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Private limited companyfounded 2024active for 2 yearsRue Florian Cortembos 1, 6150 Anderlues, BelgiumKBO/BCE: BE 1014.072.939
Summary

BADC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €27,280 and a net result of €8,159. Its solvency ranks better than 65% of 2,986 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Equity
€27,280▲ 42.7%
2024 · €19,121
Net result
€8,159▼ 46.0%
2024 · €15,121
Total assets
€41,685▲ 49.0%
2024 · €27,985
Solvency
65.4%▼ 2.9pp
2024 · 68.3%
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 46% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€11,456 2025 Net result€8,159 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€21,374-€11,456▼ 46.4%
Net result€15,121within the sector's middle half-€8,159within the sector's middle half▼ 46.0%
Equity€19,121below the sector's middle half-€27,280below the sector's middle half▲ 42.7%
Total assets€27,985below the sector's middle half-€41,685below the sector's middle half▲ 49.0%
Debt€8,863-€14,405▲ 62.5%
Working capital€17,016within the sector's middle half-€22,188within the sector's middle half▲ 30.4%
Solvency68.3%within the sector's middle half-65.4%within the sector's middle half▼ 2.9pp
Current ratio2.92within the sector's middle half-2.54within the sector's middle half▼ 0.38
Return on assets (ROA)54.0%above the sector's middle half-19.6%within the sector's middle half▼ 34.5pp
above within below the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,685
Fixed assets €5,092 ▲ 142%
Current assets €36,593 ▲ 41.4%
Equity and liabilities €41,685
Equity €27,280 ▲ 42.7%
Debt €14,405 ▲ 62.5%
Debt's share of the balance-sheet total rises from 31.7% to 34.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
29.9%▼
2024 · 79.1%
Debt ≤ 1 year
€14,405▲
2024 · €8,863
Income taxes
€3,175▼
2024 · €6,185
Staff costs
€409
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,985€41,685▲
Fixed assets21/28€2,106€5,092▲
Tangible fixed assets22/27€2,106€5,092▲
Plant, machinery and equipment23€2,106€3,228▲
Furniture and vehicles24-€1,864
Current assets29/58€25,879€36,593▲
Amounts receivable within one year40/41€17,516€29,108▲
Trade receivables40-€9,662
Other amounts receivable41€17,516€19,446▲
Cash at bank and in hand54/58€745-
Deferred charges and accrued income490/1€7,618€7,485▼
Equity and liabilities
Total equity and liabilities10/49€27,985€41,685▲
Equity10/15€19,121€27,280▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€15,121€23,280▲
Amounts payable17/49€8,863€14,405▲
Amounts payable within one year42/48€8,863€14,405▲
Current portion of amounts payable after more than one year42-€1,543
Financial debts43-€3,856
Credit institutions430/8-€3,856
Trade debts44€879€692▼
Suppliers440/4€879€692▼
Taxes, remuneration and social security45€7,985€8,315▲
Taxes450/3€7,985€8,315▲
Income statement Code20242025
Remuneration, social security and pensions62-€409
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281€956▲
Gross operating margin9900€21,655€12,821▼
Operating profit (loss)9901€21,374€11,456▼
Financial charges65/66B€68€122▲
Recurring financial charges65€68€122▲
Profit (loss) for the period before taxes9903€21,306€11,334▼
Income taxes67/77€6,185€3,175▼
Profit (loss) for the period9904€15,121€8,159▼
Profit (loss) for the period to be appropriated9905€15,121€8,159▼
Appropriation of the result
Profit (loss) to be appropriated9906€15,121€23,280▲
Profit (loss) brought forward from the previous period14P-€15,121

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€409-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281€956▲ 240%
Gross operating margin9900€21,655€12,821▼ 40.8%
Operating profit (loss)9901€21,374€11,456▼ 46.4%
Financial charges65/66B€68€122▲ 79.2%
Recurring financial charges65€68€122▲ 79.2%
Profit (loss) for the period before taxes9903€21,306€11,334▼ 46.8%
Income taxes67/77€6,185€3,175▼ 48.7%
Profit (loss) for the period9904€15,121€8,159▼ 46.0%
Profit (loss) for the period to be appropriated9905€15,121€8,159▼ 46.0%
Line20242025Change
Assets
Total assets20/58€27,985€41,685▲ 49.0%
Fixed assets21/28€2,106€5,092▲ 142%
Tangible fixed assets22/27€2,106€5,092▲ 142%
Plant, machinery and equipment23€2,106€3,228▲ 53.3%
Furniture and vehicles24-€1,864-
Current assets29/58€25,879€36,593▲ 41.4%
Amounts receivable within one year40/41€17,516€29,108▲ 66.2%
Trade receivables40-€9,662-
Other amounts receivable41€17,516€19,446▲ 11.0%
Cash at bank and in hand54/58€745--
Deferred charges and accrued income490/1€7,618€7,485▼ 1.7%
Equity and liabilities
Total equity and liabilities10/49€27,985€41,685▲ 49.0%
Equity10/15€19,121€27,280▲ 42.7%
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€15,121€23,280▲ 54.0%
Amounts payable17/49€8,863€14,405▲ 62.5%
Amounts payable within one year42/48€8,863€14,405▲ 62.5%
Current portion of amounts payable after more than one year42-€1,543-
Financial debts43-€3,856-
Credit institutions430/8-€3,856-
Trade debts44€879€692▼ 21.3%
Suppliers440/4€879€692▼ 21.3%
Taxes, remuneration and social security45€7,985€8,315▲ 4.1%
Taxes450/3€7,985€8,315▲ 4.1%
Line20242025Change
Profit (loss) for the period9904€15,121€8,159▼ 46.0%
+ Depreciation and write-downs630€281€956▲ 240%
Operating cash flow (approximation)€15,402€9,115▼ 40.8%
Investment in fixed assets (approximation)--€3,942-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 03-07-2026 2026-00250157
31-12-2024 micro format 16-06-2025 2025-00145994

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Of the 4,608 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,208. 1,777 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.