BART & INGE
ActiveSummary
BART & INGE has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,973 and a net result of €14,492. Equity is growing by about 8.1% per year across the filed financial years. Its solvency ranks better than 94% of 22,650 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €439,973
- Profit
- €14,492
Why 96raises riskSector: Retail trade (NACE 47)lowers riskEquity €439,973 (90.3% of total assets)Founded in 2006Liquidity: current ratio 3.64, cash €67,528Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 74% on liquidity, 56% on profitability and 48% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €14,492
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result returns to profit in 2025: €24,889 after a loss of €6,899 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 6,049 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 95.9% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €131,822 | €132,001 | €1,099 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,067 | €33,569 | €31,040 | €35,277 | €26,337 | €27,055 | €24,961 | ▼ 7.7% |
| Other operating charges640/8 | - | - | - | €1,092 | €2,153 | €2,467 | €4,761 | ▲ 93.0% |
| Gross operating margin9900 | €236,451 | €240,371 | €283,273 | €247,840 | €274,884 | €23,722 | €54,610 | ▲ 130% |
| Operating profit (loss)9901 | €89,792 | €92,590 | €136,696 | €79,649 | €114,392 | -€6,899 | €24,889 | - |
| Financial income75/76B | - | - | - | €5,267 | €104 | €127 | €358 | ▲ 182% |
| Recurring financial income75 | €83 | €0 | €66 | €1 | €104 | €127 | €358 | ▲ 182% |
| Non-recurring financial income76B | - | - | - | €5,266 | €0 | - | - | - |
| Financial charges65/66B | - | - | - | €12,427 | €17,614 | €6,103 | €3,814 | ▼ 37.5% |
| Recurring financial charges65 | €15,355 | €14,366 | €12,842 | €12,102 | €17,614 | €6,103 | €3,814 | ▼ 37.5% |
| Non-recurring financial charges66B | - | - | - | €325 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €74,521 | €80,631 | €123,310 | €72,489 | €96,882 | -€12,875 | €21,433 | - |
| Income taxes67/77 | €22,243 | €22,367 | €36,027 | €21,623 | €28,809 | €377 | €6,941 | ▲ 18× |
| Profit (loss) for the period9904 | €52,278 | €58,264 | €87,283 | €50,866 | €68,073 | -€13,252 | €14,492 | - |
| Profit (loss) for the period to be appropriated9905 | €52,278 | €58,264 | €87,283 | €50,866 | €68,073 | -€13,252 | €14,492 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €610,054 | €618,797 | €688,828 | €699,739 | €635,140 | €500,470 | €487,152 | ▼ 2.7% |
| Fixed assets21/28 | €426,314 | €407,491 | €556,260 | €537,629 | €433,859 | €414,113 | €394,268 | ▼ 4.8% |
| Tangible fixed assets22/27 | €426,314 | €407,491 | €556,260 | €537,629 | €433,859 | €414,113 | €394,268 | ▼ 4.8% |
| Land and buildings22 | - | - | - | €531,381 | €430,735 | €407,455 | €384,174 | ▼ 5.7% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €3,311 | - |
| Furniture and vehicles24 | - | - | - | €6,248 | €3,124 | €6,659 | €6,783 | ▲ 1.9% |
| Current assets29/58 | €183,740 | €211,306 | €132,568 | €162,110 | €201,281 | €86,356 | €92,883 | ▲ 7.6% |
| Stocks and contracts in progress3 | €16,936 | €19,945 | €19,223 | €19,095 | €0 | - | - | - |
| Stocks30/36 | - | - | - | €19,095 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €2,829 | €1,572 | €3,200 | €6,794 | €1,431 | €20,784 | €11,944 | ▼ 42.5% |
| Trade receivables40 | - | - | - | €3,697 | €1,423 | €9,220 | €6,700 | ▼ 27.3% |
| Other amounts receivable41 | - | - | - | €3,098 | €9 | €11,564 | €5,244 | ▼ 54.7% |
| Current investments50/53 | €8,491 | €8,491 | €8,491 | €8,166 | €8,270 | €8,270 | €8,270 | = |
| Cash at bank and in hand54/58 | €155,485 | €180,107 | €100,691 | €125,434 | €187,956 | €54,954 | €67,528 | ▲ 22.9% |
| Deferred charges and accrued income490/1 | - | - | - | €2,620 | €3,624 | €2,348 | €5,141 | ▲ 119% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €610,054 | €618,797 | €688,828 | €699,739 | €635,140 | €500,470 | €487,152 | ▼ 2.7% |
| Equity10/15 | €253,352 | €311,616 | €398,899 | €449,765 | €517,839 | €425,481 | €439,973 | ▲ 3.4% |
| Contributions10/11 | €18,550 | - | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €133,239 | €191,503 | €278,786 | €329,652 | €397,726 | €318,620 | €333,112 | ▲ 4.5% |
| Non-distributable reserves130/1 | - | - | - | €1,855 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,855 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €327,797 | €397,726 | €318,620 | €333,112 | ▲ 4.5% |
| Profit (loss) carried forward14 | €101,563 | €101,563 | €101,563 | €101,563 | €101,563 | €88,311 | €88,311 | = |
| Amounts payable17/49 | €356,703 | €307,181 | €289,929 | €249,973 | €117,301 | €74,988 | €47,179 | ▼ 37.1% |
| Amounts payable after more than one year17 | €241,642 | €207,668 | €177,245 | €150,192 | €53,107 | €35,766 | €21,667 | ▼ 39.4% |
| Financial debts170/4 | - | - | - | €150,192 | €53,107 | €35,766 | €21,667 | ▼ 39.4% |
