Turnover
≈ €98,000 estimated
The micro format states no turnover.
BADC
Lifetime
2 annual accounts with figures on one time axispeak €21,655 (2024)
€12,821▼ 40.8%
peak €15,121 (2024)
€8,159▼ 46.0%
peak €27,280 (2025)
€27,280▲ 42.7%
€14,405▲ 62.5%
Board1 name since 2024
1 directorCULEMANS David Ghislain
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €21,655 to €12,821Result from €15,121 to €8,159Equity from €19,121 to €27,280Debts from €8,863 to €14,4051 establishment registeredInvestments €3,942
Key points
from the 2025 annual accountsInvestments
€3,942 4.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 53.3% higher than in 2024.
Starting capital
€4,000 100 shares
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 days early
2024
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 37 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014072939
Incorporation
Founding capital of €4,000, 100 shares · Founder: CULEMANS David Ghislain · Appointment: CULEMANS David Ghislain (director) · published on 27-09-2024 · Gazette deed
First establishment
Rue Florian Cortembos 1, Anderlues
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BADC Anderlues | €41,685 | €12,821 | 65.4% | - |
| DGSA CONSULT Péruwelz | €51,645 | €14,538 | 57.2% | - |
| EAK Invest Schilde | €38,873 | €10,677 | 22.0% | - |
| BCPL Assurfinances Amblève | €36,863 | €16,370 | -40.4% | - |
| NOOSIE Wingene | €31,982 | €16,056 | 38.5% | 0 |
| INSURIX Ingelmunster | €41,133 | €13,586 | 35.9% | - |
| NERELIO La Louvière | €45,845 | €22,446 | 66.7% | - |
These companies have the same main activity as BADC: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €32,000 and €51,600, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 25-09-2024Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment units
- 2.364.376.4836150 Anderlues, since 25-09-2024
- 2.380.859.1596540 Lobbes, since 14-11-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 03-07-2025
Annual accounts 2025
- €41,685▲ 49.0%
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on BADC
BADC is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27,280 and a net result of €8,159.
Its solvency ranks better than 65% of 3,076 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BADC
- What is the company number of BADC?
- The company number of BADC is 1014.072.939. The VAT number is the same number with BE in front: BE 1014.072.939.
- Where is BADC based?
- The registered office is at Rue Florian Cortembos 1, 6150 Anderlues.Company details
- What does BADC do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of BADC?
- BADC is a private limited company (BV).
- When was BADC founded?
- BADC was founded on 25-09-2024.
- Is BADC still active?
- Yes, BADC is an active enterprise in the KBO register.
- What is the turnover of BADC?
- The turnover in financial year 2025 is ≈ €98,000. This figure is estimated from the gross margin of €12,821 and 6,296 comparable companies of the same size. It probably lies between €45,000 and €230,000. It is a rough estimate.Financials
- Is BADC profitable?
- In financial year 2025, BADC made a profit of €8,159.
- Where can I find the annual accounts of BADC?
- BADC filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BADC due?
- BADC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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