VDM Consulting
ActiveVDM Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
49.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11210 sector peers (2025).
NBB · sector comparisonPosition among 11210 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
50 d early
2023
19 d late
2022
6 d early
2021
28 d early
2020
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 25.7%
2024 · €3k
2020: €51k
2021: €60k
2022: €84k
2023: €3k
2024: €3k
2020 → 2025
Total assets
€63k▲ 18.1%
2024 · €53k
2020: €94k
2021: €96k
2022: €137k
2023: €102k
2024: €53k
2020 → 2025
Net result
€31k▲ 36.0%
2024 · €23k
2020: €48k
2021: €9k
2022: €23k
2023: €28k
2024: €23k
2020 → 2025
Working capital
€4k▼ 56.8%
2024 · €10k
2020: €43k
2021: €54k
2022: €62k
2023: €-13k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€84k▲ 38.7%€3k▼ 96.8%€3k▲ 26.0%€4k▲ 25.7%
Operating result€14k-€32k▲ 127%€37k▲ 15.7%€31k▼ 16.8%€41k▲ 33.8%
Net result€9k-€23k▲ 146%€28k▲ 20.2%€23k▼ 19.1%€31k▲ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€4k▲ 25.7%
Debt
€58k▲ 17.5%
The debt ratio falls from 93.5% to 93.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €33k
Cash flow
€32k▲
2024 · €25k
Solvency
6.9%▲
2024 · 6.5%
Current ratio
1.07▼
2024 · 1.24
Quick ratio
1.07▼
2024 · 1.24
Debt / equity
13.53▼
2024 · 14.47
ROE
717.3%▲
2024 · 663.1%
ROA
49.4%▲
2024 · 42.9%
Interest coverage
122.59▲
2024 · 99.29
Debt
€58k▲
2024 · €50k
Debt ≤ 1 year
€58k▲
2024 · €42k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€63k▲
Fixed assets21/28€1k€0▼
Tangible fixed assets22/27€1k€0▼
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€0-
Current assets29/58€52k€63k▲
Amounts receivable within one year40/41€32k€34k▲
Trade receivables40€30k€34k▲
Other amounts receivable41€2k€57▼
Cash at bank and in hand54/58€18k€25k▲
Deferred charges and accrued income490/1€776€4k▲
Equity and liabilities
Total equity and liabilities10/49€53k€63k▲
Equity10/15€3k€4k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€924€2k▲
Amounts payable17/49€50k€58k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€42k€58k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€26k€43k▲
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€40k€44k▲
Operating profit (loss)9901€31k€41k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€329€347▲
Recurring financial charges65€329€347▲
Profit (loss) for the period before taxes9903€30k€41k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€23k€31k▲
Profit (loss) for the period to be appropriated9905€23k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€32k▲
Profit (loss) brought forward from the previous period14P€218€924▲
Transfer from equity791/2€0-
Profit to be distributed694/7€22k€30k▲
Return on contributions (dividend)694€22k€30k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €9k ▼80.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwesteen 2609600 RonseGround area
2,323 m²
Building footprint
132 m²
Volume, LiDAR
527 m³
Parcel 45422C0497/00C000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VDM Consulting
since 20192.294.446.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C0497/00C000 | Flanders | 2,323 m² | 1 · 132 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MDN CONSULTING
BE 1011.752.857
Brakel · Eq €4k
KARONIXA
BE 0785.556.676
Lasne · Eq €4k
CHAKRILAU
BE 0526.825.014
Genappe · Eq €4k
STECEL GARDEN
BE 0869.528.586
Fernelmont · Eq €4k
Go 4 Trade
BE 0521.723.705
Ottignies-Louvain-la-Neuve · Eq €4k
Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2019
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
68321Property management for co-owned buildings (syndics)
77223Rental and leasing activities
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.