Equity
€1.2m ▲ 12.0%
BC-Construct has made a profit in every financial year since 2014.
BC-Construct
Overview
Lifetime
12 annual accounts with figures on one time axispeak €1.3m (2023)
€1.1m▼ 9.2%
peak €265,977 (2025)
€265,977▲ 2.1%
peak €1.2m (2025)
€1.2m▲ 12.0%
€1.6m▼ 11.6%
peak 10.7 FTE (2023)
10.3 FTE▼ 2.8%
Board3 names since 2016
2 directorsBC-INVEST & CONSULTING BV and 1 other
Documentsfilings and deeds
30-04-2026on the last day
2025abbreviated format
Dividend €135,942
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 71% of small companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 911 companies (NACE 41, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.7%▲ +0.2 percentage points vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.3%▼ -0.5 percentage points vs 04-2025
06-2025: 0.1%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.2%▲ +0.1 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.6%▲ +0.3 percentage points vs 04-2026
06-2026: 0.2%▼ -0.4 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 1.79, cash €677,363
Figures for financial year 2025 (filed on 05-05-2026)
Founded in 2013
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 63% of them on solvency, 68% on liquidity, 82% on profitability and 70% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as BC-Construct has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of BC-Construct itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for BC-Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.79 (1.63 in 2024), above the usual 1.5. Short-term debt is 53.4% and cash 23.1% of total assets. However, 58.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
8 days early
2023
1 day early
2022
2 days early
2021
2 days early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end11-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved to Lokeren
New registered office: Beertenstraat 3, 9160 Lokeren · Resignations: De Rijbel Bart (director) and Verstraete Cindy (director) · Appointments: De Rijbel Bart (director) and Verstraete Cindy (director) · General meeting of 27-04-2023 · Gazette deed
Appointment: DE RIJBEL Bart (manager)
General meeting of 01-01-2019 · Gazette deed
First establishment
Beertenstraat 3, Lokeren
Incorporation
published on 15-01-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BC-Construct Lokeren | €2.9m | €1.1m | 41.4% | 10.3 |
| DE MOL RECYCLING Lochristi | €2.8m | €1.2m | 20.9% | 10.9 |
| POELMAN BOUWAANNEMINGEN Merelbeke-Melle | €3.0m | €0.9m | 29.4% | 11.1 |
| POOL CONCEPTion Tournai | €2.9m | €1.1m | 76.3% | 11 |
| WINDOUT Wervik | €2.9m | €1.1m | 30.1% | 8.9 |
| SARACI Sint-Truiden | €3.2m | €1.0m | 48.1% | 11.5 |
| STG CONSTRUCT Remicourt | €2.6m | €1.1m | 32.4% | 11.5 |
These companies have the same main activity as BC-Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2.6m and €3.2m, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 11-01-2013Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 30-09-2025
- Establishment unit
- 2.277.676.6959160 Lokeren, since 20-06-2018
- Financial year end
- 30 September
- Peppol
- Reachable
Annual accounts to 30-09-2025
- €1.1m▼ 9.2%
- ≈ €1.9mestimated
- €265,977▲ 2.1%
- €1.2m▲ 12.0%
- €2.9m▼ 5.8%
- Employeeson 30-09-2025
- 10▼ 9.1%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on BC-Construct
BC-Construct files the abbreviated format. That format states no turnover. The gross margin rose from €151,919 in 2014 to €1.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 30-04-2026, on the day of the deadline€1.1m
▼ 9.2%
€367,402
▲ 12.5%
€265,977
▲ 2.1%
€1.2m
▲ 7.7%
41.4%
▲ 6.6 percentage points
1.79
▲ 0.16
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €1.9m. Estimated: probably between €1.3m and €3.2m.
Balance sheet
balance sheet total €2.9m on 30-09-2025What the company ownsHow it is paid for
in €m
in euro
Position in the sector
41.4%
Higher than 53% of 2,818 companies in 2025.
1.79
Higher than 56% of 2,746 companies in 2025.
9.1%
Higher than 67% of 2,782 companies in 2025.
BC-Construct
Middle half of the sector
80% of the sector
Abbreviated accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter · Staff: top quarter
Staff
€76,779
Staff costs divided by the average number of full-time equivalents.
