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B.S CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsRue des Sarazins(CH) 74, 5020 Namur, BelgiumKBO/BCE: BE 1007.566.219

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

B.S CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,195 and a net result of €11,857. Its solvency ranks better than 75% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 26-03-2024 Normal situation
Legal form
Private limited company
Registered office
Rue des Sarazins(CH) 74, 5020 Namur
Activity
Roofing work NACE 43410and 4 others
Establishment unit
2.358.046.838 5020 Namur, since 26-03-2024
Financial year end
31 December
Peppol
Reachable since 22-01-2026

Who decides

Board

How it is doing

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Turnover
€218,211
▲ 12.9%
Profit
€11,857
▼ 68.2%
Equity
€54,195
▲ 28.0%
Total assets
€78,097
▲ 35.4%
2025 accounts filed 48 days late
Filed on 17-09-2026at the National Bank
Why 69raises riskSize: turnover €218,211, total assets €78,097Last filed accounts filed 48 days late; 2 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 2.95, cash €51,645Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 69% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 94-4
equity 69.4% of total assets
Liquidity 87-3
short-term debt 30.6% · cash 66.1%
Profitability 75-25
return on assets 15.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 04-2025: 1.9% 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 2.3%▲ +0.4 percentage points vs 06-2025 08-2025: 2.4%▲ +0.1 percentage points vs 07-2025 09-2025: 2.7%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 3.0%▲ +0.3 percentage points vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 2.9%▼ -0.1 percentage points vs 12-2025 02-2026: 3.1%▲ +0.2 percentage points vs 01-2026 03-2026: 3.3%▲ +0.2 percentage points vs 02-2026 04-2026: 3.3%● unchanged vs 03-2026 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 3.3%● unchanged vs 05-2026 07-2026: 5.7%▲ +2.4 percentage points vs 06-2026highest value 08-2026: 5.7%● unchanged vs 07-2026highest value 09-2026: 5.7%● unchanged vs 08-2026highest value 10-2026: 0.9%▼ -4.8 percentage points vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.95, compared with 2.61 in 2024, above the usual 1.5; short-term debt: 30.6% and cash: 66.1% of total assets), and 30.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 85% on liquidity, 48% on profitability and 69% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.95, cash €51,645
NBB · annual accounts
raises risk · Size: turnover €218,211, total assets €78,097
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 48 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 48 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
48 days late
2024
323 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 186 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage

Financials · financial year 2025, micro format

2025 annual accounts filed late (48 days) Filed on 17 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00518998.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
17-09-2026
Format
micro format
Reference
2026-00518998
Turnover
€218,211▲ 12.9%
2024 · €193,330
EBIT margin
6.8%▼ 19.4pp
2024 · 26.2%
Net result
€11,857▼ 68.2%
2024 · €37,338
Working capital
€46,671▲ 89.3%
2024 · €24,648
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 71% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€218,211 2025 Operating result€14,830 2025 Net result€11,857 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€193,330-€218,211▲ 12.9%
Operating result€50,645-€14,830▼ 70.7%
Net result€37,338above the sector's middle half-€11,857within the sector's middle half▼ 68.2%
EBIT margin26.2%-6.8%▼ 19.4pp
Equity€42,338within the sector's middle half-€54,195within the sector's middle half▲ 28.0%
Total assets€57,664below the sector's middle half-€78,097within the sector's middle half▲ 35.4%
Debt€15,325-€23,902▲ 56.0%
Working capital€24,648within the sector's middle half-€46,671within the sector's middle half▲ 89.3%
Solvency73.4%above the sector's middle half-69.4%within the sector's middle half▼ 4.0pp
Current ratio2.61within the sector's middle half-2.95within the sector's middle half▲ 0.34
Return on assets (ROA)64.8%above the sector's middle half-15.2%within the sector's middle half▼ 49.6pp
above within below the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78,097
Fixed assets €7,524 ▼ 57.5%
Current assets €70,573 ▲ 76.5%
Equity and liabilities €78,097
Equity €54,195 ▲ 28.0%
Debt €23,902 ▲ 56.0%
Debt's share of the balance-sheet total rises from 26.6% to 30.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,723▼
2024 · €53,848
Cash flow
€12,750▼
2024 · €40,541
Debt to equity
0.44▲
2024 · 0.36
ROE
21.9%▼
2024 · 88.2%
Interest coverage
71.46▲
2024 · 69.24
Debt ≤ 1 year
€23,902▲
2024 · €15,325
Income taxes
€3,128▼
2024 · €12,529
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 17-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€57,664€78,097▲
Fixed assets21/28€17,690€7,524▼
Tangible fixed assets22/27€17,690€7,524▼
Plant, machinery and equipment23€2,615€4,901▲
Furniture and vehicles24€15,075€2,622▼
Current assets29/58€39,974€70,573▲
Amounts receivable within one year40/41€8,237€17,394▲
Trade receivables40€0€2,350▲
Other amounts receivable41€8,237€15,044▲
Cash at bank and in hand54/58€31,737€51,645▲
Deferred charges and accrued income490/1-€1,534
Equity and liabilities
Total equity and liabilities10/49€57,664€78,097▲
Equity10/15€42,338€54,195▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€37,338€49,195▲
Amounts payable17/49€15,325€23,902▲
Amounts payable within one year42/48€15,325€23,902▲
Trade debts44€764€7,856▲
Suppliers440/4€764€7,856▲
Taxes, remuneration and social security45€14,561€16,046▲
Taxes450/3€14,561€16,046▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48-€0
Income statement Code20242025
Turnover70€193,330€218,211▲
Goods, raw materials, services and sundry goods60/61€138,489€192,190▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,202€894▼
Other operating charges640/8€1,090€10,298▲
Gross operating margin9900€54,937€26,021▼
Operating profit (loss)9901€50,645€14,830▼
Financial income75/76B€0€375▲
Recurring financial income75€0€375▲
Financial charges65/66B€778€220▼
Recurring financial charges65€778€220▼
Profit (loss) for the period before taxes9903€49,868€14,985▼
Income taxes67/77€12,529€3,128▼
Profit (loss) for the period9904€37,338€11,857▼
Profit (loss) for the period to be appropriated9905€37,338€11,857▼
Appropriation of the result
Profit (loss) to be appropriated9906€37,338€49,195▲
Profit (loss) brought forward from the previous period14P-€37,338

