BDL CONSTRUCT
ActiveSummary
BDL CONSTRUCT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €205,175 and a net result of -€2,958. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 90% of 4813 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability34▼-1
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 11.11 against 12.07 in 2023; short-term debt: 9% and cash: 2% of total assets), and 9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91%
Return on assets
-1.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
29 d early
2022
19 d early
2021
20 d early
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0▼ 100%
2019 · €9,322
EBIT margin
1123.6%▲ 1101.5pp
2018 · 22.1%
Net result
-€2,958▼ 19.2%
2023 · -€2,482
Working capital
€205,218▼ 1.4%
2023 · €208,147
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€0▼ 100%
Operating result-€5,836-€15,493▼ 165%€14,161-€3,287-€11,550▼ 251%
Net result-€6,173-€15,852▼ 157%€13,852-€2,482-€2,958▼ 19.2%
EBIT margin
Equity€212,616▼ 2.8%€196,763▼ 7.5%€210,615▲ 7.0%€208,133▼ 1.2%€205,175▼ 1.4%
Total assets€289,552▼ 5.2%€235,117▼ 18.8%€229,549▼ 2.4%€226,953▼ 1.1%€225,519▼ 0.6%
Debt€76,936▼ 11.2%€38,354▼ 50.1%€18,934▼ 50.6%€18,820▼ 0.6%€20,344▲ 8.1%
Working capital€212,616▼ 2.8%€196,763▼ 7.5%€210,615▲ 7.0%€208,147▼ 1.2%€205,218▼ 1.4%
Staff (FTE)
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,550 in 2024 against €3,287 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €225,519
Equity
€205,175 ▼ 1.4%
Debt
€20,344 ▲ 8.1%
Debt's share of the balance-sheet total rises from 8.3% to 9.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
11.11▼
2023 · 12.07
Debt to equity
0.10▲
2023 · 0.09
ROE
-1.4%▼
2023 · -1.2%
ROA
-1.3%▼
2023 · -1.1%
Debt ≤ 1 year
€20,301▲
2023 · €18,806
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | €16,216 | €150 | €0 | ▼ 100% |
| Turnover70 | €0 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | €16,216 | €150 | €0 | ▼ 100% |
| Operating charges60/66A | - | €15,493 | €2,055 | €3,437 | €11,550 | ▲ 236% |
| Goods for resale, raw materials and consumables60 | - | €13,260 | €0 | - | €9,379 | - |
| Purchases600/8 | - | €13,260 | €0 | - | €9,379 | - |
| Services and other goods61 | - | €1,775 | €1,596 | €2,938 | €1,658 | ▼ 43.6% |
| Other operating charges640/8 | - | €459 | €460 | €499 | €513 | ▲ 2.8% |
| Operating profit (loss)9901 | -€5,836 | -€15,493 | €14,161 | -€3,287 | -€11,550 | ▼ 251% |
| Financial income75/76B | - | - | - | €1,055 | €8,867 | ▲ 741% |
| Recurring financial income75 | €0 | - | - | €1,055 | €8,867 | ▲ 741% |
| Income from current assets751 | - | - | - | €1,055 | €8,867 | ▲ 741% |
| Financial charges65/66B | - | €359 | €308 | €250 | €275 | ▲ 10.0% |
| Recurring financial charges65 | €337 | €359 | €308 | €250 | €275 | ▲ 10.0% |
| Debt charges650 | €58 | €117 | €58 | €0 | - | - |
| Other financial charges652/9 | - | €243 | €250 | €250 | €275 | ▲ 10.0% |
| Profit (loss) for the period before taxes9903 | -€6,173 | -€15,852 | €13,852 | -€2,482 | -€2,958 | ▼ 19.2% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€6,173 | -€15,852 | €13,852 | -€2,482 | -€2,958 | ▼ 19.2% |
| Profit (loss) for the period to be appropriated9905 | -€6,173 | -€15,852 | €13,852 | -€2,482 | -€2,958 | ▼ 19.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €289,552 | €235,117 | €229,549 | €226,953 | €225,519 | ▼ 0.6% |
