B2 Créations
ActiveSummary
The computed 12-month bankruptcy probability of B2 Créations is 2.4% (moderate). For B2 Créations, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €7,073 and a net result of €15,115. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 15225 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability100▲+13
Solvency38▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
12.5%
Return on assets
26.8%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
310 d late
2021
91 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 105 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€7,073▼ 54.3%
2022 · €15,487
Total assets
€56,476▼ 1.0%
2022 · €57,026
Net result
€15,115▲ 77.5%
2022 · €8,517
Working capital
-€4,057▲ 37.0%
2022 · -€6,441
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€4,611-€386▼ 91.6%€7,045▲ 1,725%€14,577▲ 107%€25,441▲ 74.5%
Net result€3,200-€1,429within the sector's middle half▼ 55.3%€3,379within the sector's middle half▲ 136%€8,517within the sector's middle half▲ 152%€15,115within the sector's middle half▲ 77.5%
Equity€3,700-€5,130below the sector's middle half▲ 38.6%€6,970below the sector's middle half▲ 35.9%€15,487within the sector's middle half▲ 122%€7,073within the sector's middle half▼ 54.3%
Total assets€17,675-€56,638below the sector's middle half▲ 220%€60,918below the sector's middle half▲ 7.6%€57,026below the sector's middle half▼ 6.4%€56,476below the sector's middle half▼ 1.0%
Debt€13,975-€51,508▲ 269%€53,948▲ 4.7%€41,539▼ 23.0%€49,403▲ 18.9%
Working capital-€8,730--€11,109below the sector's middle half▼ 27.2%-€21,966below the sector's middle half▼ 97.7%-€6,441within the sector's middle half▲ 70.7%-€4,057within the sector's middle half▲ 37.0%
Solvency20.9%-9.1%within the sector's middle half▼ 11.9pp11.4%within the sector's middle half▲ 2.4pp27.2%within the sector's middle half▲ 15.7pp12.5%within the sector's middle half▼ 14.6pp
Current ratio0.38-0.73below the sector's middle half▲ 0.350.59below the sector's middle half▼ 0.140.84below the sector's middle half▲ 0.250.92within the sector's middle half▲ 0.07
Return on assets (ROA)18.1%-2.5%within the sector's middle half▼ 15.6pp5.5%within the sector's middle half▲ 3.0pp14.9%above the sector's middle half▲ 9.4pp26.8%above the sector's middle half▲ 11.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed three years in a row; 2023 is 75% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €56,476
Fixed assets
€11,130 ▼ 49.2%
Current assets
€45,346 ▲ 29.2%
Equity and liabilities €56,476
Equity
€7,073 ▼ 54.3%
Debt
€49,403 ▲ 18.9%
Debt's share of the balance-sheet total rises from 72.8% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36,239▲
2022 · €25,073
Cash flow
€25,913▲
2022 · €19,013
Debt to equity
6.98▲
2022 · 2.68
ROE
213.7%▲
2022 · 55.0%
Interest coverage
181.18▲
2022 · 45.41
Debt ≤ 1 year
€49,403▲
2022 · €41,539
Income taxes
€10,126▲
2022 · €5,507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,164 | €6,115 | €4,035 | €10,496 | €10,798 | ▲ 2.9% |
| Other operating charges640/8 | - | - | €4,513 | €5,316 | €6,321 | ▲ 18.9% |
| Non-recurring operating charges66A | - | - | €6,475 | - | - | - |
| Gross operating margin9900 | €10,777 | €11,280 | €22,067 | €30,388 | €42,560 | ▲ 40.1% |
| Operating profit (loss)9901 | €4,611 | €386 | €7,045 | €14,577 | €25,441 | ▲ 74.5% |
| Financial income75/76B | - | - | €4 | - | - | - |
| Recurring financial income75 | €6 | - | €4 | - | - | - |
| Financial charges65/66B | - | - | €450 | €552 | €200 | ▼ 63.8% |
| Recurring financial charges65 | €19 | €297 | €450 | €552 | €200 | ▼ 63.8% |
