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SA SERVICE

Active
Private limited companyfounded 2022active for 4 yearsAntwerpsesteenweg 45, 2830 Willebroek, BelgiumKBO/BCE: BE 0787.837.166
Summary

The computed 12-month bankruptcy probability of SA SERVICE is 3.6% (moderate). The 2025 annual accounts show equity of €19,942 and a net result of €37,907. Equity has been growing by about 64% per year since 2023. Its solvency ranks better than 33% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-06-2022 Normal situation
Registered office
41 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.333.927.490 1200 Sint-Lambrechts-Woluwe, since 01-08-2022
Financial year end
30 June
Peppol
Reachable since 28-12-2025

Board and ownership

Board

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts to 30-06-2025
Gross margin
€55,238
Turnover
≈ €290,000
estimated
Profit
€37,907
Equity
€19,942
Total assets
€73,270
▲ 42.6%
Score breakdownraises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €73,270Liquidity: current ratio 0.94, cash €2,713Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 58% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 52+52
equity 27.2% of total assets
Liquidity 15+5
short-term debt 72.8% · cash 3.7%
Profitability 100+100
return on assets 51.7%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 11.8% 01-2025: 12.0%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 12.0%● unchanged vs 01-2025highest value 03-2025: 12.0%● unchanged vs 02-2025 04-2025: 12.0%● unchanged vs 03-2025 05-2025: 12.0%● unchanged vs 04-2025 06-2025: 12.0%● unchanged vs 05-2025 07-2025: 6.4%▼ -5.6 percentage points vs 06-2025 08-2025: 6.4%● unchanged vs 07-2025 09-2025: 6.3%▼ -0.1 percentage points vs 08-2025 10-2025: 7.4%▲ +1.1 percentage points vs 09-2025 11-2025: 5.0%▼ -2.4 percentage points vs 10-2025 12-2025: 4.9%▼ -0.1 percentage points vs 11-2025 01-2026: 4.1%▼ -0.8 percentage points vs 12-2025 02-2026: 4.1%● unchanged vs 01-2026 03-2026: 3.4%▼ -0.7 percentage points vs 02-2026 04-2026: 3.4%● unchanged vs 03-2026 05-2026: 3.4%● unchanged vs 04-2026 06-2026: 3.3%▼ -0.1 percentage points vs 05-2026 07-2026: 3.2%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 3.2%● unchanged vs 07-2026lowest value 09-2026: 3.2%● unchanged vs 08-2026lowest value 10-2026: 3.6%▲ +0.4 percentage points vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.94 (0.52 in 2024), below 1. Short-term debt is 72.8% and cash 3.7% of total assets. 72.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 34% of them on solvency, 13% on liquidity, 91% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €73,270
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.94, cash €2,713
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
51 days early
2023
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 18 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 December (3 of the last 3 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €14,846 in 2024 €37,907 View
  • Positive: Higher net result than 82% of companies in construction of buildingssector median €8,554 · 9,384 companies €37,907 View

Recent changes

  1. · Gazette deed Registered office moved within Willebroek
  2. · Gazette deed Registered office moved from Puurs Sint Amands to Willebroek
  3. · Gazette deed IncorporationStarting capital €1,500 · Appointment: SABOU Alin Ionut (director)
All 8 events

Comparable companies

These companies have the same main activity as SA SERVICE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €65,200 and €88,600, founded between 2022 and 2023.

CompanyTotal assetsGross margin
SA SERVICE Willebroek€73,270€55,238
BL Solutions Herentals€74,980€55,384
BDC CONSTRUCT Boechout€77,361€53,176
GG OPERATIONS Heist-op-den-Berg€65,154€50,777
GIVE Tech Project Assistance Edegem€88,617€49,743
ECT Service Landen€71,080€57,747
TERRANOV Denderleeuw€74,001€57,816
Full comparison

Key facts about SA SERVICE

What is the company number of SA SERVICE?
The company number of SA SERVICE is 0787.837.166. The VAT number is the same number with BE in front: BE 0787.837.166.
Where is SA SERVICE based?
The registered office is at Antwerpsesteenweg 45, 2830 Willebroek.Company details
What does SA SERVICE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SA SERVICE?
The legal form of SA SERVICE is Private limited company (BV).
When was SA SERVICE founded?
SA SERVICE was founded on 30-06-2022.
Is SA SERVICE still active?
Yes, SA SERVICE is an active enterprise in the KBO register.
What is the turnover of SA SERVICE?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €55,238 and 107 comparable companies (NACE 41001). It probably lies between €210,000 and €510,000. In financial year 2023 turnover was €152,865.Financials
Is SA SERVICE profitable?
In financial year 2025, SA SERVICE made a profit of €37,907.
Where can I find the annual accounts of SA SERVICE?
SA SERVICE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SA SERVICE due?
SA SERVICE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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