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line20242025Change
Turnover70€193,330€218,211▲ 12.9%
Goods, raw materials, services and sundry goods60/61€138,489€192,190▲ 38.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,202€894▼ 72.1%
Other operating charges640/8€1,090€10,298▲ 845%
Gross operating margin9900€54,937€26,021▼ 52.6%
Operating profit (loss)9901€50,645€14,830▼ 70.7%
Financial income75/76B€0€375▲ 37,525×
Recurring financial income75€0€375▲ 37,525×
Financial charges65/66B€778€220▼ 71.7%
Recurring financial charges65€778€220▼ 71.7%
Profit (loss) for the period before taxes9903€49,868€14,985▼ 70.0%
Income taxes67/77€12,529€3,128▼ 75.0%
Profit (loss) for the period9904€37,338€11,857▼ 68.2%
Profit (loss) for the period to be appropriated9905€37,338€11,857▼ 68.2%
Line20242025Change
Assets
Total assets20/58€57,664€78,097▲ 35.4%
Fixed assets21/28€17,690€7,524▼ 57.5%
Tangible fixed assets22/27€17,690€7,524▼ 57.5%
Plant, machinery and equipment23€2,615€4,901▲ 87.4%
Furniture and vehicles24€15,075€2,622▼ 82.6%
Current assets29/58€39,974€70,573▲ 76.5%
Amounts receivable within one year40/41€8,237€17,394▲ 111%
Trade receivables40€0€2,350-
Other amounts receivable41€8,237€15,044▲ 82.6%
Cash at bank and in hand54/58€31,737€51,645▲ 62.7%
Deferred charges and accrued income490/1-€1,534-
Equity and liabilities
Total equity and liabilities10/49€57,664€78,097▲ 35.4%
Equity10/15€42,338€54,195▲ 28.0%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€37,338€49,195▲ 31.8%
Amounts payable17/49€15,325€23,902▲ 56.0%
Amounts payable within one year42/48€15,325€23,902▲ 56.0%
Trade debts44€764€7,856▲ 928%
Suppliers440/4€764€7,856▲ 928%
Taxes, remuneration and social security45€14,561€16,046▲ 10.2%
Taxes450/3€14,561€16,046▲ 10.2%
Remuneration and social security454/9€0€0-
Other amounts payable47/48-€0-
Line20242025Change
Profit (loss) for the period9904€37,338€11,857▼ 68.2%
+ Depreciation and write-downs630€3,202€894▼ 72.1%
Operating cash flow (approximation)€40,541€12,750▼ 68.5%
Investment in fixed assets (approximation)-€9,273-
Change in cash-€19,909-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 17-09-2026 2026-00518998 NBB
31-12-2024 micro format 19-06-2026 2026-00190371 NBB

