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B&K EXPRESS

Active
Private limited company·Goederenvervoer over de weg· 4 yrs active
KBO/BCE: BE 0777.928.716
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for B&K EXPRESS (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €9k and a net result of €10k.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

3 events
12-11-2025
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 04-11-2025 · Ondernemingsrechtbank Brussel · B&K EXPRESS BV BOSDUIFSTRAAT 31/1, 1120 NEDER-OVER-HEEMBEEK · Publications in State Gazette ↗
21-05-2025
Bankruptcy Opening
Date: 13-05-2025 · Ondernemingsrechtbank Brussel · B&K EXPRESS BV BOSDUIF- STRAAT 31/1, 1120 NEDER-OVER-HEEMBEEK · Publications in State Gazette ↗
07-01-2025
KBO administration Address struck

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 28-08-2023, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2022 31-07-2023 28-08-2023 28 d late 2023-00360662

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags

1 event
Address struck

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k
Working capital€6k
Directors1

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 28-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 49, Land transport · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 17.2% 28.5%
better than 37% of 1347 sector peers
Net result €10k €4k
better than 62% of 1334 sector peers
Equity €9k €17k
better than 37% of 1356 sector peers
Gross operating margin €26k €26k
better than 50% of 1327 sector peers
Total assets €52k €66k
better than 43% of 1348 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA€14k
Net profit€10k
Cash flow€10k
Staff costs-
Income taxes€3k
Dividends-
Total assets€52k
Equity€9k
Debt€43k
of which ≤ 1y€43k
of which > 1y-
Working capital€6k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.15
Quick ratio1.15
Working capital ratio12.2%
Solvency17.2%
Debt / equity4.80
Long-term debt ratio-
Interest coverage22.83
Gross margin-
Net margin-
ROA19.2%
ROE111.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€52k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€50k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€12
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€52k
Equity 10/15€9k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€43k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€420
Income statement
Gross operating margin 9900€26k
Operating result 9901€13k
Financial income 75€24
Financial charges 65€598
Result before taxes 9903€13k
Income taxes 67/77€3k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
Ratios computed by Checked.

Health barometer

FY 2022 · computed
8 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2022 and the legal situation the KBO register itself records. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator BERT DEHANDSCHUTTER
EDMOND TOLLENAERE- STRAAT 56-76 B23, 1020 BRUSSEL 2- bert.dehandschutter@modo- law.be
13-05-2025 → present Belgian State Gazette

Legal Structure

NACE primary Goederenvervoer over de weg(49410)
Legal form Private limited company(610)
Incorporation01-12-2021
StatusActive
Postal code-
First BS signal 21-05-2025
Latest BS signal 12-11-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Establishment units

1 location
B&K EXPRESS
Goederenvervoer over de weg
since 20212.328.856.469
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area512 m²
Buildings2
Building footprint224 m²
Volume (LiDAR)1,983 m³
Tallest building10.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23047C0183/00L002 Flanders 396 m² 1 · 159 m² 10.4 m · 3 fl.
21819B0200/00C003 Brussels 116 m² 1 · 65 m² 9.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

3 events from the State Gazette
12-11-2025
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 04-11-2025 · Ondernemingsrechtbank Brussel · B&K EXPRESS BV BOSDUIFSTRAAT 31/1, 1120 NEDER-OVER-HEEMBEEK · Publications in State Gazette ↗
21-05-2025
Bankruptcy Opening
Date: 13-05-2025 · Ondernemingsrechtbank Brussel · B&K EXPRESS BV BOSDUIF- STRAAT 31/1, 1120 NEDER-OVER-HEEMBEEK · Publications in State Gazette ↗
07-01-2025
KBO administration Address struck

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-07 · KBO administration · Address struck2025-05-21 · Bankruptcy · Opening2025-11-12 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health8Profitability100Solvency26Growth-Stability0
34 / 100

Fragile profile, watch stability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 8
Profitability 100
Solvency 26
Growth -
Stability 0

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
Legal nameNL B&K EXPRESS
Registration history
  1. 07-01-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.