Equity
€26,457 ▼ 10.5%
BB-CONSTRUCT paid out €16,000 in dividends. That is 124% of the 2025 profit.
BB-CONSTRUCT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €78,714 (2022)
€29,014▲ 415%
lowest -€6,960 (2024)
€12,896▲ €19,856
peak €36,521 (2023)
€26,457▼ 10.5%
€64,085▲ 168%
Board1 name since 2022
1 director
Documentsfilings and deeds
01-08-20261 day late
2025micro format
Gross margin from €5,632 to €29,014Back to profit: €12,896Dividend €16,000Debts from €23,933 to €64,085Investments €37,293
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€64,085 71% of the balance sheet
Financial debts 46%Suppliers 8%Taxes and wages 8%Other 38%
Of this, €34,813 falls due within a year.
Investments
€37,293 2.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.28 was 2.06 in 2024
Short-term debts rose from €14,747 to €34,813.
Filings
4 annual accounts 3 late
The 2022 accounts came latest: 17 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,983 companies had the same profile as BB-CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.2%
were still trading
1.9%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,983 companies, not a prediction for BB-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782974201
Incorporation
Founding capital of €5,000, 1,000 shares · Founder: · Appointment: (director) · published on 10-03-2022 · Gazette deed
First establishment
Ziekenhuisstraat 3, Pepingen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BB-CONSTRUCT Pepingen | €90,542 | €29,014 | 29.2% | - |
| IGNIS TEAM Drogenbos | €85,883 | €31,014 | 70.7% | - |
| VIC CONCEPT Drogenbos | €91,698 | €29,715 | 64.4% | - |
| BATI COST Kraainem | €86,650 | €32,779 | 49.4% | - |
| OVA BENELUX Overijse | €86,553 | €28,463 | 56.6% | - |
| MAFER Drogenbos | €91,943 | €34,079 | 68.3% | - |
| IC QUALITY FLOORS Liedekerke | €101,726 | €29,986 | 45.3% | - |
These companies have the same main activity as BB-CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €85,900 and €102,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 08-03-2022Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Joint committee
- 124Construction · annual accounts 2023
- Establishment unit
- 2.329.156.0801670 Pepingen, since 08-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 23-11-2025
Annual accounts 2025
- €29,014▲ 415%
- €12,896
- €26,457▼ 10.5%
- €90,542▲ 69.3%
- Filing
- Filed on 01-08-2026
Insights on BB-CONSTRUCT
BB-CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €78,714 in 2022 to €29,014 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-08-2026, 1 day late€29,014
▲ 415%
€13,791
▲ €19,093
€12,896
▲ €19,856
€9,796
▼ 37.3%
29.2%
▼ 26.0 percentage points
1.28
▼ 0.78
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €110,000 and €360,000.
Balance sheet
balance sheet total €90,542 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
29.2%
Higher than 35% of 10,152 companies in 2025.
1.28
Higher than 35% of 9,863 companies in 2025.
14.2%
Higher than 66% of 9,951 companies in 2025.
BB-CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
90,542 | 53,493 | 73,170 | 127,521 | |
21/28 |
45,932 | 23,133 | 45,244 | 54,471 | |
22/27 |
45,932 | 23,133 | 45,244 | 54,471 | |
23 |
2,775 | 3,877 | 5,555 | 1,863 | |
24 |
43,157 | 19,256 | 39,689 | 52,608 | |
29/58 |
44,609 | 30,360 | 27,926 | 73,050 | |
3 |
4,112 | - | - | - | |
30/36 |
4,112 | - | - | - | |
40/41 |
10,875 | 3,720 | 3,786 | 45,365 | |
40 |
10,875 | - | - | 39,117 | |
41 |
- | 3,720 | 3,786 | 6,249 | |
54/58 |
28,530 | 26,640 | 24,140 | 27,685 | |
490/1 |
1,093 | - | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
