A.A.B.P.
ActiveA.A.B.P. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €21k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-11
Solvency100=
Growth73▼-1
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 9.54 against 12.75 in 2024; short-term debt: 8.8% and cash: 8.9% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
71 d early
2023
65 d early
2022
68 d early
2021
61 d early
2020
71 d early
2019
72 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€703k▲ 4.2%
2024 · €675k
2018: €376k
2019: €563k
2020: €467k
2021: €951k
2022: €1.01M
2023: €815k
2024: €675k
2018 → 2025
EBIT margin
3.4%▼ 4.0pp
2024 · 7.4%
2018: -1.2%
2019: 5.7%
2020: 2.7%
2021: 11.3%
2022: 9.2%
2023: 10.7%
2024: 7.4%
2018 → 2025
Net result
€21k▼ 47.3%
2024 · €39k
2018: €-4k
2019: €28k
2020: €9k
2021: €69k
2022: €68k
2023: €65k
2024: €39k
2018 → 2025
Working capital
€240k▲ 6.3%
2024 · €226k
2018: €107k
2019: €142k
2020: €152k
2021: €220k
2022: €196k
2023: €184k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€951k-€1.01M▲ 6.0%€815k▼ 19.1%€675k▼ 17.2%€703k▲ 4.2%
Equity€228k-€231k▲ 1.3%€232k▲ 0.4%€271k▲ 16.9%€292k▲ 7.6%
Operating result€108k-€93k▼ 13.6%€87k▼ 6.2%€50k▼ 42.6%€24k▼ 51.9%
Net result€69k-€68k▼ 2.2%€65k▼ 4.7%€39k▼ 39.6%€21k▼ 47.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€52k▲ 13.9%
Current assets
€268k▲ 9.5%
Equity and liabilities €320k
Equity
€292k▲ 7.6%
Debt
€28k▲ 46.2%
The debt ratio rises from 6.6% to 8.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €57k
Cash flow
€29k▼
2024 · €47k
Solvency
91.2%▼
2024 · 93.4%
Current ratio
9.54▼
2024 · 12.75
Quick ratio
9.51▼
2024 · 12.72
Debt / equity
0.10▲
2024 · 0.07
ROE
7.1%▼
2024 · 14.5%
ROA
6.4%▼
2024 · 13.5%
Interest coverage
121.31▼
2024 · 157.10
Debt
€28k▲
2024 · €19k
Debt ≤ 1 year
€28k▲
2024 · €19k
Income taxes
€8k▼
2024 · €13k
Staff costs
€519k▲
2024 · €458k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€290k€320k▲
Fixed assets21/28€45k€52k▲
Tangible fixed assets22/27€45k€52k▲
Plant, machinery and equipment23€45k€48k▲
Furniture and vehicles24-€4k
Current assets29/58€245k€268k▲
Stocks and contracts in progress3€521€1k▲
Stocks30/36€521€738▲
Contracts in progress37-€282
Amounts receivable within one year40/41€211k€234k▲
Trade receivables40€70k€165k▲
Other amounts receivable41€141k€69k▼
Cash at bank and in hand54/58€29k€29k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€290k€320k▲
Equity10/15€271k€292k▲
Contributions10/11€19k€19k=
Reserves13€252k€273k▲
Distributable reserves133€252k€273k▲
Amounts payable17/49€19k€28k▲
Amounts payable within one year42/48€19k€28k▲
Trade debts44€8k-
Suppliers440/4€8k-
Taxes, remuneration and social security45€11k€28k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€8k€17k▲
Income statement
Code20242025
Turnover70€675k€703k▲
Goods, raw materials, services and sundry goods60/61€157k€149k▼
Remuneration, social security and pensions62€458k€519k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€517k€554k▲
Operating profit (loss)9901€50k€24k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€366€269▼
Recurring financial charges65€366€269▼
Profit (loss) for the period before taxes9903€52k€28k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€39k€21k▼
Profit (loss) for the period to be appropriated9905€39k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€21k▼
Transfer to equity691/2€39k€21k▼
To other reserves6921€39k€21k▼
Social balance
Average headcount (FTE)90878.28.6▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 12.75
Current ratio from 2.90 to 12.75; short-term debt falls from €97k to €19k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €69k ▲634%
Operating result €108k, net result €69k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.72
Current ratio from 1.84 to 4.72; short-term debt falls from €180k to €59k.
31-12
Financial
Equity above €200kEq €228k ▲43.8%
3 profitable years in a row build equity to €228k.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €159k ▲6.3%
2 profitable years in a row build equity to €159k.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ledebaan 889300 AalstGround area
504 m²
Building footprint
457 m²
Parcel 41302C0748/00H007, Flanders. Linked by address, not a title deed.
1 establishment unit
Ledebaan 88, 9300 Aalst
since 20052.150.678.654
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0748/00H007 | Flanders | 504 m² | 1 · 457 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 961 EUR awarded · 841 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 961 EUR | 841 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
9 categoriesA.A.B.P. BV32476
Dual-learning approval
6 live approvals · 2 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.