BEN SERVICE

Active

Private limited companyfounded 201312 yrs activeHandelskaai 21, 1000 Brussel, BelgiumKBO/BCE: BE 0540.569.617

The computed 12-month bankruptcy probability of BEN SERVICE is 2.7% (moderate). The 2024 annual accounts show equity of €9k and a net result of €7k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 6714 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

43 / 100

Weak▼ -5 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency7▼-2

Growth78=

Stability100

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.32 against 0.68 in 2023), and 88.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

11.1%

Return on assets

8.8%

Age of the figures

20 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 6714 sector peers (2024).

NBB · sector comparison

Position among 6714 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

30 d late

2022

27 d late

2021

22 d late

2020

4 d early

2019

91 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€9k▲ 380%

2023 · €2k

2018: €-8k 2019: €-9k 2020: €-10k 2021: €-10k 2022: €-11k 2023: €2k

2018 → 2024

Total assets

€81k▲ 236%

2023 · €24k

2018: €21k 2019: €20k 2020: €19k 2021: €19k 2023: €24k

2018 → 2024

Net result

€7k▼ 45.9%

2023 · €13k

2018: €-2k 2019: €-830 2020: €-876 2021: €-478 2022: €-884 2023: €13k

2018 → 2024

Working capital

€-49k▼ 591%

2023 · €-7k

2018: €-10k 2019: €-11k 2020: €-11k 2021: €-12k 2023: €-7k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-10k-€-10k▼ 4.8%€-11k▼ 8.4%€2k€9k▲ 380%

Operating result€-727-€-327▲ 55.0%€-695▼ 112%€13k€7k▼ 44.5%

Net result€-876-€-478▲ 45.5%€-884▼ 85.0%€13k€7k▼ 45.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 45% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €81k

71.7%

28.3%

Fixed assets €58k▲ 547%

Current assets €23k▲ 51.8%

Equity and liabilities €81k

11%

88.9%

Equity €9k▲ 380%

Debt €72k▲ 224%

The debt ratio falls from 92.2% to 88.9%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€21k

Cash flow

€21k

Solvency

11.1%▲

2023 · 7.8%

Current ratio

0.32▼

2023 · 0.68

Quick ratio

0.32▼

2023 · 0.68

Debt / equity

7.99▼

2023 · 11.83

ROE

79.2%▼

2023 · 703.4%

ROA

8.8%▼

2023 · 54.8%

Interest coverage

71.92

Debt

€72k▲

2023 · €22k

Debt ≤ 1 year

€72k▲

2023 · €22k

Staff costs

€89k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€24k€81k▲

Fixed assets21/28€9k€58k▲

Tangible fixed assets22/27-€37k

Furniture and vehicles24-€37k

Financial fixed assets28€9k€21k▲

Current assets29/58€15k€23k▲

Amounts receivable within one year40/41€15k€3k▼

Trade receivables40€15k€254▼

Other amounts receivable41€264€3k▲

Cash at bank and in hand54/58€143€20k▲

Equity and liabilities

Total equity and liabilities10/49€24k€81k▲

Equity10/15€2k€9k▲

Contributions10/11€19k€19k=

Profit (loss) carried forward14€-17k€-10k▲

Amounts payable17/49€22k€72k▲

Amounts payable within one year42/48€22k€72k▲

Current portion of amounts payable after more than one year42-€41k

Trade debts44€348€6k▲

Suppliers440/4€348€6k▲

Taxes, remuneration and social security45-€17k

Taxes450/3-€12k

Remuneration and social security454/9-€5k

Other amounts payable47/48€22k€8k▼

Income statement Code20232024

Remuneration, social security and pensions62-€89k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€14k

Other operating charges640/8€50€1k▲

Gross operating margin9900€13k€111k▲

Operating profit (loss)9901€13k€7k▼

Financial charges65/66B€197€294▲

Recurring financial charges65€197€294▲

Profit (loss) for the period before taxes9903€13k€7k▼

Profit (loss) for the period9904€13k€7k▼

Profit (loss) for the period to be appropriated9905€13k€7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-17k€-10k▲

Profit (loss) brought forward from the previous period14P€-30k€-17k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Back to profitnet €13k

Net result €13k after 5 loss-making years.

27-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 27 days late

2022

22-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 22 days late

2021

27-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 91 days late

2019

31-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 31 days late

2018

31-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 31 days late

2017

23-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 23 days late

2016

22-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 22 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2013

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Handelskaai 211000 Brussel

Ground area

315 m²

Building footprint

315 m²

Volume, LiDAR

8,291 m³

Parcel 21812N1396/00W000, Brussels · tallest building 32.3 m, ±10 floors. Linked by address, not a title deed.

1 establishment unit

BEN SERVICE

Handelskaai 21, 1000 BrusselRemoval services

since 20132.226.142.575

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21812N1396/00W000	Brussels	315 m²	1 · 315 m²	32.3 m · 10 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €9k

Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 3,636 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-10-2013

Fiscal year end31-12

Activities, NACEBEL

49410Freight transport by road

Sources

Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

Phone:022156430

Enterprise