COMAGINA
ActiveSummary
COMAGINA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €-24k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-9
Solvency88▲+10
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 5.26 against 2.55 in 2024; short-term debt: 12.7% and cash: 15.3% of total assets), and 37.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-24k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
13 d early
2023
9 d early
2022
7 d early
2021
34 d early
2020
12 d late
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€312k▼ 37.6%
2024 · €500k
2018: €368k
2019: €388k
2020: €432k
2021: €464k
2022: €510k
2023: €521k
2024: €500k
2018 → 2025
Total assets
€498k▼ 46.8%
2024 · €936k
2018: €789k
2019: €791k
2020: €838k
2021: €905k
2022: €957k
2023: €954k
2024: €936k
2018 → 2025
Net result
€-24k▼ 8.5%
2024 · €-22k
2018: €39k
2019: €20k
2020: €52k
2021: €69k
2022: €58k
2023: €13k
2024: €-22k
2018 → 2025
Working capital
€269k▼ 41.3%
2024 · €458k
2018: €359k
2019: €374k
2020: €424k
2021: €440k
2022: €481k
2023: €479k
2024: €458k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€464k-€510k▲ 9.9%€521k▲ 2.3%€500k▼ 4.2%€312k▼ 37.6%
Operating result€103k-€87k▼ 15.8%€33k▼ 61.9%€-3k€-25k▼ 806%
Net result€69k-€58k▼ 16.9%€13k▼ 77.3%€-22k€-24k▼ 8.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€165k ▼ 9.1%
Current assets
€332k ▼ 55.9%
Equity and liabilities €498k
Equity
€312k ▼ 37.6%
Debt
€186k ▼ 57.4%
Debt's share of the balance-sheet total falls from 46.6% to 37.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €17k
Cash flow
€-4k▼
2024 · €-2k
Current ratio
5.26▲
2024 · 2.55
Quick ratio
3.32▲
2024 · 2.13
Debt to equity
0.60▼
2024 · 0.87
ROE
-7.6%▼
2024 · -4.4%
ROA
-4.7%▼
2024 · -2.3%
Interest coverage
-0.83▼
2024 · 0.69
Debt ≤ 1 year
€63k▼
2024 · €296k
Debt > 1 year
€122k▼
2024 · €140k
Income taxes
€540▲
2024 · €235
Staff costs
€88k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€936k€498k▼
Fixed assets21/28€182k€165k▼
Tangible fixed assets22/27€182k€165k▼
Land and buildings22€168k€156k▼
Furniture and vehicles24€13k€6k▼
Other tangible fixed assets26-€3k
Current assets29/58€754k€332k▼
Stocks and contracts in progress3€125k€122k▼
Stocks30/36€125k€122k▼
Amounts receivable within one year40/41€7k€130k▲
Other amounts receivable41€7k€130k▲
Cash at bank and in hand54/58€619k€76k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€936k€498k▼
Equity10/15€500k€312k▼
Contributions10/11€20k€20k=
Reserves13€480k€292k▼
Distributable reserves133€480k€292k▼
Amounts payable17/49€436k€186k▼
Amounts payable after more than one year17€140k€122k▼
Financial debts170/4€140k€122k▼
Amounts payable within one year42/48€296k€63k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€41k€35k▼
Taxes450/3€16k€11k▼
Remuneration and social security454/9€25k€24k▼
Other amounts payable47/48€230k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€89k€88k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€109k€89k▼
Operating profit (loss)9901€-3k€-25k▼
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€24k€6k▼
Recurring financial charges65€24k€6k▼
Profit (loss) for the period before taxes9903€-22k€-23k▼
Income taxes67/77€235€540▲
Profit (loss) for the period9904€-22k€-24k▼
Profit (loss) for the period to be appropriated9905€-22k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-24k▼
Transfer from equity791/2€22k€188k▲
Profit to be distributed694/7-€164k
Return on contributions (dividend)694-€164k
Social balance
Average headcount (FTE)90872.8-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.26
Current ratio from 2.55 to 5.26; short-term debt falls from €296k to €63k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €510k ▲9.9%
5 profitable years in a row build equity to €510k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €69k ▲33.1%
Operating result €103k, net result €69k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2010
Ground area
2,866 m²
Building footprint
340 m²
Volume, LiDAR
3,133 m³
Parcel 71049B1204/00R000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Picobello
since 20102.185.633.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B1204/00R000 | Flanders | 2,866 m² | 1 · 340 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.185.633.890
Similar companies · same sector, comparable size
AROMA
BE 0799.824.188
Assesse · Eq €311,486
CENTRE FLORAL
BE 0455.593.855
Fosses-la-Ville · Eq €311,007
MIMOSA
BE 0874.786.184
Heist-op-den-Berg · Eq €313,067
LAVERDURE-VROMMAN
BE 0841.719.874
Wavre · Eq €313,329
GRASROBOTS.be
BE 0524.939.452
Dendermonde · Eq €310,384
Of 3,386 companies in sector 47761 we hold annual accounts for 1,156. 890 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
47762Retail sale of pets, pet food and pet supplies
46382Wholesale trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0494/942649