Lagua
ActiveThe computed 12-month bankruptcy probability of Lagua is 3.3% (moderate). The 2024 annual accounts show equity of €47k and a net result of €-8k. Its solvency ranks better than 49% of 36378 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency86▲+14
Growth32
Stability94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.56 in 2023), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.4%
Return on assets
-7.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▼ 14.8%
2023 · €55k
2023: €55k
2023 → 2024
Total assets
€103k▼ 28.4%
2023 · €144k
2023: €144k
2023 → 2024
Net result
€-8k
2023 · €50k
2023: €50k
2023 → 2024
Working capital
€45k▼ 10.1%
2023 · €50k
2023: €50k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€55k-€47k▼ 14.8%
Operating result€60k-€-9k
Net result€50k-€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €60k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€2k▼ 59.9%
Current assets
€101k▼ 27.2%
Equity and liabilities €103k
Equity
€47k▼ 14.8%
Debt
€56k▼ 36.7%
The debt ratio falls from 61.8% to 54.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-8k▼
2023 · €62k
Cash flow
€-6k▼
2023 · €51k
Solvency
45.4%▲
2023 · 38.2%
Current ratio
1.79▲
2023 · 1.56
Quick ratio
1.79▲
2023 · 1.56
Debt / equity
1.20▼
2023 · 1.62
ROE
-17.4%▼
2023 · 90.9%
ROA
-7.9%▼
2023 · 34.7%
Interest coverage
-5.09▼
2023 · 59.43
Debt
€56k▼
2023 · €89k
Debt ≤ 1 year
€56k▼
2023 · €89k
Income taxes
€0▼
2023 · €13k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€144k€103k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€1k€0▼
Current assets29/58€138k€101k▼
Amounts receivable after more than one year29€67k€69k▲
Other amounts receivable291€67k€69k▲
Amounts receivable within one year40/41€69k€31k▼
Trade receivables40€56k€31k▼
Other amounts receivable41€13k€378▼
Cash at bank and in hand54/58€2k€2▼
Deferred charges and accrued income490/1-€1
Equity and liabilities
Total equity and liabilities10/49€144k€103k▼
Equity10/15€55k€47k▼
Contributions10/11€5k€5k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€89k€56k▼
Amounts payable within one year42/48€89k€56k▼
Trade debts44€68k€32k▼
Suppliers440/4€68k€32k▼
Taxes, remuneration and social security45€21k€21k▲
Taxes450/3€21k€19k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48-€3k
Income statement
Code20232024
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€916▼
Gross operating margin9900€63k€-3k▼
Operating profit (loss)9901€60k€-9k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€62k€-8k▼
Income taxes67/77€13k€0▼
Profit (loss) for the period9904€50k€-8k▼
Profit (loss) for the period to be appropriated9905€50k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€-8k▼
Transfer to equity691/2€50k€0▼
To other reserves6921€50k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-09
State Gazette act
General meeting · Director appointmentGeneral meeting · Director appointment · Director resignation5 facts ▸
State Gazette act
General meeting · Director appointment
General meeting · Director appointment · Director resignation5 facts ▸
- General meeting, 2025-12-04
- Director appointment, AYASINEN Mohamed (bestuurder)
- Director resignation, Badaoui Slimane (bestuurder)
- Share transfer, Badaoui Slimane → AYASINEN Mohamed
- Registered-office move, Pegasuslaan 5, 1831 Machelen (Brab)
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 directors, no change since 2025
AYASINEN Mohamed
CurrentDirector · since 04-12-2025
04-12-2025
AYASINEN Mohamed: Appointed as Director
04-12-2025
Badaoui Slimane: Resigned as Director
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pegasuslaan 51831 Machelen (Brab.)Ground area
5,233 m²
Building footprint
1,305 m²
Volume, LiDAR
21,437 m³
2 parcels, Flanders · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lagua
since 20222.331.599.787
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00S003 | Flanders | 4,582 m² | 1 · 1,166 m² | 22.4 m · 6 fl. |
| 11383B0717/00B000 | Flanders | 651 m² | 1 · 139 m² | 9.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 100 shares (100%) from Badaoui Slimane to AYASINEN Mohamed
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Of 6,991 companies in sector 43221 we hold annual accounts for 3,445. 2,925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.