90,542 | 53,493 | 73,170 | 127,521 | |
10/15 |
26,457 | 29,561 | 36,521 | 21,093 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
13 |
18,000 | 22,000 | 22,000 | 16,000 | |
133 |
18,000 | 22,000 | 22,000 | 16,000 | |
14 |
3,457 | 2,561 | 9,521 | 93 | |
17/49 |
64,085 | 23,933 | 36,650 | 106,428 | |
17 |
29,272 | 9,185 | 16,521 | 24,466 | |
170/4 |
29,272 | 9,185 | 16,521 | 24,466 | |
42/48 |
34,813 | 14,747 | 20,128 | 81,962 | |
42 |
12,315 | 7,336 | 7,945 | 7,830 | |
44 |
5,309 | 5,900 | 1,683 | 34,937 | |
440/4 |
5,309 | 5,900 | 1,683 | 34,937 | |
45 |
5,401 | 1,511 | 10,500 | 5,487 | |
450/3 |
5,401 | 1,511 | 10,500 | 4,500 | |
454/9 |
- | - | - | 987 | |
47/48 |
11,789 | - | - | 33,708 | |
| Income statement | |||||
76A |
- | 9,500 | 18,025 | - | |
9900 |
29,014 | 5,632 | 47,516 | 78,714 | |
62 |
- | - | 11,981 | 45,303 | |
630 |
14,494 | 10,111 | 14,111 | 13,099 | |
640/8 |
729 | 824 | 386 | 600 | |
9901 |
13,791 | -5,302 | 21,038 | 19,711 | |
75/76B |
185 | 424 | 917 | 1,299 | |
75 |
185 | 424 | 917 | 1,299 | |
65/66B |
1,080 | 505 | 527 | 418 | |
65 |
1,080 | 505 | 527 | 418 | |
9903 |
12,896 | -5,383 | 21,428 | 20,593 | |
67/77 |
- | 1,577 | 6,000 | 4,500 | |
9904 |
12,896 | -6,960 | 15,428 | 16,093 | |
9905 |
12,896 | -6,960 | 15,428 | 16,093 | |
| Appropriation of the result | |||||
9906 |
15,457 | 2,561 | 15,521 | 16,093 | |
14P |
2,561 | 9,521 | 93 | - | |
791/2 |
16,000 | - | - | - | |
691/2 |
12,000 | - | 6,000 | 16,000 | |
6921 |
12,000 | - | 6,000 | 16,000 | |
694/7 |
16,000 | - | - | - | |
694 |
16,000 | - | - | - | |
| Social balance sheet | |||||
9087 |
- | - | 0.2 | 0.8 | |
Hours worked1013 |
- | - | 360 | 1,344 | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 1 day after the deadline. Filed on 1 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00390577.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 28,285 | 4,809 | 35,149 | 32,811 | ||
| 27,390 | 3,151 | 29,539 | 29,192 | ||
| 37,293 | -12,000 | 9,684 | 67,570 | ||
| 1,890 | 2,500 | -3,544 | - | ||
| 9,796 | 15,612 | 7,798 | -8,912 | ||
| 29.2% | 55.3% | 49.9% | 16.5% | ||
| 1.28 | 2.06 | 1.39 | 0.89 | ||
| 1.16 | 2.06 | 1.39 | 0.89 | ||
| 2.42 | 0.81 | 1.00 | 5.05 | ||
| 48.7% | -23.5% | 42.2% | 76.3% | ||
| 14.2% | -13.0% | 21.1% | 12.6% | ||
| 26.20 | 9.53 | 66.64 | 78.54 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2023 | 31-12-2022 |
|---|---|---|
| Employees at the balance-sheet date | - | 1 |
| full-time | - | 1 |
| in full-time equivalents | - | 1 |
| 0.2 | 0.8 | |
| On a permanent contract | - | 1 |
| Joined | 0 | 1 |
| Left | 1 | 0 |
Source: social balance sheet in the 2022 to 2023 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €37,293 | - | €9,684 | €67,570 |
| €14,494 | €10,111 | €14,111 | €13,099 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on BB-CONSTRUCT
The operating result for 2025 is a profit of €13,791, after a loss of €5,302 in 2024.
Debt's share of the balance-sheet total rises from 44.7% to 70.8%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationMandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 10-03-2022, still in office
Control
Founder
This company
BB-CONSTRUCT
Equity €26,457
Profit €12,896 in 2025
Capital
- Contribution
- €5,000
- Shares
- 1,000
- Contribution per share
- €5
- Equity per share
- €26.46 in 2025
- Source
- deed of 10-03-2022
Articles of association
deed of 10-03-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 10-03-2022 ↗
- 1,000 shares (100%) · in cash
Network & group
No group
BB-CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. BB-CONSTRUCT shares no director with another company.
