The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Hidden nameVisible after signing in 69.9%score XXVisible after signing inequity €730,582 (2025) · 2025 annual accounts of Name hiddenVisible after signing in
Hidden nameVisible after signing in 27.18%score XXVisible after signing inequity €106,761 (2025) · 2025 annual accounts of Name hiddenVisible after signing in
Hidden nameVisible after signing inscore XXVisible after signing inequity €413,460 (2025) · deed of 02-04-2024
Registered office moved within Berchem
New registered office: Koninklijkelaan 74, 2600 Berchem · Previous registered office: Onze-Lieve-Vrouwstraat 6, 2600 Berchem · General meeting of 15-05-2026 · Gazette deed
2 directors appointed, 1 resignation
Resignation: Hidden nameVisible after signing in · Appointments: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Director discharge: Hidden nameVisible after signing in · General meeting of 01-05-2025 · Gazette deed
Amendment of the articles
Capital of €213,726.02, 1,030 shares · Appointments: Name after signing inVisible after signing in; Name hiddenVisible after signing in; Hidden nameVisible after signing in; Name after signing inVisible after signing in (managing director) and Name hiddenVisible after signing in (director) · Reappointments: Hidden nameVisible after signing in; Name after signing inVisible after signing in and Name hiddenVisible after signing in · Gazette deed
Reappointment: Hidden nameVisible after signing in (director)
General meeting of 26-06-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
Grey: the largest companies of the sector (auxiliary financial services (NACE 66)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as B-SAFE: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.4m and €2.3m, founded between 2001 and 2007.
B-SAFE files the abbreviated format. That format states no turnover. The gross margin rose from €397,700 in 2006 to €801,538 in 2025.
Name hiddenVisible after signing in holds 69.9% of the shares. In April 2024, the Official Gazette published the appointment of Hidden nameVisible after signing in as managing director.