HEMPE
ActiveHEMPE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €435k and a net result of €76k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 2.91 in 2024; short-term debt: 14.5% and cash: 34.4% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
14.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
123 d early
2021
3 d late
2020
32 d late
2019
29 d late
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€435k▲ 21.1%
2024 · €359k
2019: €238k
2020: €315k
2021: €455k
2023: €585k
2024: €359k
2019 → 2025
Total assets
€509k▲ 1.5%
2024 · €501k
2019: €365k
2020: €493k
2021: €553k
2023: €683k
2024: €501k
2019 → 2025
Net result
€76k▼ 44.4%
2024 · €136k
2019: €52k
2020: €123k
2021: €140k
2023: €31k
2024: €136k
2019 → 2025
Working capital
€225k▼ 17.3%
2024 · €271k
2019: €180k
2020: €254k
2021: €385k
2023: €509k
2024: €271k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€315k-€455k▲ 44.5%€585k▲ 28.5%€359k▼ 38.5%€435k▲ 21.1%
Operating result€175k-€239k▲ 36.4%€63k▼ 73.5%€224k▲ 254%€113k▼ 49.5%
Net result€123k-€140k▲ 14.3%€31k▼ 77.9%€136k▲ 339%€76k▼ 44.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €509k
Fixed assets
€211k▲ 139%
Current assets
€298k▼ 27.8%
Equity and liabilities €509k
Equity
€435k▲ 21.1%
Debt
€74k▼ 48.0%
The debt ratio falls from 28.3% to 14.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▼
2024 · €241k
Cash flow
€94k▼
2024 · €153k
Solvency
85.5%▲
2024 · 71.7%
Current ratio
4.04▲
2024 · 2.91
Quick ratio
3.82▲
2024 · 2.80
Debt / equity
0.17▼
2024 · 0.39
ROE
17.4%▼
2024 · 37.9%
ROA
14.9%▼
2024 · 27.2%
Interest coverage
18.52▼
2024 · 23.65
Debt
€74k▼
2024 · €142k
Debt ≤ 1 year
€74k▼
2024 · €142k
Income taxes
€30k▼
2024 · €78k
Staff costs
€298k▲
2024 · €237k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€501k€509k▲
Fixed assets21/28€88k€211k▲
Tangible fixed assets22/27€84k€207k▲
Land and buildings22€53k€181k▲
Plant, machinery and equipment23€29k€21k▼
Furniture and vehicles24€3k€5k▲
Other tangible fixed assets26€140-
Financial fixed assets28€4k€4k=
Current assets29/58€413k€298k▼
Stocks and contracts in progress3€16k€17k▲
Stocks30/36€16k€17k▲
Amounts receivable within one year40/41€33k€107k▲
Trade receivables40€26k€78k▲
Other amounts receivable41€7k€29k▲
Cash at bank and in hand54/58€365k€175k▼
Equity and liabilities
Total equity and liabilities10/49€501k€509k▲
Equity10/15€359k€435k▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13-€40k
Distributable reserves133-€40k
Profit (loss) carried forward14€339k€375k▲
Amounts payable17/49€142k€74k▼
Amounts payable within one year42/48€142k€74k▼
Current portion of amounts payable after more than one year42€19k€5k▼
Trade debts44€37k€36k▼
Suppliers440/4€37k€36k▼
Taxes, remuneration and social security45€69k€31k▼
Taxes450/3€56k-
Remuneration and social security454/9€12k€31k▲
Other amounts payable47/48€18k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€500-
Remuneration, social security and pensions62€237k€298k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€20k€7k▼
Gross operating margin9900€498k€437k▼
Operating profit (loss)9901€224k€113k▼
Financial income75/76B€75€94▲
Recurring financial income75€75€94▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€214k€106k▼
Income taxes67/77€78k€30k▼
Profit (loss) for the period9904€136k€76k▼
Profit (loss) for the period to be appropriated9905€136k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€689k€415k▼
Profit (loss) brought forward from the previous period14P€553k€339k▼
Profit to be distributed694/7€350k€40k▼
Return on contributions (dividend)694€350k€40k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €31k ▼77.9%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €500kEq €585k ▲28.5%
4 profitable years in a row build equity to €585k.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Highest result since 2019net €140k ▲14.3%
Operating result €239k, net result €140k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 5.95
Current ratio from 2.62 to 5.95; short-term debt falls from €157k to €78k.
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Saint Gilles 595590 CineyGround area
1,884 m²
Building footprint
457 m²
Parcel 91030B0232/00L004, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE MARCHE LA GAILLARDE
since 20002.095.029.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030B0232/00L004 | Wallonia | 1,884 m² | 1 · 457 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCiney2.095.029.358
Similar companies · same sector, comparable size
BG RETAIL
BE 0735.715.504
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MIKRI
BE 0434.127.161
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LOHO
BE 0834.761.115
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INFINITY TRADE
BE 0689.749.578
Anderlecht · Eq €434k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2000
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47210Retail sale of fruit and vegetables
52112
46392Non-specialised wholesale
47789Other retail sale of new goods
51392
52498
71402
77220Rental and leasing activities
77229Renting and leasing of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476274150