| Profit (loss) for the period before taxes9903 | €4,598 | €1,429 | €6,599 | €14,024 | €25,241 | ▲ 80.0% |
| Income taxes67/77 | €1,398 | - | €3,220 | €5,507 | €10,126 | ▲ 83.9% |
| Profit (loss) for the period9904 | €3,200 | €1,429 | €3,379 | €8,517 | €15,115 | ▲ 77.5% |
| Profit (loss) for the period to be appropriated9905 | €3,200 | €1,429 | €3,379 | €8,517 | €15,115 | ▲ 77.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,675 | €56,638 | €60,918 | €57,026 | €56,476 | ▼ 1.0% |
| Fixed assets21/28 | €12,431 | €26,655 | €28,936 | €21,928 | €11,130 | ▼ 49.2% |
| Intangible fixed assets21 | €4,204 | €3,153 | €2,102 | €1,051 | - | - |
| Tangible fixed assets22/27 | €8,227 | €23,502 | €26,834 | €20,877 | €11,130 | ▼ 46.7% |
| Furniture and vehicles24 | - | - | €26,834 | €20,877 | €11,130 | ▼ 46.7% |
| Current assets29/58 | €5,245 | €29,982 | €31,982 | €35,098 | €45,346 | ▲ 29.2% |
| Amounts receivable within one year40/41 | €3,073 | €8,606 | €17,241 | €25,655 | €35,434 | ▲ 38.1% |
| Trade receivables40 | - | - | €17,241 | €25,608 | €22,582 | ▼ 11.8% |
| Other amounts receivable41 | - | - | - | €48 | €12,852 | ▲ 26,877% |
| Cash at bank and in hand54/58 | €1,352 | €19,358 | €13,235 | €8,970 | €9,312 | ▲ 3.8% |
| Deferred charges and accrued income490/1 | - | - | €1,506 | €473 | €600 | ▲ 27.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,675 | €56,638 | €60,918 | €57,026 | €56,476 | ▼ 1.0% |
| Equity10/15 | €3,700 | €5,130 | €6,970 | €15,487 | €7,073 | ▼ 54.3% |
| Contributions10/11 | €500 | - | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €3,200 | €4,630 | €6,470 | €14,987 | €6,573 | ▼ 56.1% |
| Amounts payable17/49 | €13,975 | €51,508 | €53,948 | €41,539 | €49,403 | ▲ 18.9% |
| Amounts payable after more than one year17 | - | €10,417 | - | - | - | - |
| Amounts payable within one year42/48 | €13,975 | €41,091 | €53,948 | €41,539 | €49,403 | ▲ 18.9% |
| Trade debts44 | €9,954 | €8,999 | €11,697 | €7,937 | €5,670 | ▼ 28.6% |
| Suppliers440/4 | - | - | €11,697 | €7,937 | €5,670 | ▼ 28.6% |
| Taxes, remuneration and social security45 | - | - | €12,047 | €15,029 | €20,203 | ▲ 34.4% |
| Taxes450/3 | - | - | €12,047 | €15,029 | €20,203 | ▲ 34.4% |
| Other amounts payable47/48 | - | - | €30,204 | €18,573 | €23,529 | ▲ 26.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,200 | €1,429 | €3,379 | €8,517 | €15,115 | ▲ 77.5% |
| + Depreciation and write-downs630 | €5,164 | €6,115 | €4,035 | €10,496 | €10,798 | ▲ 2.9% |
| Operating cash flow (approximation) | €8,364 | €7,544 | €7,414 | €19,013 | €25,913 | ▲ 36.3% |
| Investment in fixed assets (approximation) | - | -€20,340 | -€6,316 | -€3,488 | €0 | ▲ 100% |
| Change in cash | - | €18,006 | -€6,123 | -€4,265 | €342 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 310 days late
2023
31-12
Financial
Highest result since 2019net €15,115 ▲77.5%
Operating result €25,441, net result €15,115, both a record.
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €1,429 ▼55.3%
Net result drops to €1,429, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2019
Ground area
816 m²
Building footprint
79 m²
Parcel 92053A0076/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
B2 Créations
since 20192.296.461.439
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0076/00M000 | Wallonia | 816 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,146 companies in sector 46190 we hold annual accounts for 2,577. 1,137 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727459121
Also
9925:BE0727459121
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.