FraisConnect
ActiveThe computed 12-month bankruptcy probability of FraisConnect is 1.7% (moderate). The 2025 annual accounts show negative equity (€-10k) and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 11209 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+91
Solvency4▲+4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 0.44 in 2023; short-term debt: 120.9% and cash: 68% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.9%
Return on assets
18%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 11209 sector peers (2025).
NBB · sector comparisonPosition among 11209 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2023
72 d late
2022
32 d late
2021
31 d late
2020
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€15k
EBIT margin
-11.5%
Net result
€8k
2023 · €-9k
2020: €-2k
2021: €-3k
2022: €3k
2023: €-9k
2020 → 2025
Working capital
€-10k▲ 13.7%
2023 · €-11k
2020: €-6k
2021: €-8k
2022: €-4k
2023: €-11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€15k-
Equity€-281-€-4k▼ 1,242%€-688▲ 81.7%€-10k▼ 1,306%€-10k▼ 1.3%
Operating result€-2k-€-3k▼ 86.6%€3k€-9k€9k
Net result€-2k-€-3k▼ 95.8%€3k€-9k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €9k in 2025, compared with €-9k in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
EBITDA
€9k▲
2023 · €-7k
Cash flow
€9k▲
2023 · €-8k
Solvency
-20.9%▲
2023 · -92.7%
Current ratio
0.83▲
2023 · 0.44
Quick ratio
0.83▲
2023 · 0.31
Debt / equity
-5.79▼
2023 · -2.08
ROA
18.0%▲
2023 · -86.1%
Interest coverage
33.10▲
2023 · -53.64
Debt
€57k▲
2023 · €20k
Debt ≤ 1 year
€57k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€10k€47k▲
Fixed assets21/28€2k-
Intangible fixed assets21€2k-
Current assets29/58€9k€47k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€6k€15k▲
Trade receivables40€1k€6k▲
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€272€32k▲
Deferred charges and accrued income490/1€360-
Equity and liabilities
Total equity and liabilities10/49€10k€47k▲
Equity10/15€-10k€-10k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-11k€-11k▼
Amounts payable17/49€20k€57k▲
Amounts payable within one year42/48€20k€57k▲
Trade debts44€754€11k▲
Suppliers440/4€754€11k▲
Advances received on contracts in progress46-€30k
Other amounts payable47/48€19k€16k▼
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€323▼
Other operating charges640/8€150€29k▲
Gross operating margin9900€-7k€38k▲
Operating profit (loss)9901€-9k€9k▲
Financial charges65/66B€138€273▲
Recurring financial charges65€138€273▲
Profit (loss) for the period before taxes9903€-9k€8k▲
Profit (loss) for the period9904€-9k€8k▲
Profit (loss) for the period to be appropriated9905€-9k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-11k▼
Profit (loss) brought forward from the previous period14P€-2k€-20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
31-12
Financial
Weakest financial yearnet €-9k ▼392%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 2923090 OverijseGround area
1.3 ha
Building footprint
1,063 m²
Volume, LiDAR
34,843 m³
2 parcels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
FraisConnect
since 20192.296.361.766
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
DURAVIT BeLux
BE 0466.211.197
Overijse
EVOLVE-IT
BE 0547.783.942
Overijse
LN Pro Services
BE 0797.375.236
Overijse
LWO Consulting
BE 1013.016.035
Overijse
NODISK
BE 0798.337.516
Overijse
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 6,157 companies in sector 46190 we hold annual accounts for 2,567.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2019
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
47120Other non-specialised retail sale
47910Retail trade
49310Scheduled passenger transport by road
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
71201Architectural and engineering activities; technical testing and analysis
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.