B&G Immo
ActiveB&G Immo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €4k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▲+4
Solvency36▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.46 in 2024), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.2%
Return on assets
0.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
1 d early
2021
1 d early
2020
30 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€282k▲ 1.4%
2024 · €278k
2018: €67k
2019: €55k
2020: €96k
2021: €189k
2022: €258k
2023: €276k
2024: €278k
2018 → 2025
Total assets
€934k▼ 11.0%
2024 · €1.05M
2018: €954k
2019: €880k
2020: €997k
2021: €1.50M
2022: €1.40M
2023: €1.20M
2024: €1.05M
2018 → 2025
Net result
€4k▲ 176%
2024 · €1k
2018: €1k
2019: €32k
2020: €41k
2021: €94k
2022: €69k
2023: €18k
2024: €1k
2018 → 2025
Working capital
€-104k▼ 17.8%
2024 · €-88k
2018: €-94k
2019: €-116k
2020: €-121k
2021: €-115k
2022: €-62k
2023: €-60k
2024: €-88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€258k▲ 36.3%€276k▲ 7.1%€278k▲ 0.5%€282k▲ 1.4%
Operating result€115k-€91k▼ 20.7%€42k▼ 53.8%€16k▼ 62.5%€18k▲ 12.4%
Net result€94k-€69k▼ 26.7%€18k▼ 73.3%€1k▼ 92.2%€4k▲ 176%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €934k
Fixed assets
€848k▼ 13.0%
Current assets
€87k▲ 15.6%
Equity and liabilities €934k
Equity
€282k▲ 1.4%
Debt
€652k▼ 15.5%
The debt ratio falls from 73.5% to 69.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€145k▼
2024 · €147k
Cash flow
€131k▼
2024 · €132k
Solvency
30.2%▲
2024 · 26.5%
Current ratio
0.45▼
2024 · 0.46
Quick ratio
0.45▼
2024 · 0.46
Debt / equity
2.31▼
2024 · 2.78
ROE
1.4%▲
2024 · 0.5%
ROA
0.4%▲
2024 · 0.1%
Interest coverage
11.92▲
2024 · 10.40
Debt
€652k▼
2024 · €772k
Debt ≤ 1 year
€191k▲
2024 · €163k
Debt > 1 year
€462k▼
2024 · €608k
Income taxes
€2k▲
2024 · €314
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€934k▼
Fixed assets21/28€975k€848k▼
Tangible fixed assets22/27€975k€848k▼
Land and buildings22€545k€505k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€419k€336k▼
Current assets29/58€75k€87k▲
Amounts receivable within one year40/41€69k€70k▲
Trade receivables40€66k€70k▲
Other amounts receivable41€3k€350▼
Cash at bank and in hand54/58€5k€16k▲
Deferred charges and accrued income490/1€193€198▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€934k▼
Equity10/15€278k€282k▲
Contributions10/11€50k€50k=
Reserves13€228k€232k▲
Distributable reserves133€228k€232k▲
Amounts payable17/49€772k€652k▼
Amounts payable after more than one year17€608k€462k▼
Financial debts170/4€608k€462k▼
Amounts payable within one year42/48€163k€191k▲
Current portion of amounts payable after more than one year42€154k€147k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€314€2k▲
Taxes450/3€314€2k▲
Other amounts payable47/48€8k€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131k€127k▼
Other operating charges640/8€8k€9k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€154k€153k▼
Operating profit (loss)9901€16k€18k▲
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€2k€6k▲
Income taxes67/77€314€2k▲
Profit (loss) for the period9904€1k€4k▲
Profit (loss) for the period to be appropriated9905€1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€4k▲
Transfer to equity691/2€1k€4k▲
To other reserves6921€1k€4k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €200kEq €258k ▲36.3%
5 profitable years in a row build equity to €258k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €94k ▲130%
Operating result €115k, net result €94k, both a record.
30-09
Financial
Equity above €150kEq €189k ▲97.9%
4 profitable years in a row build equity to €189k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Horizonlaan 213600 GenkGround area
3,715 m²
Building footprint
756 m²
Volume, LiDAR
4,786 m³
Parcel 71302A0032/00D033, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
B&G Immo
since 20142.226.392.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71302A0032/00D033 | Flanders | 3,715 m² | 1 · 756 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RP-HYON
BE 1018.418.044
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DECOMAC
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HIVE IMMO
BE 0747.750.036
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FILATURE 102
BE 0645.596.762
Braine-le-Château · Eq €283k
GM THYS
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Duffel · Eq €283k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2014
Fiscal year end30-09
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
35110Production of electricity from non-renewable sources
35150Electricity, gas, steam and air conditioning supply
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.