Similar companies · same sector, comparable size

Of the 8,472 active companies whose main activity is roofing work (NACE 43410), figures are known for 4,470. 3,796 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
SHALA Besim
Statutory director · since 26-03-2024 · in the 2025 annual accounts, filed on 17-09-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SHALA Besim
  • Statutory director, appointed in the act of 28-03-2024, still in office
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Assemblée fixe durée, à défaut sans limitation de durée, un ou plusieurs administrateurs, personnes physiques ou morales, actionnaires ou…”

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues pour les modifications aux statuts, assemblée générale”
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Quelque cause et à quelque moment que ce soit, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments”

Articles of association, deed of 28-03-2024 (in French)

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 28-03-2024 ↗
Capital over the years
  1. 28-03-2024 Incorporation · €5,000 · 100 shares

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, registre actions nominatives avec mentions requises Code des sociétés et des associations”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed
Share issue ruleHow and by whom new shares can be issued.
One provision in the deed

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Rémunération des administrateurs, frais généraux”
Other provision: “Seul ou conjointement, administrateur-délégué”
Other provision: “Un ou plusieurs, commissaires”
Other provision: “Administrateur,défaut actionnaire présent détenant le plus d'actions,parité le plus âgé, séances-procès-verbaux”
Other provision: “Toute autre personne,actionnaire ou non,procuration écrite par tout moyen de transmission, délibérations”
Other provision: “Répartition-réserves, assemblée générale”
Liquidation distribution: “Apurement dettes,charges,frais ou consignation, actif net entre tous les actionnaires en proportion de leurs actions”
Other provision: “Toutes communications,sommations,assignations,significations, élection de domicile”
Other provision: “Tribunaux du siège, affaires de la société et exécution des statuts”
Other provision: “Droit commun, censées non écrites”
3 more provisions in the deed, see the deed of 28-03-2024

Articles of association, deed of 28-03-2024 (in French)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

B.S CONSTRUCT was incorporated on 26 March 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, SHALA Besim has served as statutory director of the company.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-03-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
17-09
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 48 days late
19-06
NBB filing Annual accounts filedNBB
financial year 2024 · micro format · 323 days late
2024
28-03
Gazette deed Incorporation
Appointment: SHALA Besim (statutory director) · Founder · Founding capital11 facts ▸
  • Incorporation, 21-03-2024
  • Founder, SHALA Besim (comparant)
  • Founding capital, €5,000
  • Bank account, 5000, “dépôt des versements” (deed in French)
  • Capital
  • Director appointment, SHALA Besim (statutory director)
  • Registered office clause, “5020 Namur (Champion),rue des Sarazins,74, à dater du dépôt au greffe” (deed in French)
  • Other provision, “bs.construct17@gmail.com, site internet et adresse électronique” (deed in French)
  • Pre-incorporation commitments, “takeover, engagements,obligations et activités au nom et pour compte de la société en formation” (deed in French)
  • Other provision, “autorisations ou licences préalables ou conditions selon règlements en vigueur, autorisations préalables d'accès à la profession” (deed in French)
  • Other provision, “guichet d'entreprise, formalités de constitution” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name B.S CONSTRUCT in French
Enterprise number 1007.566.219
Legal form Private limited company
Status Active, normale toestand
Founded 26-03-2024
Type Legal entity

Where it is based

Registered office Rue des Sarazins(CH) 74, 5020 Namur, Belgium
Establishments 1 establishment unit since 2024
E-mail bs.construct17@gmail.com

What it does

NACEBEL 2025
43410 Roofing work main activity
43120 Site preparation
43240 Other construction installation
43350 Other building finishing work
43990 Other specialised construction activities

Invoicing and payment

VAT number BE 1007.566.219
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1007566219
Registered 22-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1007.566.219

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
B.S CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Sans changement de régime linguistique applicable, établir sièges administratifs, agences, ateliers, dépôts et succursales en Belgique et à…”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Fourth Friday of June at 18:00

Articles of association, deed of 28-03-2024 (in French)

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
1 establishment unit
B.S CONSTRUCT
Rue des Sarazins(CH) 74, 5020 NamurRoofing work
since 2024unit no. 2.358.046.838

Buildings and parcels at the address

Ground area
869 m²
Building footprint
153 m²
Building volume
549 m³
Parcel 92024D0069/00E000, Wallonia · tallest building 5.0 m.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
92024D0069/00E000 Wallonia 869 m² 1 · 153 m² 5.0 m · 1