29.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BE-Plan Technics Woluwe-Saint-Pierre | €19,338 | €802 | 70.2% | - |
| FREDAN Vilvoorde | €18,357 | -€979 | -785.0% | - |
| DAMBRAIN Tournai | €22,556 | -€9,333 | -176.6% | - |
| DIGIDYN Evere | €29,123 | -€304 | 99.2% | - |
| Etablissement Martin et Co Anderlecht | €13,091 | -€3,471 | 39.2% | - |
| A AU GRAND CONFORT Auderghem | €20,205 | -€17,117 | -79.7% | - |
| VERWARMING PIETERS Overijse | €16,983 | €1,210 | -5.8% | - |
These companies have the same main activity as BE-Plan Technics: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €13,100 and €29,100, founded between 1986 and 2003.
BE-Plan Technics files the micro format. That format states no turnover. The gross margin rose from -€1,272 in 2006 to €802 in 2025.
Be-Plan holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €11,000. Estimated: probably between €6,600 and €15,000.
Higher than 75% of 35,119 companies in 2025.
Lower than 95% of 34,493 companies in 2025.
Higher than 23% of 34,694 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
19,338 | 19,335 | 19,590 | 64,825 | 113,323 | 146,334 | 185,041 | 199,228 | 58,490 | 55,659 | 55,314 | 54,172 | 96,667 | 104,544 | 110,980 | 86,077 | 71,449 | 48,098 | 17,509 | |
21/28 |
17,842 | 17,842 | 17,842 | 17,842 | 16,897 | 46,118 | 47,664 | 47,664 | 56,275 | 54,636 | 53,045 | - | - | - | - | - | - | - | - | |
28 |
17,842 | 17,842 | 17,842 | 17,842 | 16,897 | 46,118 | 47,664 | 47,664 | 56,275 | 54,636 | 53,045 | - | - | - | - | - | - | - | - | |
29/58 |
1,495 | 1,493 | 1,748 | 46,982 | 96,426 | 100,216 | 137,377 | 151,564 | 2,214 | 1,022 | 2,269 | 54,172 | 96,667 | 104,544 | 110,980 | 86,077 | 71,449 | 48,098 | 17,509 | |
29 |
- | - | - | - | 16,075 | 44,393 | 72,180 | 99,528 | - | - | - | - | - | - | - | - | - | - | - | |
290 |
- | - | - | - | 16,075 | 44,393 | 72,180 | 99,528 | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
1,245 | 1,238 | 1,141 | 28,609 | 38,684 | 37,687 | 30,915 | 36,565 | 679 | 580 | 419 | 51,771 | 78,663 | 79,393 | 48,377 | 83,857 | 12,071 | 42,836 | 275 | |
40 |
1,141 | 1,141 | 1,141 | 16,188 | 28,400 | 27,786 | 27,329 | 32,206 | - | - | - | - | 78,663 | 79,393 | 48,377 | 83,857 | 10,950 | 42,836 | - | |
41 |
104 | 96 | - | 12,421 | 10,285 | 9,901 | 3,586 | 4,360 | 679 | 580 | 419 | 51,771 | - | - | - | - | 1,121 | - | 275 | |
54/58 |
250 | 255 | 607 | 18,373 | 24,860 | 1,328 | 34,282 | 15,471 | 1,535 | 442 | 1,850 | 2,401 | 18,004 | 25,151 | 62,603 | 2,220 | 59,378 | 5,262 | 17,234 | |
490/1 |
- | - | - | - | 16,807 | 16,807 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
19,338 | 19,335 | 19,590 | 64,825 | 113,323 | 146,334 | 185,041 | 199,228 | 58,490 | 55,659 | 55,314 | 54,172 | 96,667 | 104,544 | 110,980 | 86,077 | 71,449 | 48,098 | 17,509 | |
10/15 |
13,576 | 13,679 | 13,835 | 43,892 | 58,910 | 60,424 | 69,779 | 60,286 | 57,758 | 55,531 | 55,036 | 53,277 | 52,112 | 52,824 | 43,283 | 30,893 | 31,396 | 28,870 | 14,335 | |
10/11 |
20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | |
