BAZOUF
ActiveBAZOUF has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €30k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 89% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+46
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.46 against 7.05 in 2024), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
7.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €309k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
42 d early
2023
30 d early
2022
20 d early
2021
31 d late
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▲ 10.6%
2024 · €280k
2018: €270k
2019: €275k
2020: €273k
2021: €281k
2022: €278k
2023: €279k
2024: €280k
2018 → 2025
Total assets
€374k▲ 6.3%
2024 · €352k
2018: €658k
2019: €400k
2020: €369k
2021: €364k
2022: €340k
2023: €339k
2024: €352k
2018 → 2025
Net result
€30k▲ 2,983%
2024 · €963
2018: €-64k
2019: €5k
2020: €-2k
2021: €8k
2022: €-3k
2023: €949
2024: €963
2018 → 2025
Working capital
€130k▲ 5.6%
2024 · €123k
2018: €-119k
2019: €202k
2020: €189k
2021: €183k
2022: €162k
2023: €131k
2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€281k-€278k▼ 1.1%€279k▲ 0.3%€280k▲ 0.3%€309k▲ 10.6%
Operating result€2k-€3k▲ 42.3%€-7k€4k€30k▲ 706%
Net result€8k-€-3k€949€963▲ 1.5%€30k▲ 2,983%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 706% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€206k▼ 0.9%
Current assets
€168k▲ 16.8%
Equity and liabilities €374k
Equity
€309k▲ 10.6%
Debt
€64k▼ 10.3%
The debt ratio falls from 20.4% to 17.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€32k▲
2024 · €6k
Cash flow
€33k▲
2024 · €4k
Solvency
82.8%▲
2024 · 79.6%
Current ratio
4.46▼
2024 · 7.05
Quick ratio
3.14▼
2024 · 5.11
Debt / equity
0.21▼
2024 · 0.26
ROE
9.6%▲
2024 · 0.3%
ROA
7.9%▲
2024 · 0.3%
Interest coverage
9.62▲
2024 · 0.67
Debt
€64k▼
2024 · €72k
Debt ≤ 1 year
€38k▲
2024 · €20k
Debt > 1 year
€27k▼
2024 · €51k
Income taxes
€296▼
2024 · €309
Staff costs
€14k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€352k€374k▲
Fixed assets21/28€208k€206k▼
Tangible fixed assets22/27€205k€203k▼
Land and buildings22€188k€188k=
Plant, machinery and equipment23€1k€751▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€11k€10k▼
Financial fixed assets28€3k€3k=
Current assets29/58€144k€168k▲
Stocks and contracts in progress3€39k€50k▲
Stocks30/36€39k€50k▲
Amounts receivable within one year40/41€2k€14k▲
Trade receivables40€1k€13k▲
Other amounts receivable41€234€1k▲
Current investments50/53€81k€69k▼
Cash at bank and in hand54/58€20k€33k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€352k€374k▲
Equity10/15€280k€309k▲
Contributions10/11€401k€401k=
Reserves13€3k€3k=
Tax-exempt reserves132€698€698=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-124k€-94k▲
Amounts payable17/49€72k€64k▼
Amounts payable after more than one year17€51k€27k▼
Financial debts170/4€16k€8k▼
Other amounts payable178/9€35k€19k▼
Amounts payable within one year42/48€20k€38k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€5k€14k▲
Suppliers440/4€5k€14k▲
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€8k€12k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€8k€48k▲
Operating profit (loss)9901€4k€30k▲
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€1k€30k▲
Income taxes67/77€309€296▼
Profit (loss) for the period9904€963€30k▲
Profit (loss) for the period to be appropriated9905€963€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-124k€-94k▲
Profit (loss) brought forward from the previous period14P€-125k€-124k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €30k ▲2983%
Operating result €30k, net result €30k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €949
Net result €949 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 309.40
Current ratio from 82.60 to 309.40; short-term debt falls from €2k to €526.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity times 10current ratio 118.39
Current ratio from 11.45 to 118.39; short-term debt falls from €19k to €2k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity times 20current ratio 11.45
Current ratio from 0.57 to 11.45; short-term debt falls from €279k to €19k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 241 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2025
Decock Philippe: Resigned as Director
05-10-2023
DECOCK Philippe Jules Lucien: Resigned as Manager
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosweg 428760 TieltGround area
2.3 ha
Building footprint
399 m²
Volume, LiDAR
2,189 m³
2 parcels, Flanders · tallest building 18.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JONAVAN VERO
since 19902.046.805.314
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007F0109/00F003 | Flanders | 2.3 ha | 1 · 249 m² | 5.5 m · 1 fl. |
| 38014E0348/00C000 | Flanders | 150 m² | 1 · 150 m² | 18.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKoksijde2.046.805.314
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Of 1,327 companies in sector 47762 we hold annual accounts for 478. 351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-1990
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.