Anders! Invest
ActiveAnders! Invest has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181k and a net result of €2k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 9041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▲+4
Solvency12▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.0 in 2024), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
0.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
30 d early
2023
27 d late
2022
30 d late
2021
4 d late
2020
7 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€181k▲ 0.9%
2024 · €179k
2018: €418k
2019: €365k
2020: €315k
2021: €232k
2022: €189k
2023: €180k
2024: €179k
2018 → 2025
Total assets
€1.01M▼ 10.1%
2024 · €1.12M
2018: €1.20M
2019: €1.97M
2020: €1.62M
2021: €1.48M
2022: €1.35M
2023: €1.24M
2024: €1.12M
2018 → 2025
Net result
€2k
2024 · €-1k
2018: €-29k
2019: €-53k
2020: €-50k
2021: €-83k
2022: €-55k
2023: €-9k
2024: €-1k
2018 → 2025
Working capital
€-298k▼ 14.3%
2024 · €-261k
2018: €-414k
2019: €-531k
2020: €-494k
2021: €-517k
2022: €-197k
2023: €-228k
2024: €-261k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€232k-€189k▼ 18.4%€180k▼ 4.8%€179k▼ 0.7%€181k▲ 0.9%
Operating result€-49k-€-7k▲ 85.3%€30k€32k▲ 8.1%€31k▼ 3.1%
Net result€-83k-€-55k▲ 33.5%€-9k▲ 83.6%€-1k▲ 86.6%€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€1.00M▼ 10.2%
Current assets
€874▲ 144%
Equity and liabilities €1.01M
Equity
€181k▲ 0.9%
Debt
€825k▼ 12.2%
The debt ratio falls from 84.0% to 82.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€145k▼
2024 · €146k
Cash flow
€115k▲
2024 · €112k
Solvency
18.0%▲
2024 · 16.0%
Current ratio
0.00▲
2024 · 0.00
Quick ratio
0.00▲
2024 · 0.00
Debt / equity
4.57▼
2024 · 5.25
ROE
0.9%▲
2024 · -0.7%
ROA
0.2%▲
2024 · -0.1%
Interest coverage
4.87▲
2024 · 4.28
Debt
€825k▼
2024 · €940k
Debt ≤ 1 year
€299k▲
2024 · €262k
Debt > 1 year
€525k▼
2024 · €678k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.01M▼
Fixed assets21/28€1.12M€1.00M▼
Tangible fixed assets22/27€1.12M€1.00M▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€4k€4k▼
Leasing and similar rights25€333k€222k▼
Other tangible fixed assets26€777k€777k=
Current assets29/58€359€874▲
Amounts receivable within one year40/41€252€0▼
Trade receivables40€252€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€107€874▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.01M▼
Equity10/15€179k€181k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€512k€512k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€-356k€-354k▲
Amounts payable17/49€940k€825k▼
Amounts payable after more than one year17€678k€525k▼
Financial debts170/4€678k€525k▼
Amounts payable within one year42/48€262k€299k▲
Current portion of amounts payable after more than one year42€146k€152k▲
Trade debts44€40k€71k▲
Suppliers440/4€40k€71k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€73k€73k=
Accrued charges and deferred income492/3€561€525▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€114k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-1k
Other operating charges640/8€12k€14k▲
Gross operating margin9900€158k€157k▼
Operating profit (loss)9901€32k€31k▼
Financial income75/76B€599€0▼
Recurring financial income75€599€0▼
Financial charges65/66B€34k€30k▼
Recurring financial charges65€34k€30k▼
Profit (loss) for the period before taxes9903€-1k€2k▲
Profit (loss) for the period9904€-1k€2k▲
Profit (loss) for the period to be appropriated9905€-1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-356k€-354k▲
Profit (loss) brought forward from the previous period14P€-354k€-356k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 7 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
31-12
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 7 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2022
DUO nv
CurrentDirector · since 26-04-2022 · Legal entity
26-04-2022
DUO nv: Appointed as Director
26-04-2022
Els Das: Resigned as Director
26-04-2022
Tom Das: Resigned as Director
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadsbeemd 14103545 HalenGround area
1.1 ha
Building footprint
2,514 m²
Volume, LiDAR
21,626 m³
Parcel 71020B0261/00N000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Anders! Invest
since 20122.217.012.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71020B0261/00N000 | Flanders | 1.1 ha | 1 · 2,514 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUBIZNESS CONSULTANCY
BE 0442.196.472
Enghien · Eq €181k
OBELIS REAL ESTATE COMPANY
BE 0741.506.404
Sint-Lambrechts-Woluwe · Eq €180k
La Tourmaline
BE 0407.963.390
Elsene · Eq €181k
BJYC INVEST
BE 0460.492.256
Ukkel · Eq €180k
Group Buys
BE 1026.231.294
Bocholt · Eq €181k
Of 11,965 companies in sector 68203 we hold annual accounts for 5,943. 4,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2012
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
52100Warehousing and storage
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.