ZEN TRANSPORT
ActiveSummary
The computed 12-month bankruptcy probability of ZEN TRANSPORT is 2.4% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-925. Its solvency ranks better than 23% of 4603 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability50
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.45; short-term debt: 16.7% and cash: 61.8% of total assets), but 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
-1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4603 sector peers (2025).
NBB · sector comparisonPosition among 4603 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€82k
Net result
€-925
Working capital
€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €82k
Fixed assets
€21k
Current assets
€60k
Equity and liabilities €82k
Equity
€9k
Debt
€72k
Debt finances 88.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€3k
Current ratio
4.45
Debt to equity
7.99
ROE
-10.2%
ROA
-1.1%
Interest coverage
3.97
Debt ≤ 1 year
€14k
Debt > 1 year
€59k
Income taxes
€559
Staff costs
€372
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€82k
Fixed assets21/28€21k
Tangible fixed assets22/27€21k
Furniture and vehicles24€21k
Current assets29/58€60k
Amounts receivable within one year40/41€10k
Trade receivables40€61
Other amounts receivable41€10k
Cash at bank and in hand54/58€50k
Equity and liabilities
Total equity and liabilities10/49€82k
Equity10/15€9k
Contributions10/11€10k
Profit (loss) carried forward14€-925
Amounts payable17/49€72k
Amounts payable after more than one year17€59k
Financial debts170/4€59k
Amounts payable within one year42/48€14k
Current portion of amounts payable after more than one year42€2k
Taxes, remuneration and social security45€8k
Taxes450/3€7k
Remuneration and social security454/9€240
Other amounts payable47/48€4k
Income statement
Code2025
Remuneration, social security and pensions62€372
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€2k
Gross operating margin9900€7k
Operating profit (loss)9901€833
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-366
Income taxes67/77€559
Profit (loss) for the period9904€-925
Profit (loss) for the period to be appropriated9905€-925
Appropriation of the result
Profit (loss) to be appropriated9906€-925
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorstraat 72870 Puurs-Sint-AmandsGround area
3,715 m²
Building footprint
70 m²
Volume, LiDAR
406 m³
Parcel 12008A0794/00A000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZEN SERVICES
since 20242.367.396.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008A0794/00A000 | Flanders | 3,715 m² | 1 · 70 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Yilmaz Trans
BE 0790.215.151
Lievegem · Eq €9,074
Gillardin T
BE 0690.533.694
Zemst · Eq €9,079
SF EXPRESS (BELGIUM)
BE 0743.585.964
Grâce-Hollogne · Eq €9,094
BMA TRANSPORT
BE 1023.524.006
Sint-Jans-Molenbeek · Eq €9,095
Munlogistic
BE 1007.514.353
Grâce-Hollogne · Eq €9,105
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 3,729 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.