Turnover
≈ €280,000 estimated
The micro format states no turnover.
BDC CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €53,176 (2024)
€53,176▲ 474%
peak €32,638 (2024)
€32,638▲ 784%
peak €36,329 (2024)
€36,329▲ 884%
€41,032▲ 209%
Board2 names since 2023
1 directorBôto da Costa Rui Miguel
Documentsfilings and deeds
02-06-2026306 days late
2024micro format
Gross margin from €9,263 to €53,176Result from €3,691 to €32,638Equity from €3,691 to €36,329Debts from €13,299 to €41,032
Key points
from the 2024 annual accountsLiquidity
1.87 was 1.18 in 2023
Short-term debts rose from €13,299 to €41,032.
Position in the sector
€32,638
Higher net result than 80% of companies in construction of buildings. Sector median €7,912 · 9,823 companies.
2025 accounts not filed, 101 days past the deadline
Checked score
36
Weak
Financially stronger than 70% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
8.8% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.6%lowest value
01-2025: 3.6%● unchanged vs 12-2024
02-2025: 3.7%▲ +0.1 percentage points vs 01-2025
03-2025: 3.7%● unchanged vs 02-2025
04-2025: 3.7%● unchanged vs 03-2025
05-2025: 3.7%● unchanged vs 04-2025
06-2025: 3.7%● unchanged vs 05-2025
07-2025: 3.7%● unchanged vs 06-2025
08-2025: 4.2%▲ +0.5 percentage points vs 07-2025
09-2025: 4.6%▲ +0.4 percentage points vs 08-2025
10-2025: 5.3%▲ +0.7 percentage points vs 09-2025
11-2025: 5.3%● unchanged vs 10-2025
12-2025: 6.5%▲ +1.2 percentage points vs 11-2025
01-2026: 8.6%▲ +2.1 percentage points vs 12-2025
02-2026: 8.6%● unchanged vs 01-2026
03-2026: 8.8%▲ +0.2 percentage points vs 02-2026highest value
04-2026: 8.1%▼ -0.7 percentage points vs 03-2026
05-2026: 8.1%● unchanged vs 04-2026
06-2026: 7.9%▼ -0.2 percentage points vs 05-2026
07-2026: 7.9%● unchanged vs 06-2026
08-2026: 8.3%▲ +0.4 percentage points vs 07-2026
09-2026: 8.1%▼ -0.2 percentage points vs 08-2026
10-2026: 8.8%▲ +0.7 percentage points vs 09-2026
11-2026: 8.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 306 days late; 2 of the last 3 accounts late
Size: total assets €77,361
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 33% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as BDC CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BDC CONSTRUCT itself is higher: 8.8% within 12 months. It rests on far more data about BDC CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BDC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.87 (1.18 in 2023), above the usual 1.5. Short-term debt is 53% and cash 11.4% of total assets. However, 53% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 2 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 306 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2026, 306 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
306 days late
2023
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 199 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797118086
Resignation: Bôto da Costa Rui Miguel (director)
Appointment: CARDANTE RODRIGUES Davide (director) · General meeting of 24-06-2025 · Gazette deed
Incorporation
Founding capital of €2,500, 100 shares · Founder: Bôto da Costa Rui Miguel · Appointment: Bôto da Costa Rui Miguel (director) · published on 17-01-2023 · Gazette deed
First establishment
Boshoek 8, Boechout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BDC CONSTRUCT Boechout | €77,361 | €53,176 | 47.0% | - |
| SA SERVICE Willebroek | €73,270 | €55,238 | 27.2% | - |
| GG OPERATIONS Heist-op-den-Berg | €65,154 | €50,777 | 33.1% | - |
| PECO Antwerp | €86,041 | €49,947 | 81.0% | - |
| BL Solutions Herentals | €74,980 | €55,384 | 6.8% | - |
| BS.Build Ranst | €74,094 | €56,952 | 64.4% | - |
| G D Algemene Bouwwerken Heist-op-den-Berg | €78,202 | €41,094 | 50.3% | - |
These companies have the same main activity as BDC CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €65,200 and €86,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 13-01-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.343.154.4672530 Boechout, since 13-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2024
- €53,176▲ 474%
- €32,638▲ 784%
- €36,329▲ 884%
- €77,361▲ 355%
- Filing
- Filed on 02-06-2026
Insights on BDC CONSTRUCT
The computed 12-month bankruptcy probability of BDC CONSTRUCT is 8.8% (elevated). The 2024 annual accounts show equity of €36,329 and a net result of €32,638.