-1 person
people who joined
people who left
In 2025, 5 people joined and 6 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||
20/58 |
2.9m | 3.1m | 2.9m | 3.6m | 2.0m | 1.3m | 1.3m | 1.5m | 1.2m | 738,956 | 578,824 | 578,398 | |
21/28 |
126,936 | 139,783 | 173,008 | 179,769 | 126,028 | 73,515 | 64,384 | 74,493 | 23,289 | 29,972 | 35,099 | 53,760 | |
21 |
1,333 | 8,595 | 15,856 | 1,552 | 3,939 | 8,713 | 4,774 | - | 0 | 0 | 621 | 2,845 | |
22/27 |
125,484 | 131,068 | 157,031 | 178,097 | 121,968 | 64,682 | 59,490 | 74,373 | 22,169 | 28,852 | 33,358 | 49,795 | |
23 |
31,390 | 34,127 | 51,675 | 63,764 | 24,033 | 19,771 | 8,994 | 7,598 | 4,690 | 1,445 | 2,610 | 5,038 | |
24 |
93,113 | 89,939 | 91,123 | 92,221 | 67,952 | 1,510 | 1,338 | 4,056 | 5,545 | 12,088 | 15,019 | 28,264 | |
26 |
980 | 7,002 | 14,233 | 22,112 | 29,984 | 43,401 | 49,158 | 62,719 | 11,934 | 15,319 | 15,729 | 16,493 | |
28 |
120 | 120 | 120 | 120 | 120 | 120 | 120 | 120 | 1,120 | 1,120 | 1,120 | 1,120 | |
29/58 |
2.8m | 3.0m | 2.7m | 3.4m | 1.8m | 1.2m | 1.2m | 1.4m | 1.2m | 708,984 | 543,725 | 524,638 | |
3 |
779,503 | 463,032 | 546,653 | 858,149 | 935,031 | 386,600 | 521,862 | 700,279 | 72,581 | 40,180 | 53,980 | 153,950 | |
30/36 |
42,250 | 35,750 | 29,500 | 32,740 | 29,500 | 26,580 | 22,175 | 23,560 | 22,036 | 20,032 | 5,032 | 5,000 | |
37 |
737,253 | 427,282 | 517,153 | 825,409 | 905,531 | 360,020 | 499,687 | 676,719 | 50,545 | 20,148 | 48,948 | 148,950 | |
40/41 |
1.2m | 1.3m | 997,736 | 1.8m | 687,808 | 522,209 | 551,655 | 288,659 | 778,311 | 268,821 | 314,378 | 249,045 | |
40 |
1.0m | 951,860 | 867,282 | 1.6m | 582,468 | 407,038 | 462,046 | 112,116 | 638,855 | 215,478 | 259,602 | 217,320 | |
41 |
177,696 | 374,596 | 130,454 | 175,387 | 105,341 | 115,171 | 89,609 | 176,543 | 139,456 | 53,343 | 54,776 | 31,725 | |
50/53 |
108,947 | 206,544 | 577,488 | 110,200 | 50,000 | - | - | - | - | - | - | - | |
54/58 |
677,363 | 956,210 | 565,028 | 611,425 | 146,225 | 276,653 | 106,357 | 379,159 | 341,048 | 399,983 | 174,804 | 121,643 | |
490/1 |
36,333 | 20,995 | 16,768 | 94,671 | 10,423 | 8,070 | 27,746 | 75,000 | - | - | 563 | - | |
| Balance sheet: equity and liabilities | |||||||||||||
10/49 |
2.9m | 3.1m | 2.9m | 3.6m | 2.0m | 1.3m | 1.3m | 1.5m | 1.2m | 738,956 | 578,824 | 578,398 | |
10/15 |
1.2m | 1.1m | 1.0m | 807,528 | 595,580 | 576,309 | 480,220 | 385,516 | 312,936 | 272,659 | 216,537 | 79,171 | |
10/11 |
40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | |
100 |
- | - | - | - | - | - | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | 40,000 | |
13 |
1.2m | 1.0m | 993,568 | 767,528 | 555,580 | 536,309 | 440,220 | 345,516 | 272,936 | 232,659 | 176,537 | 39,171 | |
130/1 |
- | - | - | 4,000 | 4,000 | 4,000 | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 4,000 | 4,000 | 4,000 | 4,000 | 4,000 | 2,000 | |
1311 |
- | - | - | 4,000 | 4,000 | 4,000 | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | 39,853 | 77,383 | 80,600 | 80,600 | 80,600 | - | |
133 |
1.2m | 1.0m | 993,568 | 763,528 | 551,580 | 532,309 | 396,367 | 264,133 | 188,336 | 148,059 | 91,937 | 37,171 | |
