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B.S CONSTRUCT

Active
Private limited companyfounded 20242 yrs activeRue des Sarazins(CH) 74, 5020 Namur, BelgiumKBO/BCE: BE 1007.566.219
Summary

The computed 12-month bankruptcy probability of B.S CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €54,195 and a net result of €11,857. Its solvency ranks better than 74% of 28184 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability75
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.95; short-term debt: 30.6% and cash: 66.1% of total assets), and 30.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.4%
Return on assets
15.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
48 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B.S CONSTRUCT was incorporated on 26 March 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€218,211
EBIT margin
6.8%
Net result
€11,857
Working capital
€46,671

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €78,097
Fixed assets €7,524
Current assets €70,573
Equity and liabilities €78,097
Equity €54,195
Debt €23,902
Debt finances 30.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€15,723
Cash flow
€12,750
Current ratio
2.95
Debt to equity
0.44
ROE
21.9%
ROA
15.2%
Interest coverage
71.46
Debt ≤ 1 year
€23,902
Income taxes
€3,128

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet Code2025
Assets
Total assets20/58€78,097
Fixed assets21/28€7,524
Tangible fixed assets22/27€7,524
Plant, machinery and equipment23€4,901
Furniture and vehicles24€2,622
Current assets29/58€70,573
Amounts receivable within one year40/41€17,394
Trade receivables40€2,350
Other amounts receivable41€15,044
Cash at bank and in hand54/58€51,645
Deferred charges and accrued income490/1€1,534
Equity and liabilities
Total equity and liabilities10/49€78,097
Equity10/15€54,195
Contributions10/11€5,000
Profit (loss) carried forward14€49,195
Amounts payable17/49€23,902
Amounts payable within one year42/48€23,902
Trade debts44€7,856
Suppliers440/4€7,856
Taxes, remuneration and social security45€16,046
Taxes450/3€16,046
Remuneration and social security454/9€0
Other amounts payable47/48€0
Income statement Code2025
Turnover70€218,211
Goods, raw materials, services and sundry goods60/61€192,190
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€894
Other operating charges640/8€10,298
Gross operating margin9900€26,021
Operating profit (loss)9901€14,830
Financial income75/76B€375
Recurring financial income75€375
Financial charges65/66B€220
Recurring financial charges65€220
Profit (loss) for the period before taxes9903€14,985
Income taxes67/77€3,128
Profit (loss) for the period9904€11,857
Profit (loss) for the period to be appropriated9905€11,857
Appropriation of the result
Profit (loss) to be appropriated9906€49,195
Profit (loss) brought forward from the previous period14P€37,338

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€218,211
Goods, raw materials, services and sundry goods60/61€192,190
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€894
Other operating charges640/8€10,298
Gross operating margin9900€26,021
Operating profit (loss)9901€14,830
Financial income75/76B€375
Recurring financial income75€375
Financial charges65/66B€220
Recurring financial charges65€220
Profit (loss) for the period before taxes9903€14,985
Income taxes67/77€3,128
Profit (loss) for the period9904€11,857
Profit (loss) for the period to be appropriated9905€11,857
Line2025
Assets
Total assets20/58€78,097
Fixed assets21/28€7,524
Tangible fixed assets22/27€7,524
Plant, machinery and equipment23€4,901
Furniture and vehicles24€2,622
Current assets29/58€70,573
Amounts receivable within one year40/41€17,394
Trade receivables40€2,350
Other amounts receivable41€15,044
Cash at bank and in hand54/58€51,645
Deferred charges and accrued income490/1€1,534
Equity and liabilities
Total equity and liabilities10/49€78,097
Equity10/15€54,195
Contributions10/11€5,000
Profit (loss) carried forward14€49,195
Amounts payable17/49€23,902
Amounts payable within one year42/48€23,902
Trade debts44€7,856
Suppliers440/4€7,856
Taxes, remuneration and social security45€16,046
Taxes450/3€16,046
Remuneration and social security454/9€0
Other amounts payable47/48€0
Line2025
Profit (loss) for the period9904€11,857
+ Depreciation and write-downs630€894
Operating cash flow (approximation)€12,750

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
17-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
869 m²
Building footprint
153 m²
Volume, LiDAR
549 m³
Parcel 92024D0069/00E000, Wallonia · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B.S CONSTRUCT
Rue des Sarazins(CH) 74, 5020 NamurSite preparation
since 20242.358.046.838
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92024D0069/00E000 Wallonia 869 m² 1 · 153 m² 5.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,574 companies in sector 43410 we hold annual accounts for 4,367. 3,709 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43120Site preparation
43240Other construction installation
43350Other building finishing work
43990Other specialised construction activities
Contact
E-mail bs.construct17@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007566219
Registered 22-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.