Its solvency ranks better than 55% of 9,833 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 02-06-2026, 306 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 9 November 2026.
€53,176
▲ 474%
€48,007
▲ 672%
€32,638
▲ 784%
€35,565
▲ 15×
47.0%
▲ 25.2 percentage points
1.87
▲ 0.68
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €200,000 and €460,000.
Balance sheet
balance sheet total €77,361 on 31-12-2024What the company ownsHow it is paid for
in euro
in euro
Position in the sector
47.0%
Higher than 55% of 9,833 companies in 2024.
1.87
Higher than 56% of 9,553 companies in 2024.
42.2%
Higher than 91% of 9,646 companies in 2024.
BDC CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
77,361 | 16,991 | |
21/28 |
764 | 1,264 | |
22/27 |
764 | 1,264 | |
24 |
764 | 1,264 | |
29/58 |
76,597 | 15,726 | |
40/41 |
67,747 | 6,096 | |
40 |
18,872 | 1,561 | |
41 |
48,875 | 4,535 | |
54/58 |
8,849 | 9,630 | |
| Balance sheet: equity and liabilities | |||
10/49 |
77,361 | 16,991 | |
10/15 |
36,329 | 3,691 | |
14 |
36,329 | 3,691 | |
17/49 |
41,032 | 13,299 | |
42/48 |
41,032 | 13,299 | |
44 |
2,949 | 1,638 | |
440/4 |
2,949 | 1,638 | |
45 |
18,083 | 11,662 | |
450/3 |
17,143 | 11,662 | |
454/9 |
940 | - | |
47/48 |
20,000 | - | |
| Income statement | |||
9900 |
53,176 | 9,263 | |
630 |
500 | 1,360 | |
640/8 |
4,668 | 1,685 | |
9901 |
48,007 | 6,218 | |
75/76B |
2,804 | 252 | |
75 |
2,804 | 252 | |
65/66B |
552 | 779 | |
65 |
552 | 779 | |
9903 |
50,259 | 5,691 | |
67/77 |
17,621 | 2,000 | |
9904 |
32,638 | 3,691 | |
9905 |
32,638 | 3,691 | |
| Appropriation of the result | |||
9906 |
36,329 | 3,691 | |
14P |
3,691 | - | |
| Document | |||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 02-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2023 |
|---|---|---|---|
| 48,507 | 7,578 | ||
| 33,138 | 5,051 | ||
| 0 | 1,500 | ||
| -781 | - | ||
| 35,565 | 2,427 | ||
| 47.0% | 21.7% | ||
| 1.87 | 1.18 | ||
| 1.13 | 3.60 | ||
| 89.8% | 100.0% | ||
| 42.2% | 21.7% | ||
| 87.90 | 9.73 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 | 2023 |
|---|---|---|
| Tangible fixed assets | - | €1,500 |
| €500 | €1,360 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
Insights on BDC CONSTRUCT
The operating result for 2024 is 7.7 times that of 2023.
Debt's share of the balance-sheet total falls from 78.3% to 53.0%. Equity and debt are higher.