| Current assets29/58 | €289,552 | €235,117 | €229,549 | €226,953 | €225,519 | ▼ 0.6% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €13,906 | €13,715 | €14,134 | €140,963 | €143,370 | ▲ 1.7% |
| Trade receivables40 | - | €13,613 | €13,788 | €0 | - | - |
| Other amounts receivable41 | - | €102 | €346 | €140,963 | €143,370 | ▲ 1.7% |
| Current investments50/53 | - | - | - | €40,000 | €30,000 | ▼ 25.0% |
| Other investments51/53 | - | - | - | €40,000 | €30,000 | ▼ 25.0% |
| Cash at bank and in hand54/58 | €236,580 | €182,337 | €176,350 | €6,184 | €4,582 | ▼ 25.9% |
| Deferred charges and accrued income490/1 | - | €39,066 | €39,066 | €39,805 | €47,566 | ▲ 19.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €289,552 | €235,117 | €229,549 | €226,953 | €225,519 | ▼ 0.6% |
| Equity10/15 | €212,616 | €196,763 | €210,615 | €208,133 | €205,175 | ▼ 1.4% |
| Contributions10/11 | - | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Reserves13 | €36,000 | €36,000 | €36,000 | €36,000 | €36,000 | = |
| Non-distributable reserves130/1 | - | €36,000 | €36,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €36,000 | €36,000 | €0 | - | - |
| Distributable reserves133 | - | - | - | €36,000 | €36,000 | = |
| Profit (loss) carried forward14 | €86,616 | €70,763 | €84,615 | €82,133 | €79,175 | ▼ 3.6% |
| Amounts payable17/49 | €76,936 | €38,354 | €18,934 | €18,820 | €20,344 | ▲ 8.1% |
| Amounts payable within one year42/48 | €76,936 | €38,354 | €18,934 | €18,806 | €20,301 | ▲ 8.0% |
| Trade debts44 | €33,223 | €38,354 | €18,934 | €18,806 | €20,301 | ▲ 8.0% |
| Suppliers440/4 | - | €38,354 | €18,934 | €18,806 | €20,301 | ▲ 8.0% |
| Taxes, remuneration and social security45 | - | €0 | - | - | - | - |
| Taxes450/3 | - | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €14 | €43 | ▲ 210% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,173 | -€15,852 | €13,852 | -€2,482 | -€2,958 | ▼ 19.2% |
| Operating cash flow (approximation) | -€6,173 | -€15,852 | €13,852 | -€2,482 | -€2,958 | ▼ 19.2% |
| Change in cash | - | -€54,243 | -€5,987 | -€170,165 | -€1,603 | ▲ 99.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €13,852
Net result €13,852 after 2 loss-making years.
31-12
Financial
Equity above €200,000Eq €210,615 ▲7%
Equity rises from €196,763 to €210,615.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€15,852
Net result drops to -€15,852, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.52
Current ratio from 1.00 to 3.52; short-term debt falls from €20.0m to €86,649.
31-12
Financial
Equity above €200,000Eq €218,789 ▲73.6%
2 profitable years in a row build equity to €218,789.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2015
Ground area
1.1 ha
Building footprint
581 m²
Volume, LiDAR
520 m³
Parcel 34452B1150/00A000, Flanders · tallest building 5.1 m. Linked by address, not a title deed.
141
companies at this address
See who is registered here
1 establishment unit
BDL CONSTRUCT BVBA
since 20152.245.419.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B1150/00A000 | Flanders | 1.1 ha | 1 · 581 m² | 5.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NINI CONSTRUCT
BE 0750.836.319
Knokke-Heist · Eq €205,144
IMMOHOC
BE 0429.917.361
Verviers · Eq €205,136
YVAN RICOUR & ZONEN
BE 0632.630.535
Pajottegem · Eq €205,085
VVK INVEST
BE 0478.404.691
Sint-Niklaas · Eq €205,023
OVS IMMO
BE 0754.989.602
Knokke-Heist · Eq €205,401
Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 5,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.