BAJS
ActiveSummary
The computed 12-month bankruptcy probability of BAJS is 1.9% (moderate). The 2025 annual accounts show equity of €14k and a net result of €-817. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 36% of 7058 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-35
Solvency62▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.85 in 2024; short-term debt: 63.1% and cash: 28.1% of total assets), and 63.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.9%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 5.5%
2024 · €15k
Total assets
€38k▼ 12.5%
2024 · €43k
Net result
€-817
2024 · €7k
Working capital
€-10k▼ 173%
2024 · €-4k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€9k-€13k▲ 56.2%€6k▼ 51.5%
Net result€3k-€7k▲ 116%€-817
Equity€8k-€15k▲ 82.6%€14k▼ 5.5%
Total assets€30k-€43k▲ 44.5%€38k▼ 12.5%
Debt€22k-€28k▲ 30.3%€24k▼ 16.1%
Working capital€-10k-€-4k▲ 61.4%€-10k▼ 173%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€24k ▲ 10.5%
Current assets
€14k ▼ 35.7%
Equity and liabilities €38k
Equity
€14k ▼ 5.5%
Debt
€24k ▼ 16.1%
Debt's share of the balance-sheet total falls from 65.8% to 63.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €20k
Cash flow
€7k▼
2024 · €13k
Current ratio
0.58▼
2024 · 0.85
Debt to equity
1.71▼
2024 · 1.92
ROE
-5.9%▼
2024 · 45.2%
ROA
-2.2%▼
2024 · 15.5%
Interest coverage
3.73▼
2024 · 5.25
Debt ≤ 1 year
€24k▼
2024 · €25k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €7k | €8k | ▲ 13.3% |
| Other operating charges640/8 | - | €223 | €251 | ▲ 12.4% |
| Gross operating margin9900 | €11k | €20k | €14k | ▼ 29.2% |
| Operating profit (loss)9901 | €9k | €13k | €6k | ▼ 51.5% |
| Financial charges65/66B | €2k | €4k | €4k | ▼ 1.0% |
| Recurring financial charges65 | €2k | €4k | €4k | ▼ 1.0% |
| Profit (loss) for the period before taxes9903 | €6k | €10k | €3k | ▼ 71.9% |
| Income taxes67/77 | €3k | €3k | €3k | ▲ 23.3% |
| Profit (loss) for the period9904 | €3k | €7k | €-817 | ▼ 112% |
| Profit (loss) for the period to be appropriated9905 | €3k | €7k | €-817 | ▼ 112% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30k | €43k | €38k | ▼ 12.5% |
| Fixed assets21/28 | €25k | €22k | €24k | ▲ 10.5% |
| Tangible fixed assets22/27 | €25k | €22k | €24k | ▲ 10.5% |
| Land and buildings22 | €18k | €15k | €14k | ▼ 7.4% |
| Furniture and vehicles24 | €7k | €7k | €10k | ▲ 47.2% |
| Current assets29/58 | €5k | €21k | €14k | ▼ 35.7% |
| Amounts receivable within one year40/41 | €226 | €17k | €3k | ▼ 82.8% |
| Trade receivables40 | - | €17k | €435 | ▼ 97.4% |
| Other amounts receivable41 | €226 | €449 | €3k | ▲ 464% |
| Cash at bank and in hand54/58 | €5k | €4k | €11k | ▲ 163% |
| Deferred charges and accrued income490/1 | - | €125 | €215 | ▲ 71.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30k | €43k | €38k | ▼ 12.5% |
| Equity10/15 | €8k | €15k | €14k | ▼ 5.5% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €3k | €10k | €9k | ▼ 8.4% |
| Amounts payable17/49 | €22k | €28k | €24k | ▼ 16.1% |
| Amounts payable after more than one year17 | €7k | €3k | - | - |
| Financial debts170/4 | €7k | €3k | - | - |
| Amounts payable within one year42/48 | €15k | €25k | €24k | ▼ 5.2% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €3k | ▼ 12.7% |
| Trade debts44 | €4k | €2k | €2k | ▼ 25.1% |
| Suppliers440/4 | €4k | €2k | €2k | ▼ 25.1% |
| Taxes, remuneration and social security45 | €5k | €10k | €8k | ▼ 21.3% |
| Taxes450/3 | €5k | €10k | €8k | ▼ 21.3% |
| Other amounts payable47/48 | €3k | €9k | €11k | ▲ 20.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €7k | €-817 | ▼ 112% |
| + Depreciation and write-downs630 | €2k | €7k | €8k | ▲ 13.3% |
| Operating cash flow (approximation) | €5k | €13k | €7k | ▼ 49.0% |
| Investment in fixed assets (approximation) | - | €-4k | €-10k | ▼ 157% |
| Change in cash | - | €-998 | €7k | ▲ 760% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-03
State Gazette act
Appointment: Balbourg ROBERT (director)2 facts ▸
State Gazette act
Appointment: Balbourg ROBERT (director)
2 facts ▸
- General meeting, 02/03/2026
- Director appointment, Balbourg ROBERT (director)
2025
31-12
Financial
Weakest financial yearnet €-817
Net result drops to €-817, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €7k ▲116%
Operating result €13k, net result €7k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2025
Balbourg ROBERT
CurrentDirector · since 01-09-2025
01-09-2025
Appointed as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2023
Ground area
194 m²
Building footprint
109 m²
Volume, LiDAR
960 m³
Parcel 62092B0516/00A000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BAJS
since 20232.341.966.515
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62092B0516/00A000 | Wallonia | 194 m² | 1 · 109 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Contact
E-mail
nina.sparacino1@gmail.com
Phone
+32499523618
Scores and ratios are computed by Checked and are not a credit decision.