100 |
- | - | - | - | - | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | 20,823 | |
13 |
2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,083 | 2,083 | 2,082 | |
130/1 |
- | - | - | 2,082 | 2,082 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,082 | 2,083 | 2,083 | 2,082 | |
1311 |
- | - | - | 2,082 | 2,082 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
2,082 | 2,082 | 2,082 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
-9,330 | -9,227 | -9,070 | 20,987 | 36,005 | 37,519 | 46,873 | 37,380 | 34,853 | 32,626 | 32,130 | 30,371 | 29,206 | 29,919 | 20,377 | 7,988 | 8,490 | 5,964 | -8,570 | |
17/49 |
5,762 | 5,657 | 5,756 | 20,933 | 54,413 | 85,911 | 115,262 | 138,942 | 732 | 127 | 278 | 896 | 44,555 | 51,720 | 67,697 | 55,184 | 40,053 | 19,228 | 3,174 | |
17 |
- | - | - | - | 20,832 | 49,061 | 76,760 | 103,937 | - | - | - | - | - | - | - | - | - | - | - | |
170/4 |
- | - | - | - | 20,832 | 49,061 | 76,760 | 103,937 | - | - | - | - | - | - | - | - | - | - | - | |
42/48 |
5,762 | 5,657 | 5,756 | 20,933 | 28,902 | 32,127 | 33,733 | 30,258 | 732 | 127 | 278 | 896 | 44,400 | 51,720 | 67,697 | 55,184 | 40,053 | 19,228 | 3,174 | |
42 |
- | - | - | 20,832 | 28,229 | 27,699 | 27,178 | 26,667 | - | - | - | - | - | - | - | - | - | - | - | |
44 |
5,657 | 5,657 | 5,742 | 101 | 673 | 4,428 | 1,439 | 2,509 | 51 | 127 | 159 | 215 | 26,040 | 7,678 | 20,576 | 10,077 | 13,835 | 1,251 | 75 | |
440/4 |
5,657 | 5,657 | 5,742 | 101 | 673 | 4,428 | 1,439 | 2,509 | 51 | 127 | 159 | 215 | 26,040 | 7,678 | 20,576 | 10,077 | 13,835 | 1,251 | 75 | |
45 |
6 | - | 14 | - | - | - | 5,117 | 1,082 | 680 | - | 119 | 681 | 18,361 | 44,042 | 47,121 | 45,107 | 26,218 | 17,977 | 3,099 | |
450/3 |
6 | - | 14 | - | - | - | 5,117 | 1,082 | 680 | - | 119 | 681 | 7,573 | 14,541 | 16,282 | 16,706 | 4,000 | 11,121 | - | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | 10,788 | 29,501 | 30,839 | 28,401 | 22,218 | 6,856 | 3,099 | |
47/48 |
100 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
492/3 |
- | - | - | - | 4,680 | 4,723 | 4,770 | 4,746 | - | - | - | - | 155 | - | - | - | - | - | - | |
| Income statement | ||||||||||||||||||||
9900 |
802 | 715 | -26,859 | -14,542 | -1,037 | -9,651 | 16,328 | 3,604 | 1,757 | -664 | 958 | 2,685 | 287,916 | 289,842 | 272,367 | 237,851 | 188,554 | 32,730 | -1,272 | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | 287,648 | 277,252 | 253,172 | 237,979 | 185,587 | 13,872 | - | |
631/4 |
- | - | 2,066 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
640/8 |
422 | 419 | 383 | 373 | 373 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 348 | 605 | 553 | 1,042 | - | - | - | |
9901 |
380 | 296 | -29,308 | -14,914 | -1,409 | -9,999 | 15,980 | 3,256 | 1,409 | -1,012 | 611 | 2,337 | -79 | 11,985 | 18,642 | -1,170 | 2,967 | 18,858 | -1,272 | |
75/76B |
- | - | - | 945 | 1,444 | 2,827 | - | 1,388 | 1,639 | 1,591 | 1,545 | 1,500 | 30 | 16 | 2,165 | - | - | - | - | |
75 |
