Barlufin Consultancy
ActiveBarlufin Consultancy has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €72k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 31.14 against 28.3 in 2024; short-term debt: 3.1% and cash: 67.8% of total assets), and 3.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.9%
Return on assets
19.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-11-2025, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
91 d early
2023
86 d early
2022
85 d early
2021
69 d early
2020
82 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k▲ 14.9%
2024 · €304k
2019: €122k
2020: €153k
2021: €220k
2022: €242k
2023: €268k
2024: €304k
2019 → 2025
Total assets
€361k▲ 14.7%
2024 · €315k
2019: €127k
2020: €166k
2021: €235k
2022: €251k
2023: €280k
2024: €315k
2019 → 2025
Net result
€72k▲ 12.9%
2024 · €64k
2019: €26k
2020: €31k
2021: €68k
2022: €58k
2023: €59k
2024: €64k
2019 → 2025
Working capital
€335k▲ 17.4%
2024 · €286k
2019: €108k
2020: €138k
2021: €209k
2022: €220k
2023: €254k
2024: €286k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€220k-€242k▲ 9.8%€268k▲ 10.9%€304k▲ 13.4%€350k▲ 14.9%
Operating result€94k-€80k▼ 14.9%€82k▲ 2.5%€87k▲ 5.4%€87k▲ 0.2%
Net result€68k-€58k▼ 14.7%€59k▲ 2.2%€64k▲ 8.0%€72k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€15k▼ 22.2%
Current assets
€346k▲ 17.0%
Equity and liabilities €361k
Equity
€350k▲ 14.9%
Debt
€11k▲ 6.3%
The debt ratio falls from 3.3% to 3.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▼
2024 · €92k
Cash flow
€76k▲
2024 · €69k
Solvency
96.9%▲
2024 · 96.7%
Current ratio
31.14▲
2024 · 28.30
Quick ratio
31.14▲
2024 · 28.30
Debt / equity
0.03▼
2024 · 0.03
ROE
20.5%▼
2024 · 20.9%
ROA
19.9%▼
2024 · 20.2%
Interest coverage
71.60▼
2024 · 567.34
Debt
€11k▲
2024 · €10k
Debt ≤ 1 year
€11k▲
2024 · €10k
Income taxes
€27k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€361k▲
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€19k€15k▼
Plant, machinery and equipment23€1k€437▼
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€296k€346k▲
Amounts receivable within one year40/41€32k€18k▼
Trade receivables40€32k€18k▼
Current investments50/53€71k€82k▲
Cash at bank and in hand54/58€188k€245k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€315k€361k▲
Equity10/15€304k€350k▲
Reserves13€304k€350k▲
Distributable reserves133€304k€350k▲
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€528€544▲
Gross operating margin9900€93k€91k▼
Operating profit (loss)9901€87k€87k▲
Financial income75/76B€2k€13k▲
Recurring financial income75€2k€13k▲
Financial charges65/66B€163€1k▲
Recurring financial charges65€163€1k▲
Profit (loss) for the period before taxes9903€88k€98k▲
Income taxes67/77€25k€27k▲
Profit (loss) for the period9904€64k€72k▲
Profit (loss) for the period to be appropriated9905€64k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€72k▲
Transfer from equity791/2€28k€26k▼
Transfer to equity691/2€64k€72k▲
To other reserves6921€64k€72k▲
Profit to be distributed694/7€28k€26k▼
Return on contributions (dividend)694€28k€26k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €72k ▲12.9%
Net result €72k, the highest in the series.
2024
01-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €200kEq €220k ▲44.2%
3 profitable years in a row build equity to €220k.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €150kEq €153k ▲25.1%
2 profitable years in a row build equity to €153k.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
09-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herman Lovelingstraat 6A9850 DeinzeGround area
1,592 m²
Building footprint
326 m²
Volume, LiDAR
1,529 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Herman Lovelingstraat 6, 9850 Deinze
since 20152.242.099.570
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44049F0386/00F000 | Flanders | 1,169 m² | 1 · 174 m² | 8.4 m · 2 fl. |
| 44049F0387/00B002 | Flanders | 424 m² | 1 · 152 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2015
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.