BD SOLUTIONS
ActiveSummary
BD SOLUTIONS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,600 and a net result of €20,561. Equity is shrinking by ~23.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 16% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency30=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
15.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7081 sector peers (2025).
NBB · sector comparisonPosition among 7081 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
42 d late
2024
29 d late
2023
7 d early
2022
96 d early
2021
48 d early
2020
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€172,500▲ 22.7%
2021 · €140,600
EBIT margin
10.2%▲ 2.2pp
2021 · 8.1%
Net result
€20,561▼ 45.5%
2024 · €37,725
Working capital
-€82,110▲ 21.1%
2024 · -€104,089
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€140,600▼ 34.9%€172,500▲ 22.7%
Operating result€11,352▼ 85.6%€17,676▲ 55.7%€43,341▲ 145%€51,726▲ 19.3%€27,037▼ 47.7%
Net result€5,247▼ 91.5%€9,157▲ 74.5%€32,103▲ 251%€37,725▲ 17.5%€20,561▼ 45.5%
EBIT margin8.1%▼ 28.5pp10.2%▲ 2.2pp
Equity€72,836▲ 7.8%€81,993▲ 12.6%€63,896▼ 22.1%€6,600▼ 89.7%€6,600=
Total assets€257,269▼ 13.0%€216,439▼ 15.9%€190,214▼ 12.1%€142,026▼ 25.3%€132,131▼ 7.0%
Debt€184,433▼ 19.1%€134,446▼ 27.1%€126,318▼ 6.0%€135,426▲ 7.2%€125,531▼ 7.3%
Working capital€22,499-€8,588-€60,088▼ 600%-€104,089▼ 73.2%-€82,110▲ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,131
Fixed assets
€88,710 ▼ 20.9%
Current assets
€43,422 ▲ 45.1%
Equity and liabilities €132,131
Equity
€6,600 =
Debt
€125,531 ▼ 7.3%
Debt's share of the balance-sheet total falls from 95.4% to 95.0%. Debt is lower.
Key figures and ratios
EBITDA
€50,435▼
2024 · €75,480
Cash flow
€43,958▼
2024 · €61,479
Current ratio
0.35▲
2024 · 0.22
Debt to equity
19.02▼
2024 · 20.52
ROE
311.5%▼
2024 · 571.6%
ROA
15.6%▼
2024 · 26.6%
Interest coverage
104.78▲
2024 · 53.39
Debt ≤ 1 year
€125,531▼
2024 · €134,007
Income taxes
€6,085▼
2024 · €12,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €140,600 | €172,500 | - | - | - | - |
| Non-recurring operating income76A | - | - | - | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €108,299 | €133,319 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,000 | €20,546 | €22,857 | €23,754 | €23,397 | ▼ 1.5% |
| Other operating charges640/8 | €948 | €959 | €238 | €383 | €68 | ▼ 82.3% |
| Gross operating margin9900 | €32,301 | €39,181 | €66,436 | €75,863 | €50,503 | ▼ 33.4% |
| Operating profit (loss)9901 | €11,352 | €17,676 | €43,341 | €51,726 | €27,037 | ▼ 47.7% |
| Financial income75/76B | - | - | €24 | €3 | €89 | ▲ 3,340% |
| Recurring financial income75 | - | - | €0 | €3 | €89 | ▲ 3,340% |
| Non-recurring financial income76B | - | - | €24 | - | - | - |
| Financial charges65/66B | €2,941 | €2,716 | €1,653 | €1,414 | €481 | ▼ 66.0% |
| Recurring financial charges65 | €2,941 | €2,716 | €1,653 | €1,414 | €481 | ▼ 66.0% |
| Profit (loss) for the period before taxes9903 | €8,412 | €14,960 | €41,712 | €50,314 | €26,645 | ▼ 47.0% |
| Income taxes67/77 | €3,165 | €5,803 | €9,608 | €12,590 | €6,085 | ▼ 51.7% |
| Profit (loss) for the period9904 | €5,247 | €9,157 | €32,103 | €37,725 | €20,561 | ▼ 45.5% |
| Profit (loss) for the period to be appropriated9905 | €5,247 | €9,157 | €32,103 | €37,725 | €20,561 | ▼ 45.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €257,269 | €216,439 | €190,214 | €142,026 | €132,131 | ▼ 7.0% |
| Formation expenses20 | - | - | €120,000 | €0 | - | - |
| Fixed assets21/28 | €160,000 | €150,026 | €12,533 | €112,107 | €88,710 | ▼ 20.9% |
| Intangible fixed assets21 | €160,000 | €140,000 | - | €100,000 | €80,000 | ▼ 20.0% |
| Tangible fixed assets22/27 | - | €10,026 | €12,533 | €12,107 | €8,710 | ▼ 28.1% |