16 |
108,947 | 206,544 | 177,738 | 110,200 | 50,000 | - | - | - | - | - | - | - | |
160/5 |
108,947 | - | 177,738 | 110,200 | 50,000 | - | - | - | - | - | - | - | |
163 |
108,947 | - | 177,738 | 110,200 | - | - | - | - | - | - | - | - | |
164/5 |
- | - | - | - | 50,000 | - | - | - | - | - | - | - | |
168 |
- | 206,544 | - | - | - | - | - | - | - | - | - | - | |
17/49 |
1.6m | 1.8m | 1.7m | 2.7m | 1.3m | 690,738 | 791,784 | 1.1m | 902,293 | 466,297 | 362,287 | 499,227 | |
17 |
- | - | 16,953 | 33,190 | 49,263 | - | - | 5,116 | 5,116 | 11,465 | 9,866 | 21,243 | |
170/4 |
- | - | 16,953 | 33,190 | 49,263 | - | - | 5,116 | 5,116 | 11,465 | 9,866 | 21,243 | |
42/48 |
1.6m | 1.8m | 1.6m | 2.7m | 1.3m | 690,738 | 791,784 | 1.1m | 897,177 | 406,550 | 352,421 | 477,984 | |
42 |
552 | 16,953 | 16,237 | 16,074 | 15,912 | - | 1,515 | 100,000 | 6,349 | 10,576 | 11,623 | - | |
43 |
- | - | - | - | - | - | - | - | - | - | - | 11,587 | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | 11,587 | |
44 |
1.1m | 1.4m | 1.4m | 2.4m | 1.0m | 612,381 | 728,042 | 983,235 | 852,283 | 342,208 | 166,617 | 372,862 | |
440/4 |
1.1m | 1.4m | 1.4m | 2.4m | 1.0m | 612,381 | 728,042 | 983,235 | 852,283 | 342,208 | 166,617 | 372,862 | |
45 |
73,338 | 81,001 | 52,298 | 44,367 | 35,690 | 51,207 | 36,935 | 33,138 | 26,768 | 53,766 | 69,001 | 25,868 | |
450/3 |
8,106 | 11,680 | 8,655 | 7,755 | 864 | 2,953 | 2,068 | 33,138 | 26,768 | 53,766 | 53,088 | 23,508 | |
454/9 |
65,231 | 69,321 | 43,643 | 36,612 | 34,826 | 48,254 | 34,867 | - | - | - | 15,913 | 2,360 | |
47/48 |
402,258 | 287,292 | 154,007 | 200,594 | 168,350 | 27,150 | 25,292 | 10,585 | 11,777 | 0 | 105,180 | 67,667 | |
492/3 |
43,067 | - | 62,475 | - | - | - | - | - | - | 48,282 | - | - | |
| Income statement | |||||||||||||
76A |
165 | 413 | - | - | 620 | - | - | - | - | - | - | - | |
9900 |
1.1m | 1.2m | 1.3m | 1.2m | 799,223 | 546,022 | 465,718 | 402,658 | 222,364 | 276,098 | 339,560 | 151,919 | |
62 |
790,820 | 820,844 | 772,878 | 670,122 | 453,740 | 364,579 | 284,878 | 244,887 | 135,402 | 120,433 | 92,415 | 5,541 | |
630 |
67,600 | 65,321 | 61,071 | 45,159 | 45,056 | 28,009 | 28,738 | 33,751 | 13,419 | 22,611 | 27,252 | 50,153 | |
635/8 |
-97,596 | 28,806 | 67,538 | 60,200 | 50,000 | - | - | - | - | - | - | - | |
640/8 |
836 | 1,699 | 5,094 | 1,822 | 767 | 2,259 | 1,117 | 5,455 | 1,640 | 994 | 811 | 26,788 | |
66A |
- | - | 648 | - | - | - | - | - | - | - | - | - | |
9901 |
367,402 | 326,529 | 354,695 | 384,944 | 249,660 | 151,175 | 150,985 | 118,565 | 71,903 | 132,060 | 219,082 | 69,437 | |
75/76B |
40,748 | 76,577 | 11,485 | 713 | 0 | - | - | 376 | 1,833 | 1,335 | 551 | 206 | |
75 |
40,748 | 76,577 | 11,485 | 713 | 0 | - | - | 376 | 1,833 | 1,335 | 551 | 206 | |
65/66B |
12,577 | 13,801 | 11,656 | 8,015 | 4,545 | 1,235 | 3,412 | 430 | 4,199 | 35,523 | 4,732 | 7,076 | |
65 |
12,577 | 13,801 | 11,656 | 8,015 | 4,545 | 1,235 | 3,412 | 430 | 4,199 | 35,523 | 4,732 | 7,076 | |
9903 |
395,573 | 389,304 | 354,523 | 377,643 | 245,116 | 149,940 | 147,573 | 118,511 | 69,537 | 97,872 | 214,901 | 62,567 | |
