Be-Plan
ActiveBe-Plan has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-160k) and a net result of €113k. Equity is shrinking by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 5.44 against 3.7 in 2024), but equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-71.1%
Return on assets
50.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
73 d early
2023
on the day
2022
75 d early
2021
4 d early
2020
2 d early
2019
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€113k▲ 36.9%
2024 · €82k
2019: €102k
2020: €-49k
2021: €39k
2022: €-16k
2023: €-1.79M
2024: €82k
2019 → 2025
Working capital
€144k▲ 116%
2024 · €67k
2019: €-55k
2020: €-184k
2021: €-133k
2022: €-78k
2023: €-15k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.42M-€1.40M▼ 1.1%€-354k€-272k▲ 23.2%€-160k▲ 41.4%
Operating result€54k-€3k▼ 94.1%€137k▲ 4,253%€-1.80M€115k
Net result€39k-€-16k€-1.79M▼ 11,138%€82k€113k▲ 36.9%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €115k after a loss of €1.80M in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€49k▼ 23.4%
Current assets
€176k▲ 92.8%
Key figures and ratios
EBITDA
€133k▲
2024 · €-1.78M
Cash flow
€131k▲
2024 · €101k
Solvency
-71.1%▲
2024 · -175.9%
Current ratio
5.44▲
2024 · 3.70
Quick ratio
5.44▲
2024 · 3.70
Debt / equity
-2.41▼
2024 · -1.57
ROE
-70.5%▼
2024 · -30.2%
ROA
50.1%▼
2024 · 53.1%
Interest coverage
57.29▲
2024 · 52.06
Debt
€384k▼
2024 · €427k
Debt ≤ 1 year
€32k▲
2024 · €25k
Debt > 1 year
€352k▼
2024 · €402k
Income taxes
€449▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€225k▲
Fixed assets21/28€63k€49k▼
Intangible fixed assets21€15k€5k▼
Tangible fixed assets22/27€15k€10k▼
Furniture and vehicles24€3k€4k▲
Leasing and similar rights25€12k€5k▼
Financial fixed assets28€34k€34k=
Current assets29/58€91k€176k▲
Amounts receivable within one year40/41€55k€125k▲
Trade receivables40€35k€105k▲
Other amounts receivable41€20k€20k=
Cash at bank and in hand54/58€19k€50k▲
Deferred charges and accrued income490/1€18k€854▼
Equity and liabilities
Total equity and liabilities10/49€155k€225k▲
Equity10/15€-272k€-160k▲
Contributions10/11€280k€280k=
Capital10€280k€280k=
Issued capital100€280k€280k=
Reserves13€481k€481k=
Non-distributable reserves130/1€28k€28k=
Legal reserve130€28k€28k=
Tax-exempt reserves132€31k€31k=
Distributable reserves133€422k€422k=
Profit (loss) carried forward14€-1.03M€-920k▲
Amounts payable17/49€427k€384k▼
Amounts payable after more than one year17€402k€352k▼
Financial debts170/4€402k€352k▼
Amounts payable within one year42/48€25k€32k▲
Trade debts44€302€7k▲
Suppliers440/4€302€7k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€13k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€1.89M€0▼
Gross operating margin9900€109k€136k▲
Operating profit (loss)9901€-1.80M€115k▲
Financial income75/76B-€328
Recurring financial income75-€328
Financial charges65/66B€-1.89M€2k▲
Recurring financial charges65€-34k€2k▲
Non-recurring financial charges66B€-1.85M-
Profit (loss) for the period before taxes9903€88k€113k▲
Income taxes67/77€6k€449▼
Profit (loss) for the period9904€82k€113k▲
Profit (loss) for the period to be appropriated9905€82k€113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.03M€-920k▲
Profit (loss) brought forward from the previous period14P€-1.11M€-1.03M▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €113k ▲36.9%
Net result €113k, the highest in the series.
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Back to profitnet €82k
Net result €82k after 2 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 3.70
Current ratio from 0.84 to 3.70; short-term debt falls from €96k to €25k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €-1.79M
Net result drops to €-1.79M, the lowest in the series; recovery starts the following year.
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schermlaan 151150 Sint-Pieters-WoluweGround area
938 m²
Building footprint
116 m²
Volume, LiDAR
929 m³
Parcel 21683D0265/02Y020, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Be-Plan
since 20112.203.689.550
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0265/02Y020 | Brussels | 938 m² | 1 · 116 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CW GESTION
BE 0695.928.775
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DUPONT SARAH
BE 0447.043.108
Oostkamp · Eq €1.40M
astrum benelux
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Tienen · Eq €1.41M
P - Con
BE 0504.982.493
Bredene · Eq €1.41M
AVICENSO
BE 0822.861.391
Lochristi · Eq €1.41M
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 24,012 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-10-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46869Wholesale trade
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
69109Other legal services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.