- | - | - | 945 | 1,444 | 2,827 | - | 1,388 | 1,639 | 1,591 | 1,545 | 1,500 | 30 | 16 | 2,165 | - | - | - | - | |
65/66B |
483 | 452 | 749 | 1,049 | 1,548 | 1,952 | 2,453 | 1,035 | 141 | 132 | 278 | 145 | 304 | 159 | 275 | 501 | 441 | 325 | 295 | |
65 |
483 | 452 | 749 | 1,049 | 1,548 | 1,952 | 2,453 | 1,035 | 141 | 132 | 278 | 145 | 304 | 159 | 275 | 501 | 441 | 325 | 295 | |
9903 |
-103 | -156 | -30,057 | -15,018 | -1,514 | -9,124 | 13,527 | 3,610 | 2,907 | 448 | 1,878 | 3,693 | -353 | 11,841 | 20,531 | -1,671 | 2,526 | 18,533 | -1,567 | |
67/77 |
- | - | - | - | - | 231 | 4,034 | 1,082 | 680 | -48 | 119 | 2,528 | 359 | 2,300 | 8,142 | -1,169 | - | 4,000 | - | |
9904 |
-103 | -156 | -30,057 | -15,018 | -1,514 | -9,355 | 9,493 | 2,528 | 2,227 | 496 | 1,759 | 1,165 | -712 | 9,541 | 12,390 | -502 | 2,526 | 14,533 | -1,567 | |
9905 |
-103 | -156 | -30,057 | -15,018 | -1,514 | -9,355 | 9,493 | 2,528 | 2,227 | 496 | 1,759 | 1,165 | -712 | 9,541 | 12,390 | -502 | 2,526 | 14,533 | -1,567 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
-9,330 | -9,227 | -9,070 | 20,987 | 36,005 | 37,519 | 46,873 | 37,380 | 34,853 | 32,626 | 32,130 | 30,371 | 29,206 | 29,919 | 20,377 | 7,988 | 8,490 | 5,964 | -8,570 | |
14P |
-9,227 | -9,070 | 20,987 | 36,005 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | 6.7 | 6.3 | 7 | 4 | 4 | 0.5 | - | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | 11,149 | 10,306 | 9,048 | 7,570 | 6,414 | 699 | - | |
| Document | ||||||||||||||||||||
The accounts for 13 older financial years (1993-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 24-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 24-12-2025 | 2025-00589741 | |
| 30-06-2024 | micro format | 16-04-2025 | 2025-00070317 | |
| 30-06-2023 | full format | 23-01-2024 | 2024-00004611 | |
| 31-12-2021 | full format | 04-05-2022 | 2022-20019272 | |
| 31-12-2020 | full format | 05-08-2021 | 2021-45900587 | |
| 31-12-2019 | full format | 17-04-2020 | 2020-09200498 | |
| 31-12-2018 | full format | 20-06-2019 | 2019-19800500 | |
| 31-12-2017 | full format | 06-06-2018 | 2018-15900078 | |
| 31-12-2016 | full format | 04-04-2017 | 2017-09000249 | |
| 31-12-2015 | full format | 17-06-2016 | 2016-18200392 | |
| 31-12-2014 | full format | 06-05-2015 | 2015-11200476 | |
| 31-12-2013 | full format | 19-05-2014 | 2014-12600013 | |
| 31-12-2012 | full format | 07-05-2013 | 2013-11600132 | |
| 31-12-2011 | full format | 02-07-2012 | 2012-24100119 | |
| 31-12-2010 | full format | 23-07-2011 | 2011-33000425 | |
| 31-12-2009 | full format | 09-07-2010 | 2010-30200024 | |
| 31-12-2008 | full format | 28-07-2009 | 2009-52800053 | |
| 31-12-2007 | full format | 13-06-2008 | 2008-22800367 | |
| 31-12-2006 | full format | 20-06-2007 | 2007-24900018 | |
| 31-12-2005 | full format | 13-07-2006 | 2006-46200800 | |
| 31-12-2004 | full format | 20-07-2005 | 2005-52604713 | |
| 31-12-2003 | full format | 11-06-2004 | 2004-23104997 | |
| 31-12-2002 | full format | 07-08-2003 | 2003-60503372 | |
| 31-12-2001 | full format | 07-08-2002 | 2002-46301789 | |