67/77 |
129,596 | 128,878 | 126,884 | 123,818 | 76,185 | 52,251 | 51,245 | 45,931 | 29,260 | 41,750 | 77,535 | 23,396 | |
9904 |
265,977 | 260,426 | 227,640 | 253,824 | 168,931 | 97,689 | 96,328 | 72,580 | 40,277 | 56,122 | 137,366 | 39,171 | |
789 |
- | - | - | - | - | 39,853 | 37,530 | 3,217 | - | - | - | - | |
689 |
- | - | - | - | - | - | - | - | - | - | 80,600 | - | |
9905 |
265,977 | 260,426 | 227,640 | 253,824 | 168,931 | 137,542 | 133,858 | 75,797 | 40,277 | 56,122 | 56,766 | 39,171 | |
| Appropriation of the result | |||||||||||||
9906 |
265,977 | 260,426 | 227,640 | 253,824 | 168,931 | 137,542 | 133,858 | 75,797 | 40,277 | 56,122 | 56,766 | 39,171 | |
791/2 |
135,942 | 209,749 | 1,600 | 40,277 | 148,059 | - | - | - | - | - | - | - | |
691/2 |
265,977 | 260,426 | 227,640 | 252,224 | 167,331 | 135,942 | 132,234 | 75,797 | 40,277 | 56,122 | 56,766 | 39,171 | |
6920 |
- | - | - | - | - | - | - | - | - | - | 2,000 | 2,000 | |
6921 |
265,977 | 260,426 | 227,640 | 252,224 | 167,331 | 135,942 | 132,234 | 75,797 | 40,277 | 56,122 | 54,766 | 37,171 | |
694/7 |
135,942 | 209,749 | 1,600 | 41,877 | 149,659 | 1,600 | 1,624 | - | - | - | - | - | |
694 |
135,942 | 209,749 | 1,600 | 41,877 | 149,659 | 1,600 | 1,624 | - | - | - | - | - | |
| Social balance sheet | |||||||||||||
9087 |
10.3 | 10.6 | 10.7 | 10.5 | 7.3 | 6.2 | 4.9 | 4.4 | 2.4 | 2 | 1.7 | - | |
Hours worked1013 |
16,054 | 17,313 | 17,647 | 17,315 | 11,954 | 10,516 | 8,022 | 7,429 | 3,846 | 3,412 | 2,816 | - | |
| Document | |||||||||||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 30-04-2026 | 2026-00101272 | |
| 30-09-2024 | abbreviated format | 22-04-2025 | 2025-00073585 | |
| 30-09-2023 | abbreviated format | 29-04-2024 | 2024-00080170 | |
| 30-09-2022 | abbreviated format | 28-04-2023 | 2023-00075330 | |
| 30-09-2021 | abbreviated format | 28-04-2022 | 2022-20018088 | |
| 30-09-2020 | abbreviated format | 30-04-2021 | 2021-12700179 | |
| 30-09-2019 | abbreviated format | 30-04-2020 | 2020-11000164 | |
| 30-09-2018 | abbreviated format | 29-04-2019 | 2019-11700252 | |
| 30-09-2017 | abbreviated format | 27-04-2018 | 2018-11200464 | |
| 30-09-2016 | abbreviated format | 29-03-2017 | 2017-08400023 | |
| 30-09-2015 | abbreviated format | 30-03-2016 | 2016-08600180 | |
| 30-09-2014 | abbreviated format | 30-03-2015 | 2015-08000345 |
Subsidies and aid
Flemish government 2022 to 2025, 5 entries, €6,476 awarded, €6,280 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,921 | €1,725 |
| 2024 | 1 | €1,552 | €1,552 |
| 2023 | 2 | €2,601 | €2,601 |
| 2022 | 1 | €402 | €402 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 435,002 | 391,850 | 415,765 | 430,103 | 294,716 | 179,184 | 179,723 | 152,316 | 85,322 | 154,671 | 246,334 | 119,590 | ||
| 333,577 | 325,748 | 288,710 | 298,983 | 213,987 | 125,698 | 125,066 | 106,331 | 53,696 | 78,733 | 164,618 | 89,324 | ||
| 54,753 | 32,096 | 54,957 | 98,900 | 97,570 | 37,140 | 18,629 | 85,955 | 6,736 | 17,484 | 8,591 | 103,913 | ||
| -278,847 | 391,183 | -46,397 | 465,200 | -130,428 | 170,296 | -272,802 | 38,111 | -58,935 | 225,179 | 53,161 | - | ||
