IMMOHOC
ActiveIMMOHOC has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205k and a net result of €49k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+8
Solvency94▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 2.12 in 2024; short-term debt: 31.3% and cash: 67.5% of total assets), and 31.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
16.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
2 d early
2023
23 d early
2022
on the day
2021
31 d early
2020
3 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€41k▼ 38.6%
2020 · €67k
2019: €128k
2020: €67k
2019 → 2021
EBIT margin
16.1%▲ 34.9pp
2020 · -18.8%
2019: 8.4%
2020: -18.8%
2019 → 2021
Net result
€49k▲ 84.2%
2024 · €27k
2019: €7k
2020: €-13k
2021: €6k
2022: €10k
2023: €20k
2024: €27k
2019 → 2025
Working capital
€183k▲ 38.8%
2024 · €132k
2019: €86k
2020: €76k
2021: €77k
2022: €88k
2023: €103k
2024: €132k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€41k-
Equity€99k-€109k▲ 9.7%€129k▲ 18.5%€156k▲ 20.8%€205k▲ 31.7%
Operating result€7k-€10k▲ 58.9%€23k▲ 123%€39k▲ 66.4%€69k▲ 77.6%
Net result€6k-€10k▲ 58.5%€20k▲ 110%€27k▲ 33.2%€49k▲ 84.2%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 78% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€23k▼ 6.7%
Current assets
€276k▲ 10.9%
Equity and liabilities €299k
Equity
€205k▲ 31.7%
Debt
€94k▼ 20.3%
The debt ratio falls from 43.0% to 31.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €43k
Cash flow
€53k▲
2024 · €31k
Solvency
68.7%▲
2024 · 57.0%
Current ratio
2.95▲
2024 · 2.12
Quick ratio
2.92▲
2024 · 2.11
Debt / equity
0.46▼
2024 · 0.75
ROE
24.1%▲
2024 · 17.2%
ROA
16.5%▲
2024 · 9.8%
Interest coverage
41.13▲
2024 · 16.76
Debt
€94k▼
2024 · €117k
Debt ≤ 1 year
€94k▼
2024 · €117k
Income taxes
€18k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€273k€299k▲
Fixed assets21/28€24k€23k▼
Tangible fixed assets22/27€24k€23k▼
Land and buildings22€20k€19k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€4k€2k▼
Current assets29/58€249k€276k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€103k€72k▼
Trade receivables40€68k€44k▼
Other amounts receivable41€36k€28k▼
Cash at bank and in hand54/58€143k€202k▲
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€273k€299k▲
Equity10/15€156k€205k▲
Contributions10/11€35k€35k=
Revaluation surpluses12€252€252=
Reserves13€113k€163k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€110k€160k▲
Profit (loss) carried forward14€8k€7k▼
Amounts payable17/49€117k€94k▼
Amounts payable within one year42/48€117k€94k▼
Trade debts44€98k€76k▼
Suppliers440/4€98k€76k▼
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€590€2k▲
Gross operating margin9900€43k€75k▲
Operating profit (loss)9901€39k€69k▲
Financial income75/76B€244€198▼
Recurring financial income75€244€198▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€36k€67k▲
Income taxes67/77€10k€18k▲
Profit (loss) for the period9904€27k€49k▲
Profit (loss) for the period to be appropriated9905€27k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€57k▼
Profit (loss) brought forward from the previous period14P€31k€8k▼
Transfer to equity691/2€50k€50k=
To other reserves6921€50k€50k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €49k ▲84.2%
Operating result €69k, net result €49k, both a record.
30-06
Financial
Equity above €200kEq €205k ▲31.7%
5 profitable years in a row build equity to €205k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €150kEq €156k ▲20.8%
4 profitable years in a row build equity to €156k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €100kEq €109k ▲9.7%
2 profitable years in a row build equity to €109k.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €-13k ▼297%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Waides 54800 VerviersGround area
1.1 ha
Building footprint
131 m²
Volume, LiDAR
731 m³
2 parcels, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Jules Dohogne 18, 4800 Verviers
since 19872.102.621.092
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0150/00H000 | Wallonia | 9,873 m² | - | - |
| 63576A0329/00D000 | Wallonia | 1,252 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VVK INVEST
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,317 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-1986
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
70111
92621
92623
93121Football clubs
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.