| 31-12-2000 | full format | 05-07-2001 | 2001-34402857 | |
| 31-12-1999 | full format | 28-06-2000 | 2000-31304294 | |
| 31-12-1998 | full format | 30-06-1999 | 1999-27802938 | |
| 31-12-1997 | full format | 26-06-1998 | 1998-24103539 | |
| 31-12-1996 | full format | 26-06-1997 | 1997-21402839 | |
| 31-12-1995 | full format | 21-06-1996 | 1996-22304930 | |
| 31-12-1994 | full format | 27-06-1995 | 1995-29700886 | |
| 31-12-1993 | full format | 26-08-1994 | 1994-37203300 |
| Line | Trend | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | 945 | - | - | - | - | 1,639 | 1,591 | 53,045 | - | - | - | - | - | - | - | - | ||
| -5 | -352 | - | -6,486 | 23,531 | -32,954 | 18,811 | 13,936 | 1,093 | -1,407 | -552 | -15,603 | -7,146 | -37,453 | 60,383 | -57,158 | 54,116 | -11,972 | - | ||
| -4,267 | -4,164 | -4,008 | 26,050 | 67,524 | 68,089 | 103,644 | 121,306 | 1,483 | 895 | 1,991 | 53,277 | 52,267 | 52,824 | 43,283 | 30,893 | 31,396 | 28,870 | 14,335 | ||
| 70.2% | 70.7% | 70.6% | 67.7% | 52.0% | 41.3% | 37.7% | 30.3% | 98.7% | 99.8% | 99.5% | 98.3% | 53.9% | 50.5% | 39.0% | 35.9% | 43.9% | 60.0% | 81.9% | ||
| 0.26 | 0.26 | 0.30 | 2.24 | 3.34 | 3.12 | 4.07 | 5.01 | 3.03 | 8.02 | 8.16 | 60.49 | 2.18 | 2.02 | 1.64 | 1.56 | 1.78 | 2.50 | 5.52 | ||
| 0.42 | 0.41 | 0.42 | 0.48 | 0.92 | 1.42 | 1.65 | 2.30 | 0.01 | 0.00 | 0.01 | 0.02 | 0.85 | 0.98 | 1.56 | 1.79 | 1.28 | 0.67 | 0.22 | ||
| -0.8% | -1.1% | -217.3% | -34.2% | -2.6% | -15.5% | 13.6% | 4.2% | 3.9% | 0.9% | 3.2% | 2.2% | -1.4% | 18.1% | 28.6% | -1.6% | 8.0% | 50.3% | -10.9% | ||
| -0.5% | -0.8% | -153.4% | -23.2% | -1.3% | -6.4% | 5.1% | 1.3% | 3.8% | 0.9% | 3.2% | 2.2% | -0.7% | 9.1% | 11.2% | -0.6% | 3.5% | 30.2% | -8.9% |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 2021 |
|---|---|---|---|---|
| Financial fixed assets | - | - | - | €945 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 29% higher than in 2024 and the highest since 2018. It is the second rise in a row.
Debt's share of the balance-sheet total rises from 29.3% to 29.8%. Equity is lower and debt is higher.
Source: lists of holdings in the owners' accounts
Source: list of holdings in the 30-06-2023 accounts of Be-Plan. Every holding stands with its own latest accounts.
| Be-Plan
registered office since 21-10-2011 · founded in 2011 · negative equity (2025) |
total assets €224,576 (2025) 0840.512.324 |
The network starts from the directors of BE-Plan Technics. Every other company they run is a node.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Schermlaan 15 registered office 1150 Woluwe-Saint-Pierre | ||
| DISTRINOX SERVICES Avenue Zénobe Gramme 34, 1300 Wavre 43240 Other construction installation | 01-04-1993 | 2.061.543.374 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25006A0145/00D002 | Wallonia | 3,881 m² | 1 · 1,846 m² | 7.1 m · 2 |
| 21683D0265/02Y020 | Brussels | 938 m² | 1 · 116 m² | 12.2 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0449.613.608
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