BE-Plan Technics
ActiveSummary
The computed 12-month bankruptcy probability of BE-Plan Technics is 1.5% (moderate). The 2025 annual accounts show equity of €14k and a net result of €-103. Equity is shrinking by ~20.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 75% of 27965 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+1
Solvency95▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.26 in 2024; short-term debt: 29.8% and cash: 1.3% of total assets), and 29.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
-0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
75 d late
2023
8 d early
2021
88 d early
2020
5 d late
2019
105 d early
2018
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-103▲ 34.0%
2024 · €-156
2018: €9khighest value
2019: €-9k▼ -199% vs 2018
2020: €-2k▲ +83.8% vs 2019
2021: €-15k▼ -892% vs 2020
2023: €-30klowest value
2024: €-156▲ +99.5% vs 2023
2025: €-103▲ +34.0% vs 2024
2018 → 2025
Working capital
€-4k▼ 2.5%
2024 · €-4k
2018: €104khighest value
2019: €68k▼ -34.3% vs 2018
2020: €68k▼ -0.8% vs 2019
2021: €26k▼ -61.4% vs 2020
2023: €-4k
2024: €-4k▼ -3.9% vs 2023
2025: €-4k▼ -2.5% vs 2024lowest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€59k-€44k▼ 25.5%€14k▼ 68.5%€14k▼ 1.1%€14k▼ 0.8%
2020: €59khighest value
2021: €44k▼ -25.5% vs 2020
2023: €14k
2024: €14k▼ -1.1% vs 2023
2025: €14k▼ -0.8% vs 2024lowest value
Operating result€-1k-€-15k▼ 958%€-29k▼ 96.5%€296€380▲ 28.6%
2020: €-1k
2021: €-15k▼ -958% vs 2020
2023: €-29klowest value
2024: €296▲ +101% vs 2023
2025: €380▲ +28.6% vs 2024highest value
Net result€-2k-€-15k▼ 892%€-30k▼ 100%€-156▲ 99.5%€-103▲ 34.0%
2020: €-2k
2021: €-15k▼ -892% vs 2020
2023: €-30klowest value
2024: €-156▲ +99.5% vs 2023
2025: €-103▲ +34.0% vs 2024highest value
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€18k =
Current assets
€1k ▲ 0.2%
Equity and liabilities €19k
Equity
€14k ▼ 0.8%
Debt
€6k ▲ 1.9%
Debt's share of the balance-sheet total rises from 29.3% to 29.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.26▼
2024 · 0.26
Debt to equity
0.42▲
2024 · 0.41
ROE
-0.8%▲
2024 · -1.1%
ROA
-0.5%▲
2024 · -0.8%
Debt ≤ 1 year
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€19k=
Fixed assets21/28€18k€18k=
Financial fixed assets28€18k€18k=
Current assets29/58€1k€1k▲
Amounts receivable within one year40/41€1k€1k▲
Trade receivables40€1k€1k=
Other amounts receivable41€96€104▲
Cash at bank and in hand54/58€255€250▼
Equity and liabilities
Total equity and liabilities10/49€19k€19k=
Equity10/15€14k€14k▼
Contributions10/11€21k€21k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-9k€-9k▼
Amounts payable17/49€6k€6k▲
Amounts payable within one year42/48€6k€6k▲
Trade debts44€6k€6k=
Suppliers440/4€6k€6k=
Taxes, remuneration and social security45-€6
Taxes450/3-€6
Other amounts payable47/48-€100
Income statement
Code20242025
Other operating charges640/8€419€422▲
Gross operating margin9900€715€802▲
Operating profit (loss)9901€296€380▲
Financial charges65/66B€452€483▲
Recurring financial charges65€452€483▲
Profit (loss) for the period before taxes9903€-156€-103▲
Profit (loss) for the period9904€-156€-103▲
Profit (loss) for the period to be appropriated9905€-156€-103▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-9k▼
Profit (loss) brought forward from the previous period14P€-9k€-9k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2k | - | - | - |
| Other operating charges640/8 | - | €373 | €383 | €419 | €422 | ▲ 0.7% |
| Gross operating margin9900 | €-1k | €-15k | €-27k | €715 | €802 | ▲ 12.2% |
| Operating profit (loss)9901 | €-1k | €-15k | €-29k | €296 | €380 | ▲ 28.6% |
| Financial income75/76B | - | €945 | - | - | - | - |
| Recurring financial income75 | €1k | €945 | - | - | - | - |
| Financial charges65/66B | - | €1k | €749 | €452 | €483 | ▲ 6.9% |
| Recurring financial charges65 | €2k | €1k | €749 | €452 | €483 | ▲ 6.9% |
| Profit (loss) for the period before taxes9903 | €-2k | €-15k | €-30k | €-156 | €-103 | ▲ 34.0% |
| Profit (loss) for the period9904 | €-2k | €-15k | €-30k | €-156 | €-103 | ▲ 34.0% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-15k | €-30k | €-156 | €-103 | ▲ 34.0% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113k | €65k | €20k | €19k | €19k | = |
| Fixed assets21/28 | €17k | €18k | €18k | €18k | €18k | = |
| Financial fixed assets28 | €17k | €18k | €18k | €18k | €18k | = |
| Current assets29/58 | €96k | €47k | €2k | €1k | €1k | ▲ 0.2% |
| Amounts receivable within one year40/41 | €39k | €29k | €1k | €1k | €1k | ▲ 0.6% |
| Trade receivables40 | - | €16k | €1k | €1k | €1k | = |