Board & ownership
Board
1 director, no change since 2025- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 17-01-2023
Mandates through the years
2 names, the dashed line is todayCARDANTE RODRIGUES Davide
Director
Director
Bôto da Costa Rui Miguel
Director
Director
BoardEarlier
Mandates as a list
- CARDANTE RODRIGUES Davide
- Director, appointed by deed of 09-07-2025, still in office
- Bôto da Costa Rui Miguel
- Director, appointed by deed of 17-01-2023, until 09-07-2025
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €363 in 2024
- Source
- deed of 17-01-2023
Articles of association
deed of 17-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid, geen beroep op rechter”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 16:00
Shareholders
At incorporation
deed of 17-01-2023 ↗
- Bôto da Costa Rui Miguel 100 shares (100%) · €2,500 in cash
Network & group
No group
BDC CONSTRUCT has no parent and no holdings in its annual accounts. CARDANTE RODRIGUES Davide is the only director. BDC CONSTRUCT shares no director with another company.
At the same address
Boshoek 8, 2530 Boechout · 2 other companies| Bôto da Costa, Ana (sole trader)
establishment since 11-09-2019 |
founded in 2019 0733.948.817 |
| Vereniging van Mede-eigenaars van het gebouw Residentie Den Boshoek Boshoek 8 te Boechout
registered office since 11-02-2010 |
founded in 2010 0826.464.348 |
Timeline
Timeline
6 events since 2023Board
Filings
Establishments
2023202420252026
2026
Annual accounts 2024 filed PDFmicro format · 306 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797118086
Resignation: Bôto da Costa Rui Miguel (director)Appointment: CARDANTE RODRIGUES Davide (director) · General meeting of 24-06-20253 points ▸
- General meeting, 24-06-2025
- Director resignation, Bôto da Costa Rui Miguel
- Director appointment, CARDANTE RODRIGUES Davide
2024
Annual accounts 2023 filed PDFmicro format · 91 days late
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: Bôto da Costa Rui Miguel · Appointment: Bôto da Costa Rui Miguel (director) · published on 17-01-20233 points ▸
- Founder, Bôto da Costa Rui Miguel
- Founding capital, €2,500, 100 shares
- Director appointment, Bôto da Costa Rui Miguel
- The deed holds 11 more points.
First establishment Boshoek 8, Boechout
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
BDC CONSTRUCT was incorporated on 13 January 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 CARDANTE RODRIGUES Davide is director of the company, appointed by deed of 09-07-2025.3 The company has filed 2 sets of annual accounts, the latest for financial year 2024.4
Company details
Identity
- Enterprise number
- 0797.118.086
- VAT number
- BE 0797.118.086
- Peppol ID
- 0208:0797118086
- Other Peppol ID
- 9925:BE0797118086
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-01-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 16:00deed of 17-01-2023 (in Dutch)
- Peppol
- Reachable since 08-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BDC CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-01-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43230
Insulation installation
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43291
Specialised construction activities
43390
Specialised construction activities
43992
Specialised construction activities
43994
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouw van residentiële gebouwen; Stukadoorswerk; Isolatiewerkzaamheden; Gevelreiniging; Uitvoeren van metsel- en voegwerken; Overige…”deed of 17-01-2023 (in Dutch)
15 activities
- Algemene bouw van residentiële gebouwen
- Stukadoorswerk
- Isolatiewerkzaamheden
- Gevelreiniging
- Uitvoeren van metsel- en voegwerken
- Overige gespecialiseerde bouwwerkzaamheden
- Loodgieterswerk
- Schrijnwerk
- Schilderen van gebouwen
- Glaszetten
- Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- Dakwerkzaamheden
- Gevelreiniging
- Uitvoeren van voegwerken
- Chapewerken
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Boshoek 8 registered office 2530 Boechout | 13-01-2023 | 2.343.154.467 |
Buildings and parcels at the address
- Ground area
- 274 m²
- Buildings
- 297 m²
- Volume, LiDAR
- 2,196 m³
- Tallest building
- 10.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11004D0072/00H009 | 274 m² | 1 · 296 m² | 10.9 m · 3 |
Contact
E-mail
bdcconstruct@hotmail.com
Phone
+32 465 90 13 07
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0797.118.086