BART VAN DEN BOSCH
ActiveThe computed 12-month bankruptcy probability of BART VAN DEN BOSCH is 2.8% (moderate). The annual accounts of BART VAN DEN BOSCH for fiscal year 2025 show a net loss of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-20k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 27450 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-86
Solvency29▼-21
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.15 against 1.3 in 2024; short-term debt: 81.2% and cash: 6.9% of total assets), and 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.4%
Return on assets
-16.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
29 d late
2022
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 78.5%
2024 · €25k
2022: €11k
2023: €11k
2024: €25k
2022 → 2025
Total assets
€121k▲ 22.4%
2024 · €99k
2022: €88k
2023: €81k
2024: €99k
2022 → 2025
Net result
€-20k
2024 · €14k
2022: €8k
2023: €404
2024: €14k
2022 → 2025
Working capital
€15k▼ 27.7%
2024 · €20k
2022: €18k
2023: €11k
2024: €20k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€11k▲ 3.8%€25k▲ 123%€5k▼ 78.5%
Operating result€15k-€5k▼ 65.1%€22k▲ 322%€-18k
Net result€8k-€404▼ 94.8%€14k▲ 3,291%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€8k▼ 25.3%
Current assets
€113k▲ 28.2%
Equity and liabilities €121k
Equity
€5k▼ 78.5%
Debt
€115k▲ 56.4%
The debt ratio rises from 74.8% to 95.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-16k▼
2024 · €25k
Cash flow
€-17k▼
2024 · €16k
Solvency
4.4%▼
2024 · 25.2%
Current ratio
1.15▼
2024 · 1.30
Quick ratio
1.01▼
2024 · 1.15
Debt / equity
21.65▲
2024 · 2.97
ROE
-366.2%▼
2024 · 55.1%
ROA
-16.2%▼
2024 · 13.9%
Interest coverage
-3.79▼
2024 · 9.65
Debt
€115k▲
2024 · €74k
Debt ≤ 1 year
€98k▲
2024 · €68k
Debt > 1 year
€16k▲
2024 · €6k
Income taxes
€279▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€121k▲
Fixed assets21/28€11k€8k▼
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€88k€113k▲
Stocks and contracts in progress3€10k€14k▲
Stocks30/36€10k€14k▲
Amounts receivable within one year40/41€60k€89k▲
Trade receivables40€2k€13k▲
Other amounts receivable41€59k€76k▲
Cash at bank and in hand54/58€17k€8k▼
Deferred charges and accrued income490/1€822€2k▲
Equity and liabilities
Total equity and liabilities10/49€99k€121k▲
Equity10/15€25k€5k▼
Contributions10/11€3k€3k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14-€-20k
Amounts payable17/49€74k€115k▲
Amounts payable after more than one year17€6k€16k▲
Financial debts170/4€6k€16k▲
Amounts payable within one year42/48€68k€98k▲
Current portion of amounts payable after more than one year42€7k€15k▲
Trade debts44€42k€64k▲
Suppliers440/4€42k€64k▲
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€17k▼
Remuneration and social security454/9-€1k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€590▼
Gross operating margin9900€27k€-15k▼
Operating profit (loss)9901€22k€-18k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Non-recurring financial charges66B€250-
Profit (loss) for the period before taxes9903€22k€-19k▼
Income taxes67/77€9k€279▼
Profit (loss) for the period9904€14k€-20k▼
Profit (loss) for the period to be appropriated9905€14k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-20k▼
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼243%
Net result drops to €-20k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2022net €14k ▲3291%
Operating result €22k, net result €14k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenveld 242940 StabroekGround area
893 m²
Building footprint
145 m²
Volume, LiDAR
463 m³
Parcel 11044B0271/00C009, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ST-ART Badkamer renovaties
since 20212.317.626.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044B0271/00C009 | Flanders | 893 m² | 1 · 145 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALEX HAESAERT
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Tim Faes
BE 1015.102.822
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Of 7,033 companies in sector 43221 we hold annual accounts for 3,468. 1,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2021
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
33110Repair and maintenance of fabricated metal products
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.