| 1.2m | 1.2m | 1.1m | 771,148 | 568,816 | 502,794 | 415,836 | 316,139 | 294,763 | 302,434 | 191,304 | 46,654 | ||
| 41.4% | 34.8% | 35.9% | 22.3% | 30.5% | 45.5% | 37.8% | 25.4% | 25.8% | 36.9% | 37.4% | 13.7% | ||
| 1.79 | 1.63 | 1.70 | 1.29 | 1.45 | 1.73 | 1.53 | 1.28 | 1.33 | 1.74 | 1.54 | 1.10 | ||
| 1.29 | 1.38 | 1.36 | 0.97 | 0.71 | 1.17 | 0.87 | 0.66 | 1.25 | 1.65 | 1.39 | 0.78 | ||
| 1.33 | 1.68 | 1.61 | 3.34 | 2.20 | 1.20 | 1.65 | 2.94 | 2.88 | 1.71 | 1.67 | 6.31 | ||
| 21.9% | 24.0% | 22.0% | 31.4% | 28.4% | 17.0% | 20.1% | 18.8% | 12.9% | 20.6% | 63.4% | 49.5% | ||
| 9.1% | 8.4% | 7.9% | 7.0% | 8.6% | 7.7% | 7.6% | 4.8% | 3.3% | 7.6% | 23.7% | 6.8% | ||
| 34.59 | 28.39 | 35.67 | 53.67 | 64.85 | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 10 | 11 | 12 | 11 | 9 |
| full-time | 6 | 8 | 9 | 8 | 6 |
| part-time | 4 | 3 | 3 | 3 | 3 |
| in full-time equivalents | 8.6 | 9.8 | 10.8 | 10.2 | 8.2 |
| 10.3 | 10.6 | 10.7 | 10.5 | 7.3 | |
| On a permanent contract | 10 | 11 | 12 | 11 | 9 |
| Joined | 5 | 3 | 2 | 3 | 4 |
| Left | 6 | 4 | 1 | 1 | 1 |
| Training hours | - | - | 28 | 128 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €54,753 | €32,096 | €33,172 | €98,900 | €97,570 |
| Intangible fixed assets | - | - | €21,785 | - | - |
| €67,600 | €65,321 | €61,071 | €45,159 | €45,056 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on BC-Construct
The operating result for 2025 is 13% higher than in 2024 and the highest since 2022. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 58.5% to 54.9%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, last change in 2023BC-INVEST & CONSULTING BV
Director
since 01-10-2016
listed in the 2025 annual accounts, filed on 30-04-2026
Director (not named in the articles)
since 01-01-2019
term without a fixed end
earlier director, until 10-05-2023
listed in the 2025 annual accounts, filed on 30-04-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “TITEL IV. BESTUUR - CONTROLE Artikel 10. Bestuursorgaan De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of…”deed of 10-05-2023
Mandates through the years
3 names, the dashed line is todayBC-INVEST & CONSULTING BV
Director
Director
De Rijbel Bart
Director (not named in the articles)
Director (not named in the articles)
Verstraete Cindy
Director (not named in the articles)
Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
- BC-INVEST & CONSULTING BV
- Director, from 01-10-2016 to date
- De Rijbel Bart
- Manager, from 01-01-2019 to 10-05-2023
- Director (not named in the articles), appointed by deed of 10-05-2023, still in office
- Verstraete Cindy
- Director (not named in the articles), appointed by deed of 10-05-2023, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €40,000
- Source
- 2025 annual accounts
Articles of association
deed of 10-05-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Friday of March at 11:00
Network & group
No group
BC-Construct has no parent and no holdings in its annual accounts. BC-Construct shares no director with another company.
