B IMMO & PARTNERS
ActiveThe file of B IMMO & PARTNERS contains 3 judicial reorganisations, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 9.1% (elevated). The 2024 annual accounts show equity of €241k and a net result of €389k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 9981 sector peers (fiscal year 2024).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+69
Solvency87▲+40
Growth58=
Track record60
Bankruptcy probability, 12 months
9.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 9.6 against 1.29 in 2023; short-term debt: 10.3% and cash: 12.9% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 146 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline23-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-04-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
on the day
2022
2 d early
2021
32 d late
2020
49 d late
2019
75 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€241k▼ 19.9%
2023 · €301k
2019: €445k
2020: €451k
2021: €427k
2022: €321k
2023: €301k
2019 → 2024
Total assets
€389k▼ 71.9%
2023 · €1.39M
2019: €1.02M
2020: €1.19M
2021: €1.35M
2022: €1.39M
2023: €1.39M
2019 → 2024
Net result
€389k
2023 · €-20k
2019: €-25k
2020: €5k
2021: €-24k
2022: €-106k
2023: €-20k
2019 → 2024
Working capital
€345k▲ 48.5%
2023 · €233k
2019: €-105k
2020: €541k
2021: €606k
2022: €236k
2023: €233k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€451k-€427k▼ 5.2%€321k▼ 24.9%€301k▼ 6.1%€241k▼ 19.9%
Operating result€29k-€4k▼ 87.1%€-59k€19k€507k▲ 2,552%
Net result€5k-€-24k€-106k▼ 353%€-20k▲ 81.5%€389k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 2,552% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389k
Fixed assets
€4k▼ 98.8%
Current assets
€385k▼ 63.2%
Equity and liabilities €389k
Equity
€241k▼ 19.9%
Provisions
€93k
Debt
€55k▼ 94.9%
The debt ratio falls from 78.3% to 14.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€509k▲
2023 · €63k
Cash flow
€391k▲
2023 · €25k
Solvency
61.9%▲
2023 · 21.7%
Current ratio
9.60▲
2023 · 1.29
Quick ratio
9.52▲
2023 · 0.08
Debt / equity
0.23▼
2023 · 3.61
ROE
161.3%▲
2023 · -6.5%
ROA
99.8%▲
2023 · -1.4%
Interest coverage
19.59▲
2023 · 1.63
Debt
€55k▼
2023 · €1.09M
Debt ≤ 1 year
€40k▼
2023 · €815k
Debt > 1 year
€5k▼
2023 · €272k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.39M€389k▼
Fixed assets21/28€341k€4k▼
Tangible fixed assets22/27€341k€4k▼
Land and buildings22€321k-
Plant, machinery and equipment23€12k€306▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€1.05M€385k▼
Stocks and contracts in progress3€978k€3k▼
Stocks30/36€978k€3k▼
Amounts receivable within one year40/41€69k€331k▲
Trade receivables40€44k€99k▲
Other amounts receivable41€25k€232k▲
Cash at bank and in hand54/58-€50k
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.39M€389k▼
Equity10/15€301k€241k▼
Contributions10/11€12k€12k=
Revaluation surpluses12€449k-
Reserves13€2k€281k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€279k
Profit (loss) carried forward14€-162k€-52k▲
Provisions and deferred taxes16-€93k
Deferred taxes168-€93k
Amounts payable17/49€1.09M€55k▼
Amounts payable after more than one year17€272k€5k▼
Financial debts170/4€22k€5k▼
Other amounts payable178/9€250k-
Amounts payable within one year42/48€815k€40k▼
Current portion of amounts payable after more than one year42€399k€24k▼
Financial debts43€40k-
Credit institutions430/8€40k-
Trade debts44€94k€12k▼
Suppliers440/4€94k€12k▼
Taxes, remuneration and social security45€28€4k▲
Taxes450/3€28€4k▲
Other amounts payable47/48€281k-
Accrued charges and deferred income492/3-€11k
Income statement
Code20232024
Non-recurring operating income76A-€703k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€2k▼
Other operating charges640/8€12k€234▼
Non-recurring operating charges66A€3k€114k▲
Gross operating margin9900€78k€624k▲
Operating profit (loss)9901€19k€507k▲
Financial income75/76B-€508
Recurring financial income75-€508
Financial charges65/66B€39k€26k▼
Recurring financial charges65€39k€26k▼
Profit (loss) for the period before taxes9903€-20k€482k▲
Transfer to deferred taxes680-€93k
Profit (loss) for the period9904€-20k€389k▲
Transfer to tax-exempt reserves689-€279k
Profit (loss) for the period to be appropriated9905€-20k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-162k€-52k▲
Profit (loss) brought forward from the previous period14P€-142k€-162k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €389k
Net result €389k after 3 loss-making years.
30-09
Financial
Liquidity times 7current ratio 9.60
Current ratio from 1.29 to 9.60; short-term debt falls from €815k to €40k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
18-03
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise de Liège · 20230012 · event 12-03-2024
2023
16-11
Judicial reorganisation
Extension
Tribunal de l’entreprise de Liège · collectif · event 07-11-2023
24-05
Judicial reorganisation
Opening
Tribunal de l’entreprise de Liège · collectif · event 16-05-2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-106k
Net result drops to €-106k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 49 days late
2020
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
Financial
Liquidity times 8current ratio 4.06
Current ratio from 0.49 to 4.06; short-term debt falls from €207k to €177k.
14-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 74 days late
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 53 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-08-2025
Rahino Sandra: Resigned as Director
17-09-2018
PEREIRA MORAIS Gloria Maria: Resigned as Manager
30-06-2016
Marjorie BARNASSE: Resigned as Managing director
31-12-2013
Rahino Sandra: Resigned as Managing director
Location & real-estate footprint
Registered office, Farciennes · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Le Campinaire(FAR) 1546240 FarciennesGround area
3,687 m²
Building footprint
704 m²
Volume, LiDAR
70 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B IMMO & PARTNERS
since 20062.153.435.533
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121B0614/00L002 | Wallonia | 2,067 m² | 1 · 692 m² | - |
| 52018A0105/00E003 | Wallonia | 1,619 m² | 1 · 12 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WIM VAN TENDELOO
BE 0538.776.107
Grobbendonk · Eq €241k
TRCC Services
BE 0863.508.252
Frameries · Eq €241k
DE MEULEMEESTER JEAN PIERRE
BE 0866.589.288
Tielt · Eq €241k
Boogaerts Brothers
BE 0765.504.796
Rotselaar · Eq €241k
BC-CONSTRUCT MONTAGE
BE 0786.525.290
Lokeren · Eq €241k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 11,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2006
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
42911Civil engineering
42220Construction of utility projects for electricity and telecommunications
43350Other building finishing work
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
45211
45215
45220
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0477/783733
Fax:071/776631