BBSA
ActiveBBSA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €152k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.65 against 5.34 in 2024), and 44.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
21.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 d early
2024
36 d early
2023
13 d early
2022
on the day
2021
25 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€391k▲ 63.7%
2024 · €239k
2020: €60k
2021: €145k
2022: €301k
2023: €309k
2024: €239k
2020 → 2025
Total assets
€701k▲ 19.6%
2024 · €586k
2020: €84k
2021: €181k
2022: €359k
2023: €640k
2024: €586k
2020 → 2025
Net result
€152k▲ 27.2%
2024 · €120k
2020: €59k
2021: €84k
2022: €157k
2023: €8k
2024: €120k
2020 → 2025
Working capital
€154k▼ 20.2%
2024 · €192k
2020: €60k
2021: €144k
2022: €299k
2023: €270k
2024: €192k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€301k▲ 108%€309k▲ 2.7%€239k▼ 22.8%€391k▲ 63.7%
Operating result€108k-€203k▲ 87.8%€16k▼ 92.3%€175k▲ 1,021%€213k▲ 21.4%
Net result€84k-€157k▲ 85.2%€8k▼ 94.7%€120k▲ 1,344%€152k▲ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€528k▲ 50.9%
Current assets
€174k▼ 26.7%
Equity and liabilities €701k
Equity
€391k▲ 63.7%
Debt
€310k▼ 10.7%
The debt ratio falls from 59.3% to 44.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€237k▲
2024 · €189k
Cash flow
€176k▲
2024 · €133k
Solvency
55.8%▲
2024 · 40.7%
Current ratio
8.65▲
2024 · 5.34
Quick ratio
8.65▲
2024 · 5.34
Debt / equity
0.79▼
2024 · 1.45
ROE
38.9%▼
2024 · 50.0%
ROA
21.7%▲
2024 · 20.4%
Interest coverage
23.64▲
2024 · 9.17
Debt
€310k▼
2024 · €348k
Debt ≤ 1 year
€20k▼
2024 · €44k
Debt > 1 year
€289k▼
2024 · €302k
Income taxes
€52k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€586k€701k▲
Fixed assets21/28€350k€528k▲
Tangible fixed assets22/27€350k€528k▲
Land and buildings22€339k€523k▲
Furniture and vehicles24€8k€5k▼
Assets under construction and advance payments27€3k€0▼
Financial fixed assets28€105€105=
Current assets29/58€237k€174k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€18k€39k▲
Trade receivables40€17k€34k▲
Other amounts receivable41€2k€6k▲
Current investments50/53€66k€12k▼
Cash at bank and in hand54/58€149k€119k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€586k€701k▲
Equity10/15€239k€391k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€238k€390k▲
Amounts payable17/49€348k€310k▼
Amounts payable after more than one year17€302k€289k▼
Financial debts170/4€302k€289k▼
Amounts payable within one year42/48€44k€20k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€2k€976▼
Suppliers440/4€2k€976▼
Taxes, remuneration and social security45€30k€4k▼
Taxes450/3€30k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€0€2k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€24k▲
Other operating charges640/8€692€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€189k€240k▲
Operating profit (loss)9901€175k€213k▲
Financial income75/76B€948€699▼
Recurring financial income75€948€699▼
Financial charges65/66B€21k€10k▼
Recurring financial charges65€21k€10k▼
Profit (loss) for the period before taxes9903€156k€204k▲
Income taxes67/77€36k€52k▲
Profit (loss) for the period9904€120k€152k▲
Profit (loss) for the period to be appropriated9905€120k€152k▲
Appropriation of the result
Profit (loss) to be appropriated9906€428k€390k▼
Profit (loss) brought forward from the previous period14P€308k€238k▼
Profit to be distributed694/7€190k€0▼
Return on contributions (dividend)694€190k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼94.7%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 17.42
Current ratio from 6.18 to 17.42; short-term debt falls from €58k to €16k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €157k ▲85.2%
Net result €157k, the highest in the series.
31-12
Financial
Equity above €200kEq €301k ▲108%
3 profitable years in a row build equity to €301k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €145k ▲141%
2 profitable years in a row build equity to €145k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertogendal 2131160 OudergemGround area
140 m²
Building footprint
64 m²
Volume, LiDAR
500 m³
Parcel 21002A0147/00D003, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BBSA
since 20202.300.049.152
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0147/00D003 | Brussels | 140 m² | 1 · 64 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CEBO
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VALJEAN
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François Schattens Management
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 36,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.