The LEI register names no parent.
At the same address
Beertenstraat 3, 9160 Lokeren · 1 other company| BC-CONSTRUCT MONTAGE
registered office since 24-05-2022 · founded in 2022 |
1.3 FTE (2025) 0786.525.290 |
Timeline
Timeline
20 events since 2013Board
Filings
Financial
Establishments
Address
2014201620182020202220242026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFabbreviated format · on the deadline day
2025
Highest result from 2014 to 2025 net €265,977 ▲2.1% The net result of €265,977 is the highest of those years.
Annual accounts 2024 filed PDFabbreviated format · 8 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 1 day before the deadline
2023
Equity above €1m equity €1.0m ▲28% With a profit in every financial year since 2014, equity grows to €1.0m.
Registered office moved to LokerenNew registered office: Beertenstraat 3, 9160 Lokeren · Resignations: De Rijbel Bart (director) and Verstraete Cindy (director) · Appointments: De Rijbel Bart (director) and Verstraete Cindy (director) · General meeting of 27-04-202310 points ▸
- General meeting, 27-04-2023
- Incorporation, 10-01-2013
- 100 shares
- Director resignation, De Rijbel Bart
- Director appointment, De Rijbel Bart (director (not named in the articles))
- Director resignation, Verstraete Cindy
- Director appointment, Verstraete Cindy (director (not named in the articles))
- Permanent representative, Verstraete Cindy
- Registered-office move, Beertenstraat 3, 9160 Lokeren
- Power of attorney, Steven Vandersnickt
- The deed holds 9 more points.
Annual accounts 2022 filed PDFabbreviated format · 2 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 2 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · on the deadline day
2020
Equity above €500,000 equity €576,309 ▲20% With a profit in every financial year since 2014, equity grows to €576,309.
Annual accounts 2019 filed PDFabbreviated format · on the deadline day
2019
Annual accounts 2018 filed PDFabbreviated format · 1 day before the deadline
- General meeting, 01-01-2019
- Director appointment, DE RIJBEL Bart (manager)
2018
First establishment Beertenstraat 3, Lokeren
Annual accounts 2017 filed PDFabbreviated format · 3 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 32 days before the deadline
2016
Annual accounts 2015 filed PDFabbreviated format · 31 days before the deadline
2015
Equity above €200,000 equity €216,537 ▲174% With a profit in every financial year since 2014, equity grows to €216,537.
Annual accounts 2014 filed PDFabbreviated format · 31 days before the deadline
2013
Incorporation PDFpublished on 15-01-2013
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0502.380.420
- VAT number
- BE 0502.380.420
- Peppol ID
- 0208:0502380420
- LEI code
- 549300XYI6EHLFQ97V41 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-01-2013
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Fourth Friday of March at 11:00deed of 10-05-2023 (in Dutch)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BC-Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-05-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 10-05-2023 (in Dutch)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
Social security (RSZ) activities
68122
Development of non-residential building projects main activity
Joint committees annual accounts 30-09-2025
JC 124
Construction
JC 200
Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
VAT activities
41201
General construction of buildings main activity
41102
Construction of residential and non-residential buildings
Social security (RSZ) activities
41102
Construction of residential and non-residential buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Realisatie en coördinatie van bouwprojecten,zowel nieuwbouw,verbouwingen en renovaties voor bedrijven,KMO’s als particulieren mbt…”deed of 10-05-2023 (in Dutch)
18 activities
- Realisatie en coördinatie van bouwprojecten,zowel nieuwbouw,verbouwingen en renovaties voor bedrijven,KMO’s als particulieren mbt industriebouw en staalbouw,van fundering tot interieurafwerking en dit als hoofdaannemer of projectcoördinator;
- Dit alles in de meest ruime zin.
