Turnover
≈ €280,000 estimated
The micro format states no turnover.
BDG CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €23,432 (2025)
€23,432
peak €7,734 (2025)
€7,734
peak €13,734 (2025)
€13,734
€15,756
Board1 name since 2023
1 directorBOTA Grigore
Documentsfilings and deeds
31-10-2025on the last day
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000
Checked score
54
Fair
Financially stronger than 71% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.8%
01-2025: 4.2%▲ +0.4 percentage points vs 12-2024
02-2025: 4.3%▲ +0.1 percentage points vs 01-2025
03-2025: 4.7%▲ +0.4 percentage points vs 02-2025
04-2025: 4.7%● unchanged vs 03-2025
05-2025: 5.2%▲ +0.5 percentage points vs 04-2025
06-2025: 5.1%▼ -0.1 percentage points vs 05-2025
07-2025: 5.0%▼ -0.1 percentage points vs 06-2025
08-2025: 5.0%● unchanged vs 07-2025
09-2025: 5.4%▲ +0.4 percentage points vs 08-2025
10-2025: 5.4%● unchanged vs 09-2025
11-2025: 5.4%● unchanged vs 10-2025highest value
12-2025: 1.6%▼ -3.8 percentage points vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.5%▼ -0.1 percentage points vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026lowest value
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.6%▲ +0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.1 percentage points vs 07-2026
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 2.0%▲ +0.3 percentage points vs 09-2026
11-2026: 2.4%▲ +0.4 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €29,490
lowers risk
Liquidity: current ratio 1.16, cash €9,003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 66% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BDG CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BDG CONSTRUCT itself is higher: 2.4% within 12 months. It rests on far more data about BDG CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BDG CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16, below the usual 1.5. Short-term debt is 53.4% and cash 30.5% of total assets. 53.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €6,000 · Founder: BOTA Grigore · Appointment: BOTA Grigore (sole director) · published on 05-10-2023 · Gazette deed
First establishment
BDG CONSTRUCT SRL, Victor Olivierlaan 5, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BDG CONSTRUCT Anderlecht | €29,490 | €23,432 | 46.6% | - |
| JV RENOV Uccle | €28,056 | €19,633 | 89.3% | - |
| LIFT’IN PROJECT Ans | €28,999 | €24,089 | 76.2% | - |
| RENEUF C&B Turnhout | €29,364 | €23,225 | 56.8% | - |
| GLN CONSTRUCT Zaventem | €26,919 | €24,252 | 94.8% | - |
| ADKA Construct Overijse | €28,832 | €23,567 | 83.0% | - |
| Spectrum Construction Deinze | €31,413 | €22,374 | 64.3% | - |
These companies have the same main activity as BDG CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €26,900 and €31,400, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 02-10-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.350.301.2881070 Anderlecht, since 02-10-2023
- Financial year end
- 31 March
- Peppol
- Reachable
Annual accounts to 31-03-2025
- €23,432
- €7,734
- €13,734
- €29,490
- Filing
- Filed on 31-10-2025, on the last day of the filing period
Insights on BDG CONSTRUCT
The computed 12-month bankruptcy probability of BDG CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €13,734 and a net result of €7,734.
Its solvency ranks better than 54% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-10-2025, on the day of the deadline€23,432
€11,719
€7,734
€2,450
46.6%
1.16
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €150,000 and €510,000.
Balance sheet
balance sheet total €29,490 on 31-03-2025What the company ownsHow it is paid for
Position in the sector
46.6%
Higher than 54% of 9,462 companies in 2025.
1.16
Higher than 30% of 9,210 companies in 2025.
26.2%
Higher than 82% of 9,282 companies in 2025.
BDG CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
29,490 | |
21/28 |
11,285 | |
22/27 |
11,285 | |
23 |
2,000 | |
24 |
9,284 | |
29/58 |
18,206 | |
40/41 |
9,203 | |
41 |
9,203 | |
54/58 |
9,003 | |
| Balance sheet: equity and liabilities | ||
10/49 |
29,490 | |
10/15 |
13,734 | |
10/11 |
6,000 | |
14 |
7,734 | |
17/49 |
15,756 | |
42/48 |
15,756 | |
44 |
9,470 | |
440/4 |
5,146 | |
441 |
4,324 | |
45 |
6,286 | |
450/3 |
2,205 | |
454/9 |
4,080 | |
| Income statement | ||
9900 |
23,432 | |
630 |
11,282 | |
640/8 |
431 | |
9901 |
11,719 | |
65/66B |
1,779 | |
65 |
1,779 | |
9903 |
9,939 | |
67/77 |
2,205 | |
9904 |
7,734 | |
9905 |
7,734 | |
| Appropriation of the result | ||
9906 |
7,734 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 31-10-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2025 | micro format | 31-10-2025 | 2025-00563284 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 23,001 | ||
| 19,017 | ||
| 22,567 | ||
| 2,450 | ||
| 46.6% | ||
| 1.16 | ||
| 1.15 | ||
| 56.3% | ||
| 26.2% | ||
| 12.93 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2025 |
|---|---|
| Tangible fixed assets | €22,567 |
| €11,282 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on BDG CONSTRUCT
Debt's share of the balance-sheet total is 53.4%.
