MARILYN OPTICAL
ActiveThe computed 12-month bankruptcy probability of MARILYN OPTICAL is 2.5% (moderate). The 2025 annual accounts show equity of €91k and a net result of €11k. Equity is growing by ~66.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 17987 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-39
Solvency72▲+5
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.49 in 2024), but 60.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
4.7%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
45 d early
2023
41 d early
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 13.8%
2024 · €80k
2022: €11k
2023: €12k
2024: €80k
2022 → 2025
Total assets
€233k▲ 4.9%
2024 · €223k
2022: €65k
2023: €68k
2024: €223k
2022 → 2025
Net result
€11k▼ 83.8%
2024 · €68k
2022: €9k
2023: €891
2024: €68k
2022 → 2025
Working capital
€74k▲ 6.0%
2024 · €70k
2022: €-502
2023: €3k
2024: €70k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€12k▲ 8.1%€80k▲ 578%€91k▲ 13.8%
Operating result€16k-€10k▼ 35.6%€103k▲ 925%€20k▼ 80.4%
Net result€9k-€891▼ 90.0%€68k▲ 7,573%€11k▼ 83.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€18k▲ 64.8%
Current assets
€216k▲ 1.9%
Equity and liabilities €233k
Equity
€91k▲ 13.8%
Debt
€142k▼ 0.1%
The debt ratio falls from 63.9% to 60.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▼
2024 · €107k
Cash flow
€16k▼
2024 · €72k
Solvency
39.1%▲
2024 · 36.1%
Current ratio
1.52▲
2024 · 1.49
Quick ratio
1.52▲
2024 · 1.49
Debt / equity
1.56▼
2024 · 1.77
ROE
12.1%▼
2024 · 85.2%
ROA
4.7%▼
2024 · 30.7%
Interest coverage
201.88▼
2024 · 1015.20
Debt
€142k▼
2024 · €142k
Debt ≤ 1 year
€142k▼
2024 · €142k
Income taxes
€9k▼
2024 · €35k
Staff costs
€328k▼
2024 · €344k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€233k▲
Fixed assets21/28€11k€18k▲
Tangible fixed assets22/27€11k€18k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€11k€12k▲
Current assets29/58€212k€216k▲
Amounts receivable within one year40/41€115k€188k▲
Trade receivables40€62k€46k▼
Other amounts receivable41€52k€142k▲
Cash at bank and in hand54/58€97k€26k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€223k€233k▲
Equity10/15€80k€91k▲
Contributions10/11€2k€2k=
Reserves13€68k€68k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€10k€21k▲
Amounts payable17/49€142k€142k▼
Amounts payable within one year42/48€142k€142k▼
Trade debts44€30k€5k▼
Suppliers440/4€30k€5k▼
Advances received on contracts in progress46-€21k
Taxes, remuneration and social security45€112k€116k▲
Taxes450/3€45k€41k▼
Remuneration and social security454/9€68k€75k▲
Income statement
Code20242025
Remuneration, social security and pensions62€344k€328k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€857€988▲
Gross operating margin9900€451k€354k▼
Operating profit (loss)9901€103k€20k▼
Financial income75/76B€118€420▲
Recurring financial income75€118€420▲
Financial charges65/66B€105€125▲
Recurring financial charges65€105€125▲
Profit (loss) for the period before taxes9903€103k€21k▼
Income taxes67/77€35k€9k▼
Profit (loss) for the period9904€68k€11k▼
Profit (loss) for the period to be appropriated9905€68k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€21k▼
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer to equity691/2€68k-
To other reserves6921€68k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €68k ▲7573%
Operating result €103k, net result €68k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €891 ▼90%
Net result drops to €891, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
BEN ABDALLAH Hajer
CurrentManaging director · since 13-12-2023
13-12-2023
BEN ABDALLAH Hajer: Appointed as Managing director
13-12-2023
ABDELLATIF Iskander: Resigned as Managing director
Location & real-estate footprint
Registered office, Philippeville · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Sansonnets(NEU) 495600 PhilippevilleGround area
3.6 ha
Building footprint
2.2 ha
Volume, LiDAR
113,624 m³
3 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
MARILYN OPTICAL
since 20222.323.926.592
MARILYN OPTICAL
since 20222.323.927.285
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52502C0335/00E005 | Wallonia | 3.3 ha | 1 · 2.2 ha | 9.5 m · 2 fl. |
| 52302A1138/00X000 | Wallonia | 1,734 m² | - | - |
| 93046D0001/00S038 | Wallonia | 1,485 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LES OPTICIENS THOMEE
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OPTIQUE DEBIENNE
BE 0465.126.579
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GAFAS
BE 0475.151.728
Meise · Eq €91k
LOOK@U
BE 0806.970.417
Ternat · Eq €91k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2021
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.