- De vennootschap handelt voor eigen rekening,in consignatie,in commissie,als tussenpersoon of als vertegenwoordiger.
- De vennootschap kan alles doen wat rechtstreeks of onrechtstreeks tot de verwezenlijking van haar voorwerp kan bijdragen.
- 1. het verwerven,door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden en effecten,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten vennootschappen ;
- 2. het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering ;
- 3. het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen ; in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborgplaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille- of kapitaalbestuur en beleggingen van allerlei aard ;
- 4. het deelnemen in en het waarnemen van alle bestuursopdrachten,het uitoefenen van mandaten en functies in andere vennootschappen of ondernemingen ;
- 5. het verhuren of huren al of niet onder het stelsel van de Belasting over de Toegevoegde Waarde,aan- en verkopen van roerende en onroerende goederen en rechten,alsmede alle activiteiten die betrekking hebben op onroerende leasing ;
- 6. het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa ;
- 7. het afsluiten van lijfrenteovereenkomsten,alsmede het doen van periodieke uitkeringen en uitvoeren van pensioenregelingen ;
- 8. het toestaan of opnemen van leningen en kredietopeningen al dan niet onder hypothecair verband,het verstrekken van zekerheden ook voor schulden van derden,waaronder begrepen hypothecaire zekerheid op haar toebehorende goederen voor schulden aan derden aan één of meer van haar zuster- of dochtervennootschappen,dan wel voor schulden van derden van (andere) natuurlijke personen of rechtspersonen,alsmede het zich hoofdelijk of als borg mede verbinden of aval verlenen voor die schulden;
- 9. alle onroerende activiteiten en alle studies die verband houden met alle goederen en onroerende rechten,van nature,door incorporatie of door bestemming,en met alle goederen en roerende rechten die daaruit voortvloeien,evenals alle burgerlijke,commerciële,industriële of financiële verrichtingen die rechtstreeks of onrechtstreeks daarmee verband houden,zoals bijvoorbeeld de aankoop,ontsluiting,de valorisatie,de verkaveling,de ruil,de verbetering,de gemeubileerde of niet-gemeubileerde verhuur,de verkoop,de overdracht,het beheer,de omvorming,de bouw en afbraak van onroerende en roerende goederen.
- 10. het verlenen van adviezen,van financiële,technische,commerciële of administratieve aard,rechtstreeks of onrechtstreeks op het gebied van management en beheer van ondernemingen en dit in de ruimste zin;
- 11. het uitvoeren van alle opdrachten,management en consultancy,participatie onder de vorm van organisatiestudies,expertises,raadgevingen op alle gebied bij ondernemingen en dit in de ruimste zin;
- 12. het voeren van interim-management bij bedrijven;
- 13. het geven van opleiding,sessies en consultancy in bedrijven en managementscholen;
- 14. alle mogelijke diensten aan ondernemingen met betrekking tot hun operationeel,commercieel en administratief beleid;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Beertenstraat 3 registered office 9160 Lokeren | 20-06-2018 | 2.277.676.695 |
Buildings and parcels at the address
- Ground area
- 2,114 m²
- Buildings
- 974 m²
- Volume, LiDAR
- 1 m³
- Tallest building
- 0.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 46014A0243/00G002 | 2,114 m² | 1 · 974 m² | 0.4 m |
Recognitions
Recognised contractor
3 categoriesBC-Construct BVapproval number 45802
- D General building contractsclass 3, up to €600,000
- D1 All shell construction and roofing-in of buildingsclass 3, up to €600,000
- F2 Steel load-bearing structuresclass 3, up to €600,000
Contact
E-mail
cindy@bc-construct.com
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0502.380.420