| Plant, machinery and equipment23 | - | - | - | €2,688 | €2,022 | ▼ 24.8% |
| Furniture and vehicles24 | - | €846 | €436 | €27 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | €9,180 | €12,097 | €9,392 | €6,688 | ▼ 28.8% |
| Current assets29/58 | €97,269 | €66,414 | €57,680 | €29,918 | €43,422 | ▲ 45.1% |
| Amounts receivable within one year40/41 | €15,351 | €19,141 | €25,482 | €2,932 | €38,373 | ▲ 1,209% |
| Trade receivables40 | €15,000 | €19,058 | €4,375 | €0 | €19,950 | - |
| Other amounts receivable41 | €351 | €83 | €21,106 | €2,932 | €18,423 | ▲ 528% |
| Cash at bank and in hand54/58 | €80,663 | €45,552 | €32,192 | €26,986 | €5,016 | ▼ 81.4% |
| Deferred charges and accrued income490/1 | €1,254 | €1,721 | €7 | €0 | €33 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €257,269 | €216,439 | €190,214 | €142,026 | €132,131 | ▼ 7.0% |
| Equity10/15 | €72,836 | €81,993 | €63,896 | €6,600 | €6,600 | = |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €61,589 | €61,589 | €57,896 | €600 | €600 | = |
| Non-distributable reserves130/1 | €600 | €600 | €600 | €600 | €600 | = |
| Reserves not available under the articles1311 | €600 | €600 | €600 | €600 | €600 | = |
| Distributable reserves133 | €60,989 | €60,989 | €57,296 | €0 | - | - |
| Profit (loss) carried forward14 | €5,247 | €14,404 | - | €0 | €0 | - |
| Amounts payable17/49 | €184,433 | €134,446 | €126,318 | €135,426 | €125,531 | ▼ 7.3% |
| Amounts payable after more than one year17 | €109,664 | €59,445 | €8,549 | €0 | - | - |
| Financial debts170/4 | €109,664 | €59,445 | €8,549 | €0 | - | - |
| Amounts payable within one year42/48 | €74,770 | €75,001 | €117,769 | €134,007 | €125,531 | ▼ 6.3% |
| Current portion of amounts payable after more than one year42 | €49,550 | €50,218 | €50,896 | €8,549 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | €5,133 | €4,094 | ▼ 20.2% |
| Credit institutions430/8 | - | - | - | €5,133 | €4,094 | ▼ 20.2% |
| Trade debts44 | €809 | €3,334 | - | €2,460 | €2,714 | ▲ 10.3% |
| Suppliers440/4 | €809 | €3,334 | - | €2,460 | €2,714 | ▲ 10.3% |
| Taxes, remuneration and social security45 | €20,398 | €20,042 | €24,203 | €23,844 | €20,479 | ▼ 14.1% |
| Taxes450/3 | €20,398 | €20,042 | €24,203 | €23,844 | €20,479 | ▼ 14.1% |
| Other amounts payable47/48 | €4,014 | €1,406 | €42,670 | €94,020 | €98,244 | ▲ 4.5% |
| Accrued charges and deferred income492/3 | - | - | - | €1,419 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,247 | €9,157 | €32,103 | €37,725 | €20,561 | ▼ 45.5% |
| + Depreciation and write-downs630 | €20,000 | €20,546 | €22,857 | €23,754 | €23,397 | ▼ 1.5% |
| Operating cash flow (approximation) | €25,247 | €29,703 | €54,960 | €61,479 | €43,958 | ▼ 28.5% |
| Investment in fixed assets (approximation) | - | -€10,572 | €114,635 | -€123,328 | €0 | ▲ 100% |
| Change in cash | - | -€35,111 | -€13,360 | -€5,206 | -€21,970 | ▼ 322% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5,247 ▼91.5%
Net result drops to €5,247, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.51 to 1.30; short-term debt falls from €227,989 to €74,770.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hensies · 1 establishment unit since 2020
Ground area
950 m²
Building footprint
83 m²
Volume, LiDAR
529 m³
Parcel 53076C1024/00M000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BD SOLUTIONS
since 20202.299.402.618
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53076C1024/00M000 | Wallonia | 950 m² | 1 · 83 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 3,020 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0739915604
Also
9925:BE0739915604
Registered
09-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.