ENAXOR CONSEILS
ActiveENAXOR CONSEILS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €131k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+4
Solvency55▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.69 in 2024; short-term debt: 13% and cash: 0.5% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
35 d early
2023
19 d early
2022
26 d early
2021
9 d late
2020
11 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€391k▲ 23.0%
2024 · €318k
2018: €94k
2019: €108k
2020: €166k
2021: €196k
2022: €242k
2023: €287k
2024: €318k
2018 → 2025
Total assets
€1.29M▲ 101%
2024 · €644k
2018: €358k
2019: €361k
2020: €467k
2021: €674k
2022: €667k
2023: €645k
2024: €644k
2018 → 2025
Net result
€131k▲ 193%
2024 · €45k
2018: €33k
2019: €14k
2020: €58k
2021: €29k
2022: €46k
2023: €45k
2024: €45k
2018 → 2025
Working capital
€-131k▼ 915%
2024 · €-13k
2018: €25k
2019: €47k
2020: €-40k
2021: €4k
2022: €-66k
2023: €-43k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€242k▲ 23.6%€287k▲ 18.7%€318k▲ 10.7%€391k▲ 23.0%
Operating result€50k-€79k▲ 59.2%€77k▼ 2.5%€75k▼ 2.2%€74k▼ 1.2%
Net result€29k-€46k▲ 57.0%€45k▼ 2.0%€45k▼ 1.3%€131k▲ 193%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€1.26M▲ 104%
Current assets
€36k▲ 28.8%
Equity and liabilities €1.29M
Equity
€391k▲ 23.0%
Debt
€903k▲ 177%
The debt ratio rises from 50.7% to 69.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€121k▲
2024 · €99k
Cash flow
€178k▲
2024 · €68k
Solvency
30.2%▼
2024 · 49.3%
Current ratio
0.22▼
2024 · 0.69
Quick ratio
0.22▼
2024 · 0.69
Debt / equity
2.31▲
2024 · 1.03
ROE
33.5%▲
2024 · 14.1%
ROA
10.1%▲
2024 · 6.9%
Interest coverage
6.79▼
2024 · 16.44
Debt
€903k▲
2024 · €326k
Debt ≤ 1 year
€168k▲
2024 · €41k
Debt > 1 year
€736k▲
2024 · €285k
Income taxes
€29k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€644k€1.29M▲
Fixed assets21/28€616k€1.26M▲
Tangible fixed assets22/27€312k€588k▲
Land and buildings22€288k€588k▲
Leasing and similar rights25€25k-
Financial fixed assets28€304k€670k▲
Current assets29/58€28k€36k▲
Amounts receivable after more than one year29€8k€29k▲
Other amounts receivable291€8k€29k▲
Amounts receivable within one year40/41€1k€419▼
Other amounts receivable41€1k€419▼
Cash at bank and in hand54/58€18k€7k▼
Deferred charges and accrued income490/1€778-
Equity and liabilities
Total equity and liabilities10/49€644k€1.29M▲
Equity10/15€318k€391k▲
Contributions10/11€90k€90k=
Reserves13€230k€303k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€222k€295k▲
Profit (loss) carried forward14€-2k€-2k=
Amounts payable17/49€326k€903k▲
Amounts payable after more than one year17€285k€736k▲
Financial debts170/4€285k€736k▲
Amounts payable within one year42/48€41k€168k▲
Current portion of amounts payable after more than one year42€25k€96k▲
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Other amounts payable47/48€14k€61k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€47k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€102k€127k▲
Operating profit (loss)9901€75k€74k▼
Financial income75/76B€122€103k▲
Recurring financial income75€122€110▼
Non-recurring financial income76B-€103k
Financial charges65/66B€6k€18k▲
Recurring financial charges65€6k€18k▲
Profit (loss) for the period before taxes9903€69k€160k▲
Income taxes67/77€25k€29k▲
Profit (loss) for the period9904€45k€131k▲
Profit (loss) for the period to be appropriated9905€45k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€129k▲
Profit (loss) brought forward from the previous period14P€-2k€-2k=
Transfer from equity791/2€14k€58k▲
Transfer to equity691/2€45k€131k▲
To other reserves6921€45k€131k▲
Profit to be distributed694/7€14k€58k▲
Return on contributions (dividend)694€14k€58k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €131k ▲193%
Net result €131k, the highest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €242k ▲23.6%
5 profitable years in a row build equity to €242k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.03
Current ratio from 0.32 to 1.03.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Equity above €150kEq €166k ▲54%
3 profitable years in a row build equity to €166k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼57%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €108k ▲15.2%
2 profitable years in a row build equity to €108k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle Minsart 31315 IncourtGround area
3,422 m²
Building footprint
421 m²
Volume, LiDAR
2,536 m³
Parcel 25086A0041/00D000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruelle Minsart 3, 1315 Incourt
since 20152.246.103.888
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25086A0041/00D000 | Wallonia | 3,422 m² | 1 · 421 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 36,527 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64922Financial service activities, except insurance and pension funding
65112Insurance, reinsurance and pension funding, except compulsory social security
66290Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.