Timeline
Timeline
9 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 1 day late
2025
Back to profit net €12,896 The net result is €12,896, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0782974201
Annual accounts 2024 filed PDFmicro format · 3 days before the deadline
2024
Weakest financial year net -€6,960 The net result drops to -€6,960, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 2 days late
2023
Annual accounts 2022 filed PDFmicro format · 17 days late
2022
IncorporationFounding capital of €5,000, 1,000 shares · Founder: · Appointment: (director) · published on 10-03-20225 points ▸
- Founder,
- Registered office clause, 1670 Pepingen (Heikruis) Ziekenhuisstraaat 3
- Board rule, 1
- Director appointment, (director (not named in the articles))
- Founding capital, €5,000, 1,000 shares
- The deed holds 8 more points.
First establishment Ziekenhuisstraat 3, Pepingen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0782.974.201
- VAT number
- BE 0782.974.201
- Peppol ID
- 0208:0782974201
- Other Peppol ID
- 9925:BE0782974201
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-03-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 23-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BB-CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-03-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 10-03-2022 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Joint committees annual accounts 2023
JC 124
Construction
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De aankoop,administratie,verkoop van alle roerende en onroerende waarden,van alle sociale rechten,van alle participaties in Belgische of…”deed of 10-03-2022 (in Dutch)
39 activities
- De aankoop,administratie,verkoop van alle roerende en onroerende waarden,van alle sociale rechten,van alle participaties in Belgische of buitenlandse vennootschappen en in meer algemene zin alle beheersdaden van effecten,alsmede bemiddeling en adviesverlening betreffende terugkoop van titels van ondernemingen
- De ondersteuning,de promotie,de aankoop en het participeren bij wege van inbreng in natura of bij wege van inbreng in geld,de fusies,de intekeningen,en elke financiële of andere tussenkomst,in alle ondernemingen of instellingen met een financiële,commerciële of industriële aard
- Algemene bouwonderneming
- Onderneming voor het bouwen,herstellen en onderhouden van wegen
- Rioleringswerken
- Het leggen van kabels en diverse leidingen
- Het aanleggen van speelpleinen,sportvelden,parken en tuinen
- Grondwerken
- Draineringswerken
- Bouwen van niet-metalen kunstwerken
- Het optrekken van fabriekschouwen,nijverheidsovens en andere soortgelijke werken
- Bouwen van stellingen
- Het invoegen en reinigen van gevels
- Slopingswerken van gebouwen en kunstwerken
- Optrekken van niet-metalen uiteenneembare paviljoenen en barakken
- Het plaatsen van afsluitingen
- Het waterdichtmaken en bedekken van gebouwen met asfalt en teer
- Het droogmaken van gebouwen
- Schrijnwerk
- Gyprocwerken
- Het leggen van tegelvloeren en mozaïek en het plaatsen van alle andere wand- en vloerbekledingen
- Warmte- en geluidsisolering
- Plafonneer-,cementeer- en andere pleisterwerken
- Steenhouwen,bewerken,polijsten en plaatsen van marmer
- Vervaardigen en plaatsen van sierschouwen
- Timmer- en schrijnwerk voor gebouwen
- Het vervaardigen en plaatsen van houten vensterluiken
- Het bedekken van gebouwen
- Het plaatsen van ijzerwerk,metalen luiken en metalen schrijnwerk
- Het plaatsen van ruiten,glas,spiegelglas,gekleurde ramen en aanwenden van alle doorschijnend en doorzichtig materiaal
- Het schilderen van gebouwen
- Het behangen en garneren
- Het plaatsen van centrale verwarming
- Het installeren van sanitaire inrichtingen en gasverwarming
- Lood- en zinkwerk en het installeren van waterverzachters
- Het plaatsen,onderhouden en herstellen van alle soorten branders
- Aankoop,verkoop,ruil van onroerende goederen,creatie of afstand van onroerende zakelijke rechten,in verhuur stelling en/of in verhuurneming van alle onroerende goederen en onroerende zakelijke rechten
- De constructie,renovatie,transformatie of afbraak van een onroerend goed
- Alle financiële,commerciële,promotionele of juridische inrichtingen die betrekking hebben op de onroerende goederen en de zakelijke rechten
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ziekenhuisstraat 3 registered office 1670 Pepingen | 08-03-2022 | 2.329.156.080 |
Buildings and parcels at the address
- Ground area
- 6,551 m²
- Buildings
- 154 m²
- Volume, LiDAR
- 446 m³
- Tallest building
- 7.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23029A0198/00D000 | 6,551 m² | 1 · 154 m² | 7.5 m · 1 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0782.974.201