Financials
- Fiscal year
- 2025
- Total assets
- €10,831
- Profit
- €5,514
- Solvency
- 74.0%
PICO SERVICES
ActiveSummary
PICO SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,014 and a net result of €5,514. Its solvency ranks better than 83% of 5218 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Landscape service activities
NACE 81300
1 site
Size
€10,831total assets 2025
- Equity
- €8,014
- Profit
- €5,514
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 1 deed read
Why 73- Founded in 2024- Size: total assets €10,831- Sector Services to buildings and landscape activities (NACE 81)+ Liquidity: current ratio 3.84, cash €4,690Show the evidence
Checked score
Score 2025
73
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 88% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
99
equity 74.0% of total assets
Liquidity
90
short-term debt 26.0% · cash 43.3%
Profitability
100
return on assets 50.9%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 1.9%
07-2025: 2.0%▲ +2.6% vs 06-2025
08-2025: 2.0%▲ +2.0% vs 07-2025
09-2025: 2.5%▲ +22.6% vs 08-2025
10-2025: 2.5%▲ +0.4% vs 09-2025
11-2025: 2.8%▲ +11.4% vs 10-2025
12-2025: 3.1%▲ +10.3% vs 11-2025
01-2026: 3.1%▲ +1.8% vs 12-2025
02-2026: 3.0%▼ -3.1% vs 01-2026
03-2026: 3.0%▲ +0.2% vs 02-2026
04-2026: 3.2%▲ +7.2% vs 03-2026
05-2026: 3.4%▲ +4.1% vs 04-2026
06-2026: 3.4%▲ +0.4% vs 05-2026highest value
07-2026: 3.4%● 0.0% vs 06-2026highest value
08-2026: 3.4%● 0.0% vs 07-2026highest value
09-2026: 0.6%▼ -82.1% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 3.84, cash €4,690 lowers the probability
- Size: total assets €10,831 raises the probability for this profile
- Sector Services to buildings and landscape activities (NACE 81) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.84; short-term debt: 26% and cash: 43.3% of total assets), and 26% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 83%, liquidity 90%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 25-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Landscape service activitiesNACE 81300
- Founded
- 08-05-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.