Board & ownership
Board
1 director, since incorporationMandates through the years
1 name, the dashed line is todayBOTA Grigore
Sole director
Sole director
Board
Mandates as a list
- BOTA Grigore
- Sole director, appointed by deed of 05-10-2023, still in office
Control
Founder
BOTA Grigore
This company
BDG CONSTRUCT
Equity €13,734
Profit €7,734 in 2025
Capital
- Contribution
- €6,000
- Source
- deed of 05-10-2023
Articles of association
deed of 05-10-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Financial yearThe company draws up its annual accounts over this twelve-month period.
- Closes on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 18:00
Founder
At incorporation
deed of 05-10-2023 ↗
- BOTA Grigore sole founder · 100% at incorporation
Network & group
No group
BDG CONSTRUCT has no parent and no holdings in its annual accounts. BOTA Grigore is the only director. BDG CONSTRUCT shares no director with another company.
At the same address
Victor Olivierlaan 5, 1070 Anderlecht · 1 other company| Bota, Grigore (sole trader)
establishment since 01-07-2015 |
founded in 2015 0633.639.731 |
Timeline
Timeline
3 events since 2023Filings
Establishments
2023202420252026
2025
Annual accounts 2025 filed PDFmicro format · on the deadline day
2023
IncorporationFounding capital of €6,000 · Founder: BOTA Grigore · Appointment: BOTA Grigore (sole director) · published on 05-10-20233 points ▸
- Founder, BOTA Grigore
- Founding capital, €6,000
- Director appointment, BOTA Grigore (sole director)
First establishment BDG CONSTRUCT SRL, Victor Olivierlaan 5, Anderlecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1000.631.907
- VAT number
- BE 1000.631.907
- Peppol ID
- 0208:1000631907
- Other Peppol ID
- 9925:BE1000631907
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 02-10-2023
- Financial yearThe company draws up its annual accounts over this twelve-month period.
- Closes on 31 Decemberdeed of 05-10-2023 (in French)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of September at 18:00deed of 05-10-2023 (in French)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BDG CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-10-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Avenue Victor Olivier 5 (rdc) à Anderlecht (1070 Bruxelles)”deed of 05-10-2023 (in French)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43422
Screed work
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43390
Specialised construction activities
43996
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels, y compris tous les travaux de gros-œuvre; La…”deed of 05-10-2023 (in French)
49 activities
- L’entreprise générale de construction de bâtiments résidentiels et non-résidentiels, y compris tous les travaux de gros-œuvre ;
- La construction de routes, autoroutes et de voies ferrées, y compris de ponts et de tunnels ;
- La construction de réseaux et de lignes, y compris les réseaux pour fluides, les réseaux d’eau, de gaz et de produits pétroliers, ainsi que les réseaux d’évacuation des eaux usées ;
- Le forage et la construction de puits d’eau, fonçage de puits ;
- La construction d’autres ouvrages de génie civil, y compris la construction d’ouvrages maritimes et fluviaux et les travaux de dragage ;
- Les travaux de terrassement: creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destruction à l’explosif, le déblayage de chantiers, etc. ;
- Tous les travaux de construction spécialisées, y compris la démolition, la préparation des sites, les forages d’essai et sondages, la réalisation de fondations et le battage de pieux ;
- Tous autres travaux de construction spécialisées, y compris les travaux de toiture, les travaux d’étanchéité des murs, le ravalement des façades (nettoyage à la vapeur, le sablage et les activités analogues), la construction de cheminées décoratives et de feux ouverts, les travaux de maçonnerie et de rejointoiement, les travaux de restauration des bâtiments et la pose de chapes ;
- Les travaux de peinture (aussi intérieurs qu’extérieurs) ;
- Les travaux de plomberie et autres travaux d’installation, y compris l’installation de chauffage, de ventilation et de conditionnement d’air, ainsi que les travaux d’installation ;
- Les travaux d’installation électrique, y compris la construction de réseaux électriques et de télécommunication, ainsi que les installations informatiques ;