| Amounts payable within one year42/48 | €111,248 | €97,890 | €109,785 | €99,781 | €64,194 | €39,223 | €25,512 | ▼ 35.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €27,053 | €17,257 | €17,342 | €14,098 | ▼ 18.7% |
| Financial debts43 | - | - | - | €0 | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0 | - | - | - | - |
| Trade debts44 | €45,280 | €44,845 | €46,647 | €44,901 | €30,767 | €3,069 | €3,836 | ▲ 25.0% |
| Suppliers440/4 | - | - | - | €44,901 | €30,767 | €3,069 | €3,836 | ▲ 25.0% |
| Taxes, remuneration and social security45 | - | - | - | €27,827 | €16,009 | €1,516 | €2,699 | ▲ 78.0% |
| Taxes450/3 | - | - | - | €9,251 | €7,269 | €1,516 | €2,699 | ▲ 78.0% |
| Remuneration and social security454/9 | - | - | - | €18,576 | €8,740 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €0 | €161 | €17,296 | €4,879 | ▼ 71.8% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,278 | €58,264 | €87,283 | €50,866 | €68,073 | -€13,252 | €14,492 | - |
| + Depreciation and write-downs630 | €33,067 | €33,569 | €31,040 | €35,277 | €26,337 | €27,055 | €24,961 | ▼ 7.7% |
| Operating cash flow (approximation) | €85,345 | €91,833 | €118,324 | €86,143 | €94,411 | €13,803 | €39,452 | ▲ 186% |
| Investment in fixed assets (approximation) | - | -€14,745 | -€179,810 | -€16,645 | €77,432 | -€7,310 | -€5,115 | ▲ 30.0% |
| Change in cash | - | €24,623 | -€79,417 | €24,744 | €62,522 | -€133,002 | €12,574 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 25-03-2026 | 2026-00061871 |
| 30-09-2024 | abbreviated format | 01-04-2025 | 2025-00061840 |
| 30-09-2023 | abbreviated format | 03-04-2024 | 2024-00057277 |
| 30-09-2022 | abbreviated format | 22-03-2023 | 2023-00043283 |
| 30-09-2021 | abbreviated format | 28-03-2022 | 2022-08900327 |
| 30-09-2020 | abbreviated format | 06-04-2021 | 2021-09800319 |
| 30-09-2019 | abbreviated format | 30-03-2020 | 2020-07800432 |
| 30-09-2018 | abbreviated format | 25-03-2019 | 2019-07900070 |
| 30-09-2017 | abbreviated format | 15-03-2018 | 2018-06800590 |
| 30-09-2016 | abbreviated format | 21-03-2017 | 2017-06800435 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VERSAEVEL Bart |
|
Owners and capital
Capital and shareholders
- 07-04-2023 Converted to unavailable equity
- 07-04-2023 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
BART & INGE was incorporated on 29 December 2006.1 The registered office was moved to Wervik in 2023.2 Since 2023, VERSAEVEL Bart has served as statutory director of the company.3 Total assets fell from €610,054 in 2019 to €487,152 in 2025 and headcount from 3.3 full-time equivalents in 2019 to 3.9 in 2023.4
Acts, filings and financial milestones
07-12
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 07-11-2023
- Registered-office move, Koestraat 52-8940 Wervik
07-04
Gazette deed
Appointment: VERSAEVEL Bart (statutory director)Power of attorney · Amendment of the articles · Capital11 facts ▸
- Director appointment, VERSAEVEL Bart (statutory director) (2 times)
- Other provision, “geen verbodsmaatregel, niet getroffen door enige maatregel die zich tegen opdracht verzet” (deed in Dutch)
- Power of attorney, Thierry Devos
- General meeting, 29-03-2023
- Other provision, “besloten vennootschap” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital, €18,550
- Capital conversion, “onbeschikbaar eigen vermogen” (deed in Dutch)
- Capital conversion, “beschikbaar eigen vermogen” (deed in Dutch)
- Other provision, 29-03-2023
- Other provision, “geen verbodsmaatregel, niet getroffen” (deed in Dutch)
Show earlier events
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLegal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 33029D0585/00E002 | Flanders | 508 m² | 1 · 83 m² | 4.5 m · 1 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BART & INGE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, 3” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering steeds wegens wettige reden zonder opzeggingstermijn of vertrekvergoeding, een of meer bestuurders al dan niet…” (deed in Dutch)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “5, 1/100ste” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Werkelijke waarde op dag van overdracht, na aftrek van aandelen waarvan overdracht is voorgesteld” (deed in Dutch)1 more provision on this in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Mogelijk bij besluit algemene vergadering, overblijvende evenredig aan andere aandeelhouders” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Wednesday of March at 14:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Ontbinding door beslissing algemene vergadering, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Onder voorwaarden van artikel 2:80 WVV” (deed in Dutch)“Bestuurders in functie op tijdstip ontbinding worden ten aanzien van derden van rechtswege als vereffenaars beschouwd indien geen…” (deed in Dutch)