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AB Cars

Active
Private limited company (pre-2019)founded 2018active for 7 yearsNekkerspoelstraat 271, 2800 Mechelen, BelgiumKBO/BCE: BE 0714.924.840
Summary

AB Cars has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,959 and a net result of €606. Equity has been growing by about 2.8% per year since 2020. Its solvency ranks better than 80% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-11-2018 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.282.273.309 2800 Mechelen, since 30-11-2018
Financial year end
30 June
Peppol
Reachable since 16-07-2025

Board and ownership

Board
  • Belhasnaoui AzizDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€632
Turnover
≈ €9,800
estimated
Profit
€606
Equity
€8,959
▲ 18.4%
Total assets
€12,959
▲ 9.2%
Score breakdownraises riskSize: total assets €12,959Last filed accounts filed 1 day late; 2 of the last 3 accounts lateFounded in 2018lowers riskLiquidity: current ratio 3.24, cash €11,347Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 94+5
equity 69.1% of total assets
Liquidity 87+3
short-term debt 30.9% · cash 87.6%
Profitability 49+31
return on assets 4.7%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.6% 01-2025: 2.6%● unchanged vs 12-2024 02-2025: 3.3%▲ +0.7 percentage points vs 01-2025 03-2025: 3.5%▲ +0.2 percentage points vs 02-2025 04-2025: 5.5%▲ +2.0 percentage points vs 03-2025 05-2025: 5.2%▼ -0.3 percentage points vs 04-2025 06-2025: 6.6%▲ +1.4 percentage points vs 05-2025 07-2025: 8.8%▲ +2.2 percentage points vs 06-2025 08-2025: 8.8%● unchanged vs 07-2025 09-2025: 9.3%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 8.6%▼ -0.7 percentage points vs 09-2025 11-2025: 2.2%▼ -6.4 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 3.0%▲ +0.8 percentage points vs 01-2026 03-2026: 0.5%▼ -2.5 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.24 (2.76 in 2024), above the usual 1.5. Short-term debt is 30.9% and cash 87.6% of total assets. 30.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 80% of them on solvency, 89% on liquidity, 36% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €12,959
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.24, cash €11,347
NBB · annual accounts
raises risk · Last filed accounts filed 1 day late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2018
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
262 days late
2023
274 days late
2022
498 days late
2021
469 days late
2020
883 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 398 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 1 November (4 of the last 5 accounts filed within 224 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as AB Cars: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €10,700 and €16,400, founded between 2018 and 2020.

CompanyTotal assetsGross margin
AB Cars Mechelen€12,959€632
ARENS VEHICLE DESIGN Amel€13,820-€474
DEWOLF OCCAZ Mont-de-l'Enclus€14,546-€11,170
A&C ALBERTS Asse€11,570-€253
PENNE PANE Anderlecht€14,378-€39,372
Level Car Sint-Jans-Molenbeek€10,722-€5,494
SIMO CARS Brussel€16,353-€16,384
Full comparison

Key facts about AB Cars

What is the company number of AB Cars?
The company number of AB Cars is 0714.924.840. The VAT number is the same number with BE in front: BE 0714.924.840.
Where is AB Cars based?
The registered office is at Nekkerspoelstraat 271, 2800 Mechelen.Company details
What does AB Cars do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of AB Cars?
The legal form of AB Cars is Private limited company (pre-2019) (BVBA).
When was AB Cars founded?
AB Cars was founded on 29-11-2018.
Is AB Cars still active?
Yes, AB Cars is an active enterprise in the KBO register.
What is the turnover of AB Cars?
The turnover in financial year 2025 is ≈ €9,800. This figure is estimated from the gross margin of €632 and 73 comparable companies (NACE 47811). It probably lies between €4,800 and €29,000. It is a rough estimate.Financials
Is AB Cars profitable?
In financial year 2025, AB Cars made a profit of €606.
Where can I find the annual accounts of AB Cars?
AB Cars filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AB Cars due?
AB Cars must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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