| Other amounts receivable41 | - | €12k | - | €96 | €104 | ▲ 7.8% |
| Cash at bank and in hand54/58 | €25k | €18k | €607 | €255 | €250 | ▼ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113k | €65k | €20k | €19k | €19k | = |
| Equity10/15 | €59k | €44k | €14k | €14k | €14k | ▼ 0.8% |
| Contributions10/11 | - | €21k | €21k | €21k | €21k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €36k | €21k | €-9k | €-9k | €-9k | ▼ 1.1% |
| Amounts payable17/49 | €54k | €21k | €6k | €6k | €6k | ▲ 1.9% |
| Amounts payable after more than one year17 | €21k | - | - | - | - | - |
| Amounts payable within one year42/48 | €29k | €21k | €6k | €6k | €6k | ▲ 1.9% |
| Current portion of amounts payable after more than one year42 | - | €21k | - | - | - | - |
| Trade debts44 | €673 | €101 | €6k | €6k | €6k | = |
| Suppliers440/4 | - | €101 | €6k | €6k | €6k | = |
| Taxes, remuneration and social security45 | - | - | €14 | - | €6 | - |
| Taxes450/3 | - | - | €14 | - | €6 | - |
| Other amounts payable47/48 | - | - | - | - | €100 | - |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-15k | €-30k | €-156 | €-103 | ▲ 34.0% |
| Operating cash flow (approximation) | €-2k | €-15k | €-30k | €-156 | €-103 | ▲ 34.0% |
| Investment in fixed assets (approximation) | - | €-945 | - | €0 | €0 | - |
| Change in cash | - | €-6k | - | €-352 | €-5 | ▲ 98.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Purpose · Statutes amendmentPurpose change · Power of attorney5 facts ▸
State Gazette act
Purpose · Statutes amendment
Purpose change · Power of attorney5 facts ▸
- General meeting, 04-09-2026
- Purpose change
- Statutes amendment, 3
- Power of attorney
- Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1993
Ground area
4,819 m²
Building footprint
1,962 m²
Volume, LiDAR
12,137 m³
2 parcels, Brussels, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DISTRINOX SERVICES
since 19932.061.543.374
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006A0145/00D002 | Wallonia | 3,881 m² | 1 · 1,846 m² | 7.1 m · 2 fl. |
| 21683D0265/02Y020 | Brussels | 938 m² | 1 · 116 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
La maintenance, le dépannage, l'installation, la vente, la location de matériel d'équipement pour cuisines professionnelles et industrielles, pour l'industrie, le commerce et les…
Full purpose (10 activities)
- La maintenance, le dépannage, l'installation, la vente, la location de matériel d'équipement pour cuisines professionnelles et industrielles, pour l'industrie, le commerce et les métiers d'alimentation
- La maintenance, le dépannage, l'installation, la vente, la location de matériel d'équipement pour cuisines auprès des particuliers, et autres articles pour la cuisine, en intérieur et en extérieur
- La société pourra également exercer des activités de travaux d'installation spécialisés, autres que ceux directement liés aux cuisines, notamment dans les domaines de l'isolation, de l'étanchéité, de la protection technique ou de tout autre aménagement spécifique de bâtiments professionnels ou résidentiels
- L'importation, la vente, la location, le montage et l'entretien de matériel et d'équipements de plein air, de chambres froides et d'équipements frigorifiques
- Le commerce de gros et de détail, l'importation et l'exportation de biens et de marchandises
- La prestation de services de conseil et d'assistance technique et commerciale
- Développer des projets de promotion immobilière résidentielle, incluant l'acquisition de terrains ou de bâtiments, la construction, la rénovation ou la transformation de biens à usage d'habitation, en vue de leur vente ou de leur mise en location
- Mener des opérations de promotion immobilière non résidentielle, portant sur des immeubles ou ensembles immobiliers à vocation commerciale, industrielle, administrative ou mixte, que ce soit pour leur développement, leur rénovation, leur valorisation ou leur exploitation
- Faire toutes opérations mobilières, immobilières, financières, industrielles et commerciales se rattachant, identique, analogue, utile ou connexe à son objet
- Participer d'une façon directe ou indirecte dans toutes entreprises et sociétés, par achat, souscription, apport, fusion, financement ou par quelques formes commerciales ou financières, de participation avec le but de développer, de favoriser ou de faciliter la réalisation de l'objet
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Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 2,982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-1993
Fiscal year end30-06
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.