BDG CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BDG CONSTRUCT is 4.2% (elevated). The 2025 annual accounts show equity of €14k and a net result of €8k. Its solvency ranks better than 53% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency72
Growth-
Track record67
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16; short-term debt: 53.4% and cash: 30.5% of total assets), and 53.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
26.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€29k
Net result
€8k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €29k
Fixed assets
€11k
Current assets
€18k
Equity and liabilities €29k
Equity
€14k
Debt
€16k
Debt finances 53.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k
Cash flow
€19k
Current ratio
1.16
Debt to equity
1.15
ROE
56.3%
ROA
26.2%
Interest coverage
12.93
Debt ≤ 1 year
€16k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€29k
Fixed assets21/28€11k
Tangible fixed assets22/27€11k
Plant, machinery and equipment23€2k
Furniture and vehicles24€9k
Current assets29/58€18k
Amounts receivable within one year40/41€9k
Other amounts receivable41€9k
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€14k
Contributions10/11€6k
Profit (loss) carried forward14€8k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€9k
Suppliers440/4€5k
Bills of exchange payable441€4k
Taxes, remuneration and social security45€6k
Taxes450/3€2k
Remuneration and social security454/9€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€431
Gross operating margin9900€23k
Operating profit (loss)9901€12k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€2k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k |
| Other operating charges640/8 | €431 |
| Gross operating margin9900 | €23k |
| Operating profit (loss)9901 | €12k |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €10k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €8k |
| Profit (loss) for the period to be appropriated9905 | €8k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €29k | |
| Fixed assets21/28 | €11k | |
| Tangible fixed assets22/27 | €11k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €9k | |
| Current assets29/58 | €18k | |
| Amounts receivable within one year40/41 | €9k | |
| Other amounts receivable41 | €9k | |
| Cash at bank and in hand54/58 | €9k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €29k | |
| Equity10/15 | €14k | |
| Contributions10/11 | €6k | |
| Profit (loss) carried forward14 | €8k | |
| Amounts payable17/49 | €16k | |
| Amounts payable within one year42/48 | €16k | |
| Trade debts44 | €9k | |
| Suppliers440/4 | €5k | |
| Bills of exchange payable441 | €4k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €2k | |
| Remuneration and social security454/9 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8k |
| + Depreciation and write-downs630 | €11k |
| Operating cash flow (approximation) | €19k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Ground area
134 m²
Building footprint
74 m²
Volume, LiDAR
651 m³
Parcel 21306C0165/00W000, Brussels · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BDG CONSTRUCT SRL
since 20232.350.301.288
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0165/00W000 | Brussels | 134 m² | 1 · 74 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOCIETE BINCHOISE DE CONSTRUCTION ET DE RENOVATION
BE 0689.620.312
Manage · Eq €13,731
AST Projects
BE 0783.312.909
Brakel · Eq €13,729
PATTI
BE 0422.498.940
Grâce-Hollogne · Eq €13,743
Lousaconstruct
BE 0797.799.264
Zaventem · Eq €13,724
Renovault
BE 1003.015.038
Diepenbeek · Eq €13,724
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 10,409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2023
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
43350Other building finishing work
43422Screed work
Scores and ratios are computed by Checked and are not a credit decision.