GUY JUNIOR CV
ActiveSummary
The computed 12-month bankruptcy probability of GUY JUNIOR CV is 3.1% (moderate). The 2025 annual accounts show negative equity (€-16k) and a net result of €-42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 27965 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-39
Solvency16▼-19
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.16 in 2024; short-term debt: 97.4% and cash: 45.6% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.3%
Return on assets
-24%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-16k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
26 d late
2022
29 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k
2024 · €25k
2021: €17k
2022: €28k▲ +58.4% vs 2021
2023: €33k▲ +19.6% vs 2022highest in 5 years
2024: €25k▼ -22.7% vs 2023
2025: €-16k▼ -163% vs 2024lowest in 5 years
2021 → 2025
Total assets
€173k▼ 30.9%
2024 · €250k
2021: €191k
2022: €200k▲ +4.6% vs 2021
2023: €275k▲ +37.7% vs 2022highest in 5 years
2024: €250k▼ -9.0% vs 2023
2025: €173k▼ -30.9% vs 2024lowest in 5 years
2021 → 2025
Net result
€-42k▼ 457%
2024 · €-7k
2021: €16khighest in 5 years
2022: €10k▼ -38.0% vs 2021
2023: €5k▼ -46.9% vs 2022
2024: €-7k▼ -238% vs 2023
2025: €-42k▼ -457% vs 2024lowest in 5 years
2021 → 2025
Working capital
€-70k▲ 55.5%
2024 · €-157k
2021: €-148k
2022: €-145k▲ +2.4% vs 2021
2023: €-146k▼ -0.8% vs 2022
2024: €-157k▼ -7.9% vs 2023lowest in 5 years
2025: €-70k▲ +55.5% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€28k▲ 58.4%€33k▲ 19.6%€25k▼ 22.7%€-16k
2021: €17k
2022: €28k▲ +58.4% vs 2021
2023: €33k▲ +19.6% vs 2022highest in 5 years
2024: €25k▼ -22.7% vs 2023
2025: €-16k▼ -163% vs 2024lowest in 5 years
Operating result€14k-€8k▼ 43.0%€3k▼ 63.5%€-11k€-45k▼ 294%
2021: €14khighest in 5 years
2022: €8k▼ -43.0% vs 2021
2023: €3k▼ -63.5% vs 2022
2024: €-11k▼ -489% vs 2023
2025: €-45k▼ -294% vs 2024lowest in 5 years
Net result€16k-€10k▼ 38.0%€5k▼ 46.9%€-7k€-42k▼ 457%
2021: €16khighest in 5 years
2022: €10k▼ -38.0% vs 2021
2023: €5k▼ -46.9% vs 2022
2024: €-7k▼ -238% vs 2023
2025: €-42k▼ -457% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45k in 2025 against €11k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€74k ▼ 66.2%
Current assets
€99k ▲ 229%
Key figures and ratios
EBITDA
€-24k▼
2024 · €8k
Cash flow
€-20k▼
2024 · €12k
Solvency
-9.3%▼
2024 · 10.2%
Current ratio
0.59▲
2024 · 0.16
Quick ratio
0.58▲
2024 · 0.16
Debt to equity
-11.76▼
2024 · 8.83
ROA
-24.0%▼
2024 · -3.0%
Interest coverage
-11.18▼
2024 · 2.94
Debt
€189k▼
2024 · €225k
Debt ≤ 1 year
€168k▼
2024 · €187k
Debt > 1 year
€21k▼
2024 · €37k
Income taxes
€235▼
2024 · €350
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€250k€173k▼
Fixed assets21/28€220k€74k▼
Tangible fixed assets22/27€59k€74k▲
Plant, machinery and equipment23€338€0▼
Furniture and vehicles24€58k€74k▲
Financial fixed assets28€161k€0▼
Current assets29/58€30k€99k▲
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€9k€18k▲
Trade receivables40€9k€7k▼
Other amounts receivable41€0€12k▲
Cash at bank and in hand54/58€17k€79k▲
Deferred charges and accrued income490/1€5k€163▼
Equity and liabilities
Total equity and liabilities10/49€250k€173k▼
Equity10/15€25k€-16k▼
Contributions10/11€1k€1k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-2k€-44k▼
Amounts payable17/49€225k€189k▼
Amounts payable after more than one year17€37k€21k▼
Financial debts170/4€37k€21k▼
Amounts payable within one year42/48€187k€168k▼
Current portion of amounts payable after more than one year42€18k€18k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€4k€585▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€162k€141k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€594€1k▲
Gross operating margin9900€9k€-22k▼
Operating profit (loss)9901€-11k€-45k▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-7k€-41k▼
Income taxes67/77€350€235▼
Profit (loss) for the period9904€-7k€-42k▼
Profit (loss) for the period to be appropriated9905€-7k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-44k▼
Profit (loss) brought forward from the previous period14P€5k€-2k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k | €1k | €17k | €20k | €21k | ▲ 8.7% |
| Other operating charges640/8 | €536 | €330 | €1k | €594 | €1k | ▲ 119% |
| Gross operating margin9900 | €26k | €9k | €21k | €9k | €-22k | ▼ 356% |
| Operating profit (loss)9901 | €14k | €8k | €3k | €-11k | €-45k | ▼ 294% |
| Financial income75/76B | €10k | €7k | €7k | €7k | €6k | ▼ 19.0% |
| Recurring financial income75 | €10k | €7k | €7k | €7k | €6k | ▼ 19.0% |
| Financial charges65/66B | €140 | €177 | €3k | €3k | €2k | ▼ 23.6% |
| Recurring financial charges65 | €140 | €177 | €3k | €3k | €2k | ▼ 23.6% |
| Profit (loss) for the period before taxes9903 | €24k | €15k | €8k | €-7k | €-41k | ▼ 481% |
| Income taxes67/77 | €7k | €5k | €2k | €350 | €235 | ▼ 33.0% |
| Profit (loss) for the period9904 | €16k | €10k | €5k | €-7k | €-42k | ▼ 457% |
| Profit (loss) for the period to be appropriated9905 | €16k | €10k | €5k | €-7k | €-42k | ▼ 457% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €191k | €200k | €275k | €250k | €173k | ▼ 30.9% |
| Fixed assets21/28 | €166k | €172k | €232k | €220k | €74k | ▼ 66.2% |
| Tangible fixed assets22/27 | €3k | €3k | €78k | €59k | €74k | ▲ 26.7% |
| Plant, machinery and equipment23 | - | €1k | €688 | €338 | €0 | ▼ 100% |
| Furniture and vehicles24 | €3k | €2k | €78k | €58k | €74k | ▲ 27.4% |
| Financial fixed assets28 | €163k | €170k | €154k | €161k | €0 | ▼ 100% |
| Current assets29/58 | €25k | €28k | €42k | €30k | €99k | ▲ 229% |
| Stocks and contracts in progress3 | - | - | - | - | €1k | - |
| Stocks30/36 | - | - | - | - | €1k | - |
| Amounts receivable within one year40/41 | €8k | €11k | €9k | €9k | €18k | ▲ 105% |
| Trade receivables40 | €8k | €11k | €9k | €9k | €7k | ▼ 25.0% |
| Other amounts receivable41 | - | - | €8 | €0 | €12k | - |
| Cash at bank and in hand54/58 | €13k | €12k | €29k | €17k | €79k | ▲ 378% |
| Deferred charges and accrued income490/1 | €4k | €5k | €5k | €5k | €163 | ▼ 96.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €191k | €200k | €275k | €250k | €173k | ▼ 30.9% |
| Equity10/15 | €17k | €28k | €33k | €25k | €-16k | ▼ 163% |
| Contributions10/11 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves13 | €16k | €27k | €27k | €27k | €27k | = |
| Distributable reserves133 | €16k | €27k | €27k | €27k | €27k | = |
| Profit (loss) carried forward14 | - | - | €5k | €-2k | €-44k | ▼ 2,003% |
| Amounts payable17/49 | €174k | €172k | €242k | €225k | €189k | ▼ 15.9% |
| Amounts payable after more than one year17 | - | - | €54k | €37k | €21k | ▼ 45.1% |
| Financial debts170/4 | - | - | €54k | €37k | €21k | ▼ 45.1% |
| Amounts payable within one year42/48 | €174k | €172k | €188k | €187k | €168k | ▼ 10.0% |
| Current portion of amounts payable after more than one year42 | - | - | €17k | €18k | €18k | ▲ 4.0% |
| Trade debts44 | €1k | €2k | €1k | €1k | €5k | ▲ 332% |
| Suppliers440/4 | €1k | €2k | €1k | €1k | €5k | ▲ 332% |
| Taxes, remuneration and social security45 | €9k | €16k | €10k | €7k | €3k | ▼ 48.9% |
| Taxes450/3 | €9k | €13k | €7k | €4k | €585 | ▼ 85.2% |
| Remuneration and social security454/9 | - | €3k | €3k | €3k | €3k | ▲ 0.8% |
| Other amounts payable47/48 | €163k | €155k | €160k | €162k | €141k | ▼ 12.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €10k | €5k | €-7k | €-42k | ▼ 457% |
| + Depreciation and write-downs630 | €11k | €1k | €17k | €20k | €21k | ▲ 8.7% |
| Operating cash flow (approximation) | €28k | €11k | €22k | €12k | €-20k | ▼ 268% |
| Investment in fixed assets (approximation) | - | €-8k | €-77k | €-7k | €125k | ▲ 1,810% |
| Change in cash | - | €-815 | €17k | €-12k | €62k | ▲ 604% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2020
Ground area
1,008 m²
Building footprint
141 m²
Volume, LiDAR
554 m³
Parcel 13018F0366/00V000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GUY JUNIOR CV
since 20202.303.388.130
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018F0366/00V000 | Flanders | 1,008 m² | 1 · 141 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 2,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
64210Activities of holding companies
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
46647Wholesale trade
46842Wholesale trade
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.