- L’installation, l’entretien et la réparation de systèmes de panneaux solaires ou autres sources alternatives d’énergie ;
- Tous travaux d’isolation, tant thermique qu’acoustique et antivibration ;
- L’installation, l’entretien et la réparation de systèmes d’alarme et de surveillance ;
- Tous les autres travaux d’installation non-citées ailleurs, y compris l’installation d’accessoires et les travaux d’installation générale ;
- Les travaux de finition, y compris la plâtrerie, la menuiserie, les cloisons sèches, le revêtement des sols et des murs, la pose de revêtements en bois, la pose de papier peints et de revêtements de murs et de sols en d’autres matériaux et de travaux de vitrerie, ainsi que l’installation de stores et de bannes ;
- Tous autres travaux de finition, y compris le nettoyage de nouveaux bâtiments après leur construction ;
- Les activités combinées de soutien lié aux bâtiments ;
- L’installation d’antennes d’immeubles et paratonnerres ;
- La fabrication d’ouvrages en béton, en ciment ou en plâtre ;
- La taille, le façonnage et le finissage de pierre ;
- La fabrication d’éléments en métal pour la construction ;
- Le traitement, manipulation et revêtement des métaux ;
- L’installation et l’exploitation d’échafaudages, de plateformes de travail et d’installations d’ascenseurs mobiles ;
- L’entretien et le nettoyage des égouts et des canalisations ;
- Le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments ;
- L’assainissement et le nettoyage de bâtiments, de sites miniers, de sols ou d’eaux souterraines contaminées, y compris le désamiantage ;
- Le nettoyage courant des parties intérieures de bâtiments, y compris le nettoyage domestique et l’aide-ménagère, rémunérés avec titres-services ou non ;
- Les activités de nettoyage spécialisé de bâtiments, y compris le nettoyage industriel ;
- Les activités de décoration d’intérieur ;
- Les services d’aménagement paysager, y compris la plantation, les soins et l’entretien de parcs et jardins pour tous types de bâtiments, terrains municipaux et verdure bordant les voies de communication, ainsi que les terrains de sport ;
- L’exploitation forestière ;
- La promotion immobilière de bâtiments résidentiels et non-résidentiels ;
- La location et la location-bail de machines et d’équipements pour la construction ;
- La location, le leasing et le renting de tous véhicules motorisés ;
- L’achat, la vente, l’importation et l’exportation de tous véhicules motorisés, neufs ou d’occasion, ainsi que d’accessoires et pièces détachées ;
- L’entretien et la réparation de véhicules motorisés ;
- Le transport routier et l’entreposage de fret ;
- Les services de déménagement ;
- Les transports urbains et suburbains de voyageurs ;
- La distribution et la livraison du courrier et des colis ;
- Tous services administratifs de bureau et autres activités de soutien aux entreprises ;
- Toutes activités de conseil pour les affaires et autres conseils de gestion ;
- Tous types de commerce, l'importation et l'exportation de tous articles et produits négociables, y compris le commerce de détail alimentaire en magasin spécialisé ou non-spécialisé ;
- Le commerce de détail sur éventaires et marchés ;
- Toutes activités d’une société de patrimoine, y compris celles des marchands de biens et la location et l’exploitation de biens immobiliers propres ou loués, ainsi que le lotissement foncier et l’aménagement et le remembrement de zones rurales ;
- Toutes activités d’une société de management, y compris l’exercice de mandats d’administrateur et de liquidateur dans d’autres personnes morales ;
- Toutes activités des sociétés holding, y compris l’acquisition, la gestion et la vente, pour son compte propre exclusivement, de tous placements, titres et effets financiers, tant à court terme, qu’à moyen ou long terme ;
- Toutes activités de marketing et de publicité, ainsi que l’exploitation de bureaux de publicité et de droits intellectuels et d’auteur de toute nature.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| BDG CONSTRUCT SRL registered office Victor Olivierlaan 5, 1070 Anderlecht | 02-10-2023 | 2.350.301.288 |
Buildings and parcels at the address
- Ground area
- 134 m²
- Buildings
- 74 m²
- Volume, LiDAR
- 651 m³
- Tallest building
- 11.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21306C0165/00W000 | 134 m² | 1 · 74 m² | 10.9 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1000.631.907