BAD
ActiveBAD has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €0. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 17746 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
8
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency33=
Growth69▲+17
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.36 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21.6%
Return on assets
0%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 17746 sector peers (2025).
NBB · sector comparisonPosition among 17746 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 d late
2023
11 d early
2022
5 d late
2021
27 d late
2020
59 d late
2019
93 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€51k▲ 17.5%
2018 · €43k
2018: €43k
2018 → 2019
EBIT margin
-1.2%▲ 1.0pp
2018 · -2.1%
2018: -2.1%
2018 → 2019
Net result
€0
2024 · €-14k
2018: €-636
2019: €841
2020: €8k
2021: €9k
2022: €-6k
2023: €-10k
2024: €-14k
2018 → 2025
Working capital
€-17k▼ 93.7%
2024 · €-9k
2018: €2k
2019: €6k
2020: €16k
2021: €20k
2022: €16k
2023: €2k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€19k▼ 24.1%€9k▼ 53.5%€-5k€-5k=
Operating result€10k-€-6k€-10k▼ 71.9%€-14k▼ 43.4%€4k
Net result€9k-€-6k€-10k▼ 68.1%€-14k▼ 35.2%€0
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€12k▲ 216%
Current assets
€11k▲ 118%
Key figures and ratios
EBITDA
€6k▲
2024 · €-10k
Cash flow
€2k▲
2024 · €-10k
Solvency
-21.6%▲
2024 · -56.2%
Current ratio
0.39▲
2024 · 0.36
Quick ratio
0.39▲
2024 · 0.36
Debt / equity
-5.62▼
2024 · -2.78
ROE
0.0%▼
2024 · 280.2%
ROA
0.0%▲
2024 · -157.5%
Interest coverage
1.63▲
2024 · -229.54
Debt
€28k▲
2024 · €14k
Debt ≤ 1 year
€28k▲
2024 · €14k
Staff costs
€26k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€23k▲
Fixed assets21/28€4k€12k▲
Tangible fixed assets22/27€4k€12k▲
Furniture and vehicles24€4k€12k▲
Financial fixed assets28€150€150=
Current assets29/58€5k€11k▲
Amounts receivable within one year40/41€689€1k▲
Trade receivables40€388€855▲
Other amounts receivable41€301€388▲
Cash at bank and in hand54/58€4k€9k▲
Deferred charges and accrued income490/1€296€599▲
Equity and liabilities
Total equity and liabilities10/49€9k€23k▲
Equity10/15€-5k€-5k=
Contributions10/11€9k€9k=
Profit (loss) carried forward14€-14k€-14k=
Amounts payable17/49€14k€28k▲
Amounts payable within one year42/48€14k€28k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45-€1k
Taxes450/3-€137
Remuneration and social security454/9-€1k
Other amounts payable47/48€7k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€26k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€614€965▲
Non-recurring operating charges66A€785-
Gross operating margin9900€17k€34k▲
Operating profit (loss)9901€-14k€4k▲
Financial charges65/66B€45€4k▲
Recurring financial charges65€45€4k▲
Profit (loss) for the period before taxes9903€-14k€0▲
Profit (loss) for the period9904€-14k€0▲
Profit (loss) for the period to be appropriated9905€-14k€0▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-14k=
Profit (loss) brought forward from the previous period14P€85€-14k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2018net €9k ▲20.4%
Operating result €10k, net result €9k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 4.70
Current ratio from 1.63 to 4.70; short-term debt falls from €9k to €4k.
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
31-12
Financial
Back to profitnet €841
Net result €841 after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rossinistraat 201070 AnderlechtGround area
100 m²
Building footprint
61 m²
Volume, LiDAR
769 m³
Parcel 21305B0241/00K006, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rossinistraat 20, 1070 Anderlecht
since 19902.047.130.857
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0241/00K006 | Brussels | 100 m² | 1 · 61 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M&A GROUP
BE 0762.514.624
Sint-Pieters-Leeuw · Eq €9k
AB Cars
BE 0714.924.840
Mechelen · Eq €9k
INFINITY BLUE
BE 1007.070.529
Machelen (Brab.) · Eq €9k
N&S AUTO
BE 0773.591.034
Ternat · Eq €9k
BAGRAN
BE 0477.841.103
Soumagne · Eq €9k
Of 10,621 companies in sector 47811 we hold annual accounts for 5,191. 2,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded18-12-1989
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
46180Agents specialised in the wholesale of other particular products
49310Scheduled passenger transport by road
49390Land transport and transport via pipelines
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.