BE Multimodal ConsulT
ActiveBE Multimodal ConsulT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €5k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency95▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 2.92 in 2024; short-term debt: 29.7% and cash: 23.3% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-05-2026, 82 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
82 d early
2024
95 d early
2023
59 d early
2022
48 d early
2021
71 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 7.2%
2024 · €53k
2021: €44k
2022: €38k
2023: €47k
2024: €53k
2021 → 2025
Total assets
€81k▲ 1.7%
2024 · €80k
2021: €66k
2022: €70k
2023: €76k
2024: €80k
2021 → 2025
Net result
€5k▼ 29.4%
2024 · €7k
2021: €38k
2022: €-7k
2023: €10k
2024: €7k
2021 → 2025
Working capital
€47k▼ 8.6%
2024 · €51k
2021: €52k
2022: €45k
2023: €54k
2024: €51k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€38k▼ 14.9%€47k▲ 25.1%€53k▲ 12.3%€57k▲ 7.2%
Operating result€54k-€-7k€13k€10k▼ 22.3%€7k▼ 32.2%
Net result€38k-€-7k€10k€7k▼ 35.4%€5k▼ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€10k▲ 366%
Current assets
€71k▼ 8.9%
Equity and liabilities €81k
Equity
€57k▲ 7.2%
Debt
€24k▼ 9.4%
The debt ratio falls from 33.3% to 29.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €12k
Cash flow
€8k▼
2024 · €8k
Solvency
70.3%▲
2024 · 66.7%
Current ratio
2.93▲
2024 · 2.92
Quick ratio
2.93▲
2024 · 2.92
Debt / equity
0.42▼
2024 · 0.50
ROE
8.2%▼
2024 · 12.5%
ROA
5.8%▼
2024 · 8.3%
Interest coverage
180.90▲
2024 · 82.53
Debt
€24k▼
2024 · €27k
Debt ≤ 1 year
€24k▼
2024 · €27k
Income taxes
€2k▼
2024 · €3k
Staff costs
€17k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€81k▲
Fixed assets21/28€2k€10k▲
Tangible fixed assets22/27€2k€6k▲
Land and buildings22-€6k
Furniture and vehicles24€2k-
Financial fixed assets28-€4k
Current assets29/58€78k€71k▼
Amounts receivable within one year40/41€66k€50k▼
Trade receivables40€60k€44k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€10k€19k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€80k€81k▲
Equity10/15€53k€57k▲
Contributions10/11€6k€6k=
Reserves13€47k€51k▲
Distributable reserves133€47k€51k▲
Profit (loss) carried forward14€498€539▲
Amounts payable17/49€27k€24k▼
Amounts payable within one year42/48€27k€24k▼
Trade debts44€932€1k▲
Suppliers440/4€932€1k▲
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Other amounts payable47/48€9k€14k▲
Accrued charges and deferred income492/3-€1
Income statement
Code20242025
Remuneration, social security and pensions62€5k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€422€400▼
Gross operating margin9900€17k€28k▲
Operating profit (loss)9901€10k€7k▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€143€54▼
Recurring financial charges65€143€54▼
Profit (loss) for the period before taxes9903€10k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€5k▼
Profit (loss) brought forward from the previous period14P€152€498▲
Transfer to equity691/2€6k€4k▼
To other reserves6921€6k€4k▼
Profit to be distributed694/7€800€850▲
Return on contributions (dividend)694€800€850▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k ▼117%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 77700 MouscronGround area
422 m²
Building footprint
91 m²
Volume, LiDAR
887 m³
Parcel 54436A0651/00C003, Wallonia · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BE Multimodal ConsulT
since 20202.309.960.572
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0651/00C003 | Wallonia | 422 m² | 1 · 91 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end31-12
Abbreviation FR
BMC-T
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
49410Freight transport by road
52210Service activities incidental to land transportation
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:frederic.buyse.be